$230,000
SOLD MAR 21, 2025

655 Washington St Cumberland, MD 21502

3 Beds
3.5 Baths
2,335 Sq Ft
7,800 Sq Ft Lot

Recently Sold

$99 Per Sq Ft

32% Below List Price

495 Days on Market

Highlights

  • 24-Hour Security
  • Wood Flooring
  • 1 Car Attached Garage
  • Manor Architecture
  • No HOA
  • Central Air

About This Home

As of March 2025

Built in 1935, this all-brick house offers a welcoming ambiance as soon as you enter, greeted by a gracious open staircase. With 3 bedrooms and 4 baths, it combines historic charm with modern updates, including an updated kitchen with granite countertops and a commercial stove. The home features practical amenities such as a garage and plenty of storage space, along with a full basement. Comfort is ensured with gas heat and central air conditioning. Outside, there's an inviting outdoor patio, perfect for enjoying the surroundings that back onto trees, offering both privacy and tranquility. For those interested in history and classic architecture, this home on Washington St presents a unique opportunity to experience Cumberland's historic charm firsthand. Don't miss out—schedule your tour today to explore this captivating property.

Last Agent to Sell the Property

Stephen MacGray

(240) 801-5011 home@charisrealty.com Charis Realty Group License #652984 Listed on: 09/10/2023

Charis Realty Group

Last Buyer's Agent

Jennifer Jackson

(240) 801-5011 home@charisrealty.com Charis Realty Group License #RSR005314

Charis Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,714

Year Built

  • Built in 1935

Lot Details

  • 7,800 Sq Ft Lot
  • South Facing Home
  • Property is in average condition

Parking

  • 1 Car Attached Garage
  • 2 Driveway Spaces
  • Front Facing Garage

Home Design

  • Manor Architecture
  • Brick Exterior Construction
  • Permanent Foundation
  • Plaster Walls
  • Slate Roof

Interior Spaces

  • Property has 3 Levels
  • Wood Burning Fireplace
  • Unfinished Basement
  • Connecting Stairway
  • Laundry on lower level

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Utilities

  • Central Air
  • Radiator
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • 24-Hour Security

Listing and Financial Details

  • Assessor Parcel Number 0106014410

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,714

Year Built

Built in 1935

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Manor
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1935
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Hardwood, Ceramic Tile
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall, Plaster Walls
  • Foundation Details: Permanent
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Unfinished
  • Laundry Type: Lower Floor
  • Total Sq Ft: 3585
  • Living Area Sq Ft: 2335
  • Price Per Sq Ft: 113.49
  • Above Grade Finished Sq Ft: 2335
  • Below Grade Sq Ft: 1250
  • Total Below Grade Sq Ft: 1250
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Roof: Slate
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway, Attached Garage
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Radiator
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: 24 Hour Security
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Lot Size Acres: 0.18
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7800.00
  • Property Condition: Average
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3714.00
  • Assessor Parcel Number: 0106014410
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 10, 2023
Closed on
Mar 21, 2025
Sold by
Davis Betty J
Bought by
Grimm Brogan and Hoffmann David
Seller's Agent
Stephen MacGray
Charis Realty Group
Buyer's Agent
Jennifer Jackson
Charis Realty Group
List Price
$339,900
Sold Price
$230,000
Premium/Discount to List
-$109,900
-32.33%
Views
619
Current Estimated Value
$256,336

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,336
Avg. Annual Appreciation
13.60%
Original Mortgage
$282,621
Outstanding Balance
$281,117
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
-$24,781

Purchase Details

Closed on
Jan 31, 2007
Sold by
Kagey Richard G and Kagey Betsy T
Bought by
Davis Paul

Purchase Details

Closed on
Dec 20, 2006
Sold by
Kagey Richard G and Kagey Betsy T
Bought by
Davis Paul

Purchase Details

Closed on
Jul 18, 1994
Sold by
Eliason Harold
Bought by
Kagey Ii Richard G Kagey Richard G I
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $230,000 Allegany Garrett Titles & Sett
Special Warranty Deed $230,000 Allegany Garrett Titles & Sett
Deed $155,000 --
Deed $155,000 --
Deed $136,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $282,621 New Conventional
Closed $282,621 New Conventional
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/21/2025 03/21/25 Sold $230,000 -13.2% $99 / Sq Ft
01/17/2025 01/17/25 Pending -- -- --
11/27/2024 11/27/24 Price Changed $265,000 -7.0% $113 / Sq Ft
11/08/2024 11/08/24 Price Changed $285,000 -5.0% $122 / Sq Ft
07/15/2024 07/15/24 Price Changed $299,900 -3.3% $128 / Sq Ft
05/07/2024 05/07/24 Price Changed $310,000 -4.6% $133 / Sq Ft
03/10/2024 03/10/24 Price Changed $325,000 -1.5% $139 / Sq Ft
10/04/2023 10/04/23 Price Changed $329,900 -2.9% $141 / Sq Ft
09/10/2023 09/10/23 For Sale $339,900 -- $146 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,087 $227,667 $0 $0
2024 $1,417 $186,033 $0 $0
2023 $1,343 $144,400 $27,400 $117,000
2022 $1,327 $142,967 $0 $0
2021 $1,324 $141,533 $0 $0
2020 $1,301 $140,100 $27,400 $112,700
2019 $1,309 $140,100 $27,400 $112,700
2018 $1,332 $140,100 $27,400 $112,700
2017 $349 $143,700 $0 $0
2016 $936 $195,500 $0 $0
2015 $1,985 $195,500 $0 $0
2014 $1,985 $205,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2007040

Bright MLS

APN: 06-014410