Seller's Agent in 2025
Mayra Gallardo
Realty of America, LLC
(847) 445-9114
1 in this area
190 Total Sales
656 Ford Ave Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated Value: $216,000 - $263,000
2
Beds
1
Bath
900
Sq Ft
$274/Sq Ft
Est. Value
Highlights
- Ranch Style House
- 1 Car Detached Garage
- Laundry Room
- Wood Flooring
- Living Room
- Central Air
About This Home
As of October 2025Welcome to this adorable 2 bedroom, 1 bath gem that's full of character and potential! Inside, you'll find a cozy and inviting layout with bright natural light, a functional kitchen, and a comfortable living space, perfect for relaxing or entertaining. The two bedrooms offer peaceful retreats, and the updated bathroom adds a modern touch. Downstairs, the spacious unfinished basement is a blank canvas, ideal for extra storage, a workshop, or your future dream space. Outside, enjoy a manageable yard with room for gardening, play, or simply soaking up the sun. Whether you're downsizing, or looking for an investment opportunity, this home offers a great mix of charm, potential, and affordability! Water heater 2017, siding approximately 3 years old. Seller selling AS IS.
Last Agent to Sell the Property
Realty of America, LLC License #475176592 Listed on: 07/31/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,204
Year Built
- Built in 1950
Lot Details
- 4,600 Sq Ft Lot
- Lot Dimensions are 47x130
Parking
- 1 Car Detached Garage
- Driveway
- Parking Included in Price
Home Design
- Ranch Style House
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 900 Sq Ft Home
- Family Room
- Living Room
- Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Microwave
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- 1 Full Bathroom
Laundry
- Laundry Room
- Gas Dryer Hookup
Utilities
- Central Air
- Heating System Uses Natural Gas
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 31, 2025
Closed on
Oct 14, 2025
Sold by
Bought by
Seller's Agent
Mayra Gallardo
Realty of America, LLC
Buyer's Agent
Adalberto Sanchez
A&O Dream Key Real Estate
List Price
$249,900
Sold Price
$248,000
Premium/Discount to List
-$1,900
-0.76%
Views
186
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,208
Avg. Annual Appreciation
-0.67%
Original Mortgage
$240,560
Outstanding Balance
$240,560
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$6,232
Purchase Details
Closed on
Oct 27, 2017
Sold by
Bought by
Purchase Details
Closed on
Dec 19, 2013
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $248,000 | First American Title | ||
| -- | None Available | ||
| $42,500 | Chicago Title Insurance Co | ||
| $35,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $240,560 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/14/2025 10/14/25 | Sold | $248,000 | -0.8% | $276 / Sq Ft |
| 09/05/2025 09/05/25 | Pending | -- | -- | -- |
| 09/02/2025 09/02/25 | For Sale | $249,900 | 0.0% | $278 / Sq Ft |
| 08/26/2025 08/26/25 | Pending | -- | -- | -- |
| 08/19/2025 08/19/25 | Price Changed | $249,900 | -2.0% | $278 / Sq Ft |
| 07/31/2025 07/31/25 | For Sale | $255,000 | -- | $283 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,369 | $54,591 | $11,383 | $43,208 |
| 2023 | $4,204 | $49,319 | $10,284 | $39,035 |
| 2022 | $3,899 | $44,970 | $9,377 | $35,593 |
| 2021 | $3,751 | $42,044 | $8,767 | $33,277 |
| 2020 | $3,661 | $40,137 | $8,369 | $31,768 |
| 2019 | $3,571 | $38,233 | $7,972 | $30,261 |
| 2018 | $3,155 | $31,908 | $7,510 | $24,398 |
| 2017 | $2,485 | $30,165 | $7,100 | $23,065 |
| 2016 | $2,345 | $27,985 | $6,587 | $21,398 |
| 2015 | -- | $25,651 | $6,038 | $19,613 |
| 2014 | -- | $25,334 | $5,963 | $19,371 |
| 2013 | -- | $29,510 | $6,120 | $23,390 |
Source: Public Records
Agents Affiliated with this Home
-
Mayra Gallardo
-
Adalberto Sanchez
Buyer's Agent in 2025
Adalberto Sanchez
A&O Dream Key Real Estate
(224) 232-9419
14 in this area
153 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12425864
APN: 06-01-481-016
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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