NOT LISTED FOR SALE

656 Thoreau Dr Elgin, IL 60120

Bluff City Neighborhood

Estimated Value: $308,000 - $350,000

3 Beds
2 Baths
1,243 Sq Ft
$262/Sq Ft Est. Value

Sale Details

Date Sold: February 19, 2014

Last sale price $137,000 $110 Per Sq Ft

Est. 138% increase in value since last sale

Current estimated payment $1,951 / mo

6 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • Attached Garage
  • Vaulted Ceiling
  • Fenced Yard
  • 4-minute walk to Summerhill Park

About This Home

As of February 2014

Open floor plan w/cathedral ceiling in well located ranch w/picturesque fully fenced backyard. Patio door from kitchen opens to large entertaining sized deck w/side deck creating a walkway to front of home. Eat-in kitchen is fully applianced & has open pass-thru to dining room. Home is being sold in "as is" condition. Owner has maintained mechanicals. Taxes include senior exemption & senior freeze. Great neighbors

Last Agent to Sell the Property

Karen Kusek

RE/MAX Suburban Listed on: 12/05/2013

Last Buyer's Agent

Halina Kosobudzki

Chicago REALTORS Inc.

Home Details

Home Type

  • Single Family

Year Built

  • 1986

Lot Details

  • East or West Exposure
  • Fenced Yard
  • Irregular Lot

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions
  • Senior Freeze Tax Exemptions

Home Details

Home Type

Single Family

Year Built

1986

Lot Details

6,752 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service, Commuter Train, Interstate Access
  • Disability Access: Yes
  • Disability Access Details: Entry Slope less than 1 foot, Grab Bars in Bathroom(s), Low Bathroom Mirrors, Low Pile Carpeting, Main Level Entry, No Interior Steps
  • Age: 26-30 Years
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 1.1
  • Style Of House: Ranch
  • Type Detached: 1 Story
  • Estimated Year Built: 1986
  • Tax Exemptions: Homeowner, Senior, Senior Freeze
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1986

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, 1st Floor Bedroom, 1st Floor Laundry, 1st Floor Full Bath
  • Number Of Rooms: 6
  • Living Room: Dimensions: 18X13, On Level: Main Level, Flooring: Carpet, Windows: All
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Equipment: TV-Cable, CO Detectors, Ceiling Fan
  • Attic: Unfinished
  • Basement: Slab
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 7X3, On Level: Main Level
  • Dining Room: Dimensions: 12X11, On Level: Main Level, Flooring: Carpet, Windows: All
  • Kitchen Type: Dimensions: 14X12, On Level: Main Level, Flooring: Ceramic Tile, Windows: Blinds
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 13X12, On Level: Main Level, Flooring: Carpet, Windows: All
  • Bedroom 2: Dimensions: 10X10, On Level: Main Level, Flooring: Carpet, Windows: All
  • Bedroom 3: Dimensions: 10X10, On Level: Main Level, Flooring: Carpet, Windows: All
  • Estimated Sq Ft: 1243
  • Dining Room Type: Combined w/ LivRm

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck, Storms/Screens
  • Exposure: E (East)

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public, Sewer-Storm
  • Heating Fuel: Gas, Forced Air

Schools

  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 63X136X23X84X68
  • Lot Description: Fenced Yard, Irregular
  • Parcel Identification Number: 06201070340000

Tax Info

  • Taxes: 3715.39

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 21, 2023
Sold by
Bought by
Current Estimated Value
$326,050

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Outstanding Balance
$91,579
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
$234,471

Purchase Details

Listed on
Dec 5, 2013
Closed on
Feb 19, 2014
Sold by
Bought by
Seller's Agent
Karen Kusek
RE/MAX Suburban
Buyer's Agent
Halina Kosobudzki
Chicago REALTORS Inc.
List Price
$139,900
Sold Price
$137,000
Premium/Discount to List
-$2,900
-2.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.32%
Original Mortgage
$111,518
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 14, 2003
Sold by
Bought by

Purchase Details

Closed on
Jan 2, 2002
Sold by
Bought by

Purchase Details

Closed on
Jul 30, 1998
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.07%

Purchase Details

Closed on
Dec 19, 1994
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,450
Interest Rate
9.24%
Mortgage Type
Assumption
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Old Republic National Title
-- Git
$185,000 Rtc
-- --
$125,000 --
$116,000 Attorneys Title Guaranty Fun
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $95,000
Previous Owner $111,518
Previous Owner $100,000
Previous Owner $119,450
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/19/2014 02/19/14 Sold $137,000 -2.1% $110 / Sq Ft
12/11/2013 12/11/13 Pending -- -- --
12/05/2013 12/05/13 For Sale $139,900 -- $113 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,194 $28,000 $4,711 $23,289
2024 $2,194 $23,001 $4,375 $18,626
2023 $2,200 $23,001 $4,375 $18,626
2022 $2,200 $23,001 $4,375 $18,626
2021 $2,639 $15,843 $3,533 $12,310
2020 $2,443 $15,843 $3,533 $12,310
2019 $2,417 $17,802 $3,533 $14,269
2018 $2,684 $16,265 $3,028 $13,237
2017 $2,629 $16,265 $3,028 $13,237
2016 $3,296 $16,265 $3,028 $13,237
2015 $3,830 $15,399 $2,692 $12,707
2014 $5,240 $15,399 $2,692 $12,707
2013 $2,966 $15,399 $2,692 $12,707
Source: Public Records

Agents Affiliated with this Home

  • K

    Seller's Agent in 2014

    Karen Kusek

    RE/MAX Suburban

    Section Image

  • H

    Buyer's Agent in 2014

    Halina Kosobudzki

    Chicago REALTORS Inc.

See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08498624

Midwest Real Estate Data (MRED)

APN: 06-20-107-034-0000

Illinois Cook County Elgin 60120 Bluff City

656 Thoreau Dr, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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