$151,900
SOLD NOV 5, 2025

681 Ridge Loop Benton, KY 42025

Benton Area
2 Beds
2 Baths
1,132 Sq Ft
0.37 Acre Lot

Sale Details

Date Sold: November 5, 2025

$134 Per Sq Ft

11% Below List Price

95 Days on Market

Highlights

  • Deck
  • Covered Patio or Porch
  • Forced Air Heating and Cooling System
  • No HOA
  • Luxury Vinyl Tile Flooring
  • Many Trees

About This Home

As of November 2025

This 2-bedroom, 2-bath rustic cabin has you covered! Just a short stroll from the lake, this warm and inviting home offers the perfect blend of charm and convenience. Whether you're sipping coffee on the porch, hosting friends for the weekend, or winding down after a day on the water, this cabin makes it easy to feel right at home. Use it as a peaceful primary residence or your go-to vacation escape—either way, you're living the lake life!

Last Agent to Sell the Property

Kim Musgrave

Musgrave Realty, LLC License #271690 Listed on: 07/08/2025

Last Buyer's Agent

Amber Derringer

EXIT Realty Key Group License #283443

EXIT Realty Key Group
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Home Details

Home Type

  • Single Family

Lot Details

  • 16,117 Sq Ft Lot
  • Many Trees

Home Design

  • Block Foundation
  • Shingle Roof
  • Composition Roof
  • Wood Siding
  • Log Siding

Interior Spaces

  • 1,132 Sq Ft Home
  • 1.5-Story Property
  • Luxury Vinyl Tile Flooring
  • Oven or Range
  • Washer and Electric Dryer Hookup

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Jonathan Elementary School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Lot Details

0.37 Acres

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Above Grade Finished Sq Ft: 1132.0
  • Levels: One and One Half
  • AssociationCommunity: Association YN: No
  • Construction Materials:Construction Materials: Log, Wood Siding
  • Cooling:Cooling: Central Air
  • Foundation Details:Foundation Details: Block
  • Levels:Levels: One and One Half
  • Patio And Porch Details:Patio And Porch Details: Covered Porch
  • Patio And Porch Features:Patio And Porch Features: Deck, Patio
  • Sewer:Sewer: Public Sewer
  • Water Heater:Water Heater: Electric
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Range
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: No
  • Total Bedrooms: 2
  • LivingArea: 1132.0
  • Lot Size Area: 0.37
  • Interior: Basement YN: No
  • Laundry Features:Laundry Features: Electric Dryer Hookup, Washer Hookup

Exterior Features

  • Roof: Composition, Shingle
  • Construction Materials: Log, Wood Siding
  • Foundation Details: Block
  • List Price: 159900.0
  • Lot Features: Many Trees
  • Water Body Name: Kentucky Lake
  • Roof:Roof: Composition, Shingle

Utilities

  • Sewer: Public Sewer
  • Heating: Forced Air
  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Cable Available, Sewer Available
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Utilities:Utilities: Cable Available, Sewer Available
  • Water Source:Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Jonathan

Lot Info

  • Lot Size Acres: 0.37
  • Lot Size Sq Ft: 16117.2

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 8, 2025
Closed on
Nov 5, 2025
Sold by
Bought by
Seller's Agent
Kim Musgrave
Musgrave Realty, LLC
Buyer's Agent
Amber Derringer
EXIT Realty Key Group
List Price
$169,900
Sold Price
$151,900
Premium/Discount to List
-$18,000
-10.59%
Current Estimated Value
$164,938

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,038
Avg. Annual Appreciation
11.61%

Purchase Details

Closed on
May 12, 2025
Sold by
Bought by

Purchase Details

Listed on
Jun 10, 2023
Closed on
Jul 21, 2023
Sold by
Bought by
Seller's Agent
Sheila Robinson
The Jeter Group
Buyer's Agent
Molly Myers
Markethouse Realty, PLLC
List Price
$125,000
Sold Price
$131,000
Premium/Discount to List
$6,000
4.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.85%
Original Mortgage
$128,627
Interest Rate
6.67%
Mortgage Type
FHA

Purchase Details

Listed on
Sep 11, 2019
Closed on
Nov 16, 2020
Sold by
Bought by
Seller's Agent
Karen Wommack
Re/Max Real Estate Associates
Buyer's Agent
Brad Hutzell
Legacy Farm & Land Specialist
List Price
$99,900
Sold Price
$87,000
Premium/Discount to List
-$12,900
-12.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.50%

Purchase Details

Closed on
Mar 2, 2017
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $151,900 None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed $131,000 None Listed On Document
Deed $87,000 None Available
Deed $77,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $128,627 FHA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/05/2025 11/05/25 Sold $151,900 -10.6% $134 / Sq Ft
10/11/2025 10/11/25 Pending -- -- --
07/08/2025 07/08/25 For Sale $169,900 +29.7% $150 / Sq Ft
07/21/2023 07/21/23 Sold $131,000 +4.8% $116 / Sq Ft View Prior Sale
06/13/2023 06/13/23 Pending -- -- --
06/10/2023 06/10/23 For Sale $125,000 +43.7% $110 / Sq Ft
11/16/2020 11/16/20 Sold $87,000 -12.9% $78 / Sq Ft View Prior Sale
10/20/2020 10/20/20 Pending -- -- --
09/11/2019 09/11/19 For Sale $99,900 -- $89 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,292 $131,000 $20,000 $111,000
2024 $1,311 $131,000 $20,000 $111,000
2023 $421 $87,000 $12,000 $75,000
2022 $938 $87,000 $12,000 $75,000
2021 $950 $87,000 $12,000 $75,000
2020 $869 $79,000 $10,000 $69,000
2019 $869 $79,000 $10,000 $69,000
2018 $872 $79,000 $10,000 $69,000
2010 $3,827 $2,500 $2,500 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: W132781

ImagineMLS (Bluegrass REALTORS®)

APN: 78-0E-01-029.000000

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