685 Monaco Dr Edwardsville, IL 62025
Estimated payment $3,477/month
Highlights
- Lake Front
- Boat Slip
- 0.7 Acre Lot
- Lincoln Middle School Rated A-
- Fishing
- Open Floorplan
About This Home
Experience lake life in this beautifully updated walkout ranch tucked along a quiet cove in Holiday Shores. Set on nearly 3/4 acre waterfront lot, this home offers relaxation, recreation & convenience just a short walk from the marina, live music, restaurants, coffee & ice cream at The Vault, & only minutes from downtown Edwardsville. Inside, rich hardwood floors & a wide-open floor plan draw your eyes immediately to sparkling water views framed by oversized windows. Gather around the stacked stone fireplace on cool evenings or unwind in the 3-season room where panoramic lake views create a peaceful backdrop year-round. The kitchen offers warm wood cabinetry, striking black quartz counters, matching appliances, walk-in pantry & dining area w/ access to a low-maintenance composite deck for lakeside dining. The owner's suite has access to the 3-season room, dual closets (1 walk-in) & updated bath with solid-surface walk-in shower. 2nd bedroom & beautifully renovated guest bath complete the main level. The sunny lower level is made for entertaining with a 2nd full kitchen, brick fireplace, 3rd bedroom (in-law/guest suite with exterior access), full bath, bonus room & access to multiple patios. Outside, enjoy expansive outdoor living spaces, a spacious yard, storage shed & solar/battery powered boat lift. Spend your days boating, fishing, swimming, skiing & tubing. Holiday Shores boasts beaches, parks, pickleball/tennis courts & community events, like their 4th of July ski show & fireworks!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,551
Year Built
- Built in 1984
Lot Details
- 30,492 Sq Ft Lot
- Lake Front
- Landscaped
- Back Yard
HOA Fees
- $68 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Ranch Style House
- Brick Exterior Construction
Interior Spaces
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Living Room with Fireplace
- Combination Dining and Living Room
- Recreation Room
- Bonus Room
- Sun or Florida Room
- Lake Views
- Laundry on lower level
Kitchen
- Breakfast Bar
- Gas Range
- Range Hood
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Shower
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Boat Slip
- Lake Privileges
- Deck
- Covered Patio or Porch
- Shed
Schools
- Edwardsville Dist 7 Elementary And Middle School
- Edwardsville High School
Utilities
- Forced Air Heating and Cooling System
- Single-Phase Power
- Water Softener
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 16-2-03-36-03-307-008
Community Details
Overview
- Association fees include common area maintenance
- Holiday Shores Association
- Community Lake
Amenities
- Clubhouse
Recreation
- Community Playground
- Fishing
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,281 | $123,680 | $46,930 | $76,750 |
| 2024 | $6,551 | $111,060 | $42,140 | $68,920 |
| 2023 | $6,551 | $101,700 | $38,590 | $63,110 |
| 2022 | $6,413 | $92,850 | $35,230 | $57,620 |
| 2021 | $5,777 | $89,340 | $33,900 | $55,440 |
| 2020 | $5,508 | $84,860 | $32,200 | $52,660 |
| 2019 | $5,467 | $83,890 | $31,830 | $52,060 |
| 2018 | $5,260 | $78,520 | $29,790 | $48,730 |
| 2017 | $5,132 | $75,830 | $28,770 | $47,060 |
| 2016 | $4,543 | $75,830 | $28,770 | $47,060 |
| 2015 | $4,461 | $75,040 | $28,470 | $46,570 |
| 2014 | $4,461 | $75,040 | $28,470 | $46,570 |
| 2013 | $4,461 | $74,110 | $28,120 | $45,990 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/19/2026 06/19/26 | Pending | -- | -- | -- |
| 06/19/2026 06/19/26 | For Sale | $530,000 | 0.0% | $191 / Sq Ft |
| 06/08/2026 06/08/26 | Off Market | $530,000 | -- | -- |
| 06/04/2026 06/04/26 | For Sale | $530,000 | -- | $191 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $220,000 | Metro Title & Escrow Co | |
| Legal Action Court Order | -- | None Available | |
| Warranty Deed | $290,000 | Community Title & Escrow |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $435,200 | Construction | |
| Closed | $100,000 | No Value Available | |
| Closed | $25,000 | Credit Line Revolving | |
| Closed | $150,000 | New Conventional | |
| Closed | $150,000 | New Conventional | |
| Closed | $290,000 | Fannie Mae Freddie Mac | |
| Closed | $216,750 | Unknown | |
| Closed | $28,404 | Unknown |
Source: MARIS MLS
MLS Number: MIS26034563
APN: 16-2-03-36-03-307-008
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Ask me questions while you tour the home.