$530,000
PENDING

685 Monaco Dr Edwardsville, IL 62025

Estimated payment $3,477/month

Total Views 2,919
3 Beds
3 Baths
2,779 Sq Ft
$191 Price per Sq Ft

Highlights

  • Lake Front
  • Boat Slip
  • 0.7 Acre Lot
  • Lincoln Middle School Rated A-
  • Fishing
  • Open Floorplan

About This Home

Experience lake life in this beautifully updated walkout ranch tucked along a quiet cove in Holiday Shores. Set on nearly 3/4 acre waterfront lot, this home offers relaxation, recreation & convenience just a short walk from the marina, live music, restaurants, coffee & ice cream at The Vault, & only minutes from downtown Edwardsville. Inside, rich hardwood floors & a wide-open floor plan draw your eyes immediately to sparkling water views framed by oversized windows. Gather around the stacked stone fireplace on cool evenings or unwind in the 3-season room where panoramic lake views create a peaceful backdrop year-round. The kitchen offers warm wood cabinetry, striking black quartz counters, matching appliances, walk-in pantry & dining area w/ access to a low-maintenance composite deck for lakeside dining. The owner's suite has access to the 3-season room, dual closets (1 walk-in) & updated bath with solid-surface walk-in shower. 2nd bedroom & beautifully renovated guest bath complete the main level. The sunny lower level is made for entertaining with a 2nd full kitchen, brick fireplace, 3rd bedroom (in-law/guest suite with exterior access), full bath, bonus room & access to multiple patios. Outside, enjoy expansive outdoor living spaces, a spacious yard, storage shed & solar/battery powered boat lift. Spend your days boating, fishing, swimming, skiing & tubing. Holiday Shores boasts beaches, parks, pickleball/tennis courts & community events, like their 4th of July ski show & fireworks!

Listing Agent

Tara Riggs

RE/MAX Alliance License #475128797 Listed on: 06/04/2026

RE/MAX Alliance

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,551

Year Built

  • Built in 1984

Lot Details

  • 30,492 Sq Ft Lot
  • Lake Front
  • Landscaped
  • Back Yard

HOA Fees

  • $68 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Brick Exterior Construction

Interior Spaces

  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Recreation Room
  • Bonus Room
  • Sun or Florida Room
  • Lake Views
  • Laundry on lower level

Kitchen

  • Breakfast Bar
  • Gas Range
  • Range Hood
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Shower

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Boat Slip
  • Lake Privileges
  • Deck
  • Covered Patio or Porch
  • Shed

Schools

  • Edwardsville Dist 7 Elementary And Middle School
  • Edwardsville High School

Utilities

  • Forced Air Heating and Cooling System
  • Single-Phase Power
  • Water Softener
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 16-2-03-36-03-307-008

Community Details

Overview

  • Association fees include common area maintenance
  • Holiday Shores Association
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,551

Year Built

Built in 1984

Lot Details

0.7 Acres

HOA Fees

$68 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1984
  • Property Sub-Type: Single Family Residence
  • ResoCommunityFeatures: Clubhouse, Fishing, Lake, Playground
  • ResoLaundryFeatures: Lower Level
  • ResoLotFeatures: Back Yard, Landscaped, Waterfront
  • Lot Size Acres: 0.7
  • Water Body Name: Holiday Shores
  • Reso Association Amenities: Lake
  • Co List Office Phone: 618-656-2111
  • MLS Status: Pending
  • Subdivision Name: Holiday Shores Sub
  • Above Grade Finished Sq Ft: 1414
  • Architectural Style: Ranch
  • Carport Y N: No
  • Reso Fireplace Features: Family Room, Living Room, Wood Burning
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Financial Info Electric: Single Phase
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Luxury Vinyl Tile
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Luxury Vinyl Tile
  • PreviousStatus: Active
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Luxury Vinyl Tile
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_PoolYN: 0
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_AuctionYN: 0
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Partially Finished, Full, Sleeping Area, Walk-Out Access
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Dining/Living Room Combo, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Shower, Vaulted Ceiling(s)
  • Appliances: Dishwasher, Range Hood, Gas Range, Refrigerator, Water Softener
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1365
  • Fireplaces: 2
  • Fireplace: No
  • Flooring: Ceramic Tile, Wood
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Pool Private: No
  • View: Lake
  • Waterfront Features: Lake Front, Lake Privileges
  • Waterfront: No
  • Disclosures: Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: Boat Slip
  • Other Structures: Shed(s)
  • Patio And Porch Features: Composite, Covered, Deck, Patio, Rear Porch, Screened

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 810
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Holiday Shores

Fee Information

  • Association Fee Includes: Common Area Maintenance

Schools

  • Elementary School: EDWARDSVILLE DIST 7
  • Junior High Dist: Edwardsville DIST 7
  • High School: Edwardsville
  • Middle Or Junior School: EDWARDSVILLE DIST 7

Lot Info

  • Lot Dimensions: 88.1X250SXIRR
  • Lot Size Sq Ft: 30492
  • Parcel Number: 16-2-03-36-03-307-008

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 6551

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,281 $123,680 $46,930 $76,750
2024 $6,551 $111,060 $42,140 $68,920
2023 $6,551 $101,700 $38,590 $63,110
2022 $6,413 $92,850 $35,230 $57,620
2021 $5,777 $89,340 $33,900 $55,440
2020 $5,508 $84,860 $32,200 $52,660
2019 $5,467 $83,890 $31,830 $52,060
2018 $5,260 $78,520 $29,790 $48,730
2017 $5,132 $75,830 $28,770 $47,060
2016 $4,543 $75,830 $28,770 $47,060
2015 $4,461 $75,040 $28,470 $46,570
2014 $4,461 $75,040 $28,470 $46,570
2013 $4,461 $74,110 $28,120 $45,990
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/19/2026 06/19/26 Pending -- -- --
06/19/2026 06/19/26 For Sale $530,000 0.0% $191 / Sq Ft
06/08/2026 06/08/26 Off Market $530,000 -- --
06/04/2026 06/04/26 For Sale $530,000 -- $191 / Sq Ft
Source: MARIS MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $220,000 Metro Title & Escrow Co
Legal Action Court Order -- None Available
Warranty Deed $290,000 Community Title & Escrow
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $435,200 Construction
Closed $100,000 No Value Available
Closed $25,000 Credit Line Revolving
Closed $150,000 New Conventional
Closed $150,000 New Conventional
Closed $290,000 Fannie Mae Freddie Mac
Closed $216,750 Unknown
Closed $28,404 Unknown
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26034563

MARIS MLS

APN: 16-2-03-36-03-307-008

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