Clay Horan
Horan Rosenhagen Real Estate
(513) 866-2497
60 Total Sales
1 in Union
$240,000 Price
685 Mount Zion Rd Florence, KY 41042
Union AreaEstimated Value: $401,829 - $423,000
5
Beds
2.5
Baths
2,328
Sq Ft
$178/Sq Ft
Est. Value
Highlights
- 1.46 Acre Lot
- Traditional Architecture
- Formal Dining Room
- Gray Middle School Rated A
- No HOA
- Forced Air Heating and Cooling System
About This Home
As of September 2025Welcome to your new home—an impeccably renovated 5-bedroom, 2.5-bathroom retreat located just seconds off the Mt. Zion exit, offering unmatched convenience to Florence amenities and the exciting new Union Promenade development. Situated in the highly sought-after Ryle School District, this home combines top-tier location with thoughtful design. Nearly every finish has been updated: fresh interior and exterior paint, luxury plank flooring, a fully reimagined chef's kitchen with modern upgrades, and stylish lighting throughout. Set on almost 1.5 acres and fronted by Tiburon Dr, the property offers plenty of room and access for a future outbuilding or workshop. The new asphalt driveway provides ample parking for up to eight vehicles, making it ideal for hosting friends and family. Whether you're enjoying the beautifully refreshed interiors or envisioning your next outdoor project, this move-in-ready gem is the perfect blend of comfort, function, and curb appeal. Don't miss your chance to call it home!
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Lot Details
- 1.46 Acre Lot
- Lot Dimensions are 100x650
Parking
- 2 Car Garage
- Side Facing Garage
- Driveway
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Asphalt Roof
- Aluminum Siding
Interior Spaces
- 2,328 Sq Ft Home
- 2-Story Property
- Non-Functioning Fireplace
- Double Hung Windows
- Aluminum Window Frames
- Family Room
- Formal Dining Room
- Concrete Flooring
- Basement
Kitchen
- Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
- En-Suite Bathroom
Schools
- Ockerman Elementary School
- Gray Middle School
- Ryle High School
Utilities
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 063.00-04-008.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 10, 2025
Closed on
Sep 4, 2025
Sold by
7922 Llc
Bought by
Seller's Agent
Joseph Stevie
Sparen Realty
Buyer's Agent
Brian Davis
Copperwood Realty Group LLC
List Price
$415,000
Sold Price
$400,000
Premium/Discount to List
-$15,000
-3.61%
Views
34
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,707
Avg. Annual Appreciation
3.68%
Original Mortgage
$400,000
Outstanding Balance
$396,756
Interest Rate
6.63%
Mortgage Type
VA
Estimated Equity
$17,951
Purchase Details
Closed on
Feb 8, 2024
Sold by
Boone County Circuit Court
Bought by
Rmtp Trust and Us Bank National Association
Purchase Details
Closed on
Feb 6, 2014
Sold by
Lair Stephen K and Lair Beverly A
Bought by
Commonwealth Of Kentucky
Purchase Details
Closed on
Dec 14, 2007
Sold by
Lair Stephen K and Lair Beverly A
Bought by
Lair Stephen K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,241
Interest Rate
6.21%
Mortgage Type
FHA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Florence, KY
-
Clay Horan
-
Heather Townsend
Heather Townsend
Huff Realty - Florence
(859) 739-3465
54 Total Sales
5 in Union
$170K - $725K Price Range
-
David Schneider
David Schneider
Blue Chicken Realty
(513) 586-5839
97 Total Sales
1 in Union
$398,250 Price
-
Kimberly Nachazel
Kimberly Nachazel
eXp Realty, LLC
(513) 802-9458
131 Total Sales
2 in Union
$377K - $570K Price Range
-
Jody Connett
JC
Jody Connett
Huff Realty - CC
(513) 586-6213
113 Total Sales
4 in Union
$310K - $661K Price Range
-
Chris Kennedy
Chris Kennedy
Sibcy Cline, REALTORS-Florence
(513) 586-6325
103 Total Sales
7 in Union
$255K - $3.9M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $400,000 | Cosmopolitan Title | ||
| Rmtp Trust | $261,000 | None Listed On Document | |
| Commonwealth Of Kentucky | $9,000 | None Available | |
| Lair Stephen K | -- | Transtar National Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $400,000 | ||
| Closed | Ollier Alex L | $400,000 | |
| Previous Owner | Lair Stephen K | $218,715 | |
| Previous Owner | Lair Steve | $234,272 | |
| Previous Owner | Lair Steve | $236,241 | |
| Previous Owner | Lair Stephen K | $65,602 | |
| Previous Owner | Lair Steve K | $129,898 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/08/2025 09/08/25 | Sold | $400,000 | -3.6% | $172 / Sq Ft |
| 07/14/2025 07/14/25 | Pending | -- | -- | -- |
| 07/10/2025 07/10/25 | For Sale | $415,000 | -- | $178 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,874 | $261,000 | $50,000 | $211,000 |
| 2024 | $2,444 | $224,900 | $50,000 | $174,900 |
| 2023 | $2,469 | $219,000 | $50,000 | $169,000 |
| 2022 | $2,404 | $219,000 | $50,000 | $169,000 |
| 2021 | $2,484 | $219,000 | $50,000 | $169,000 |
| 2020 | $2,452 | $219,000 | $50,000 | $169,000 |
| 2019 | $1,836 | $202,000 | $25,000 | $177,000 |
| 2018 | $1,869 | $202,000 | $25,000 | $177,000 |
| 2017 | $1,805 | $202,000 | $25,000 | $177,000 |
| 2015 | $1,750 | $202,000 | $25,000 | $177,000 |
| 2013 | -- | $202,000 | $25,000 | $177,000 |
Source: Public Records
Agents Affiliated with this Home
-
Joseph Stevie
Seller's Agent in 2025
Joseph Stevie
Sparen Realty
(859) 991-6331
51 Total Sales
-
Brian Davis
Buyer's Agent in 2025
Brian Davis
Copperwood Realty Group LLC
(859) 466-8351
44 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 634224
APN: 063.00-04-008.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
Nearby Homes
- 729 Mount Zion Rd
- 10420 Blacksmith Place
- 10066 Squire Dr
- 635 Sunnybrook Dr
- 401 Poinsetta Ct Unit 12
- 1164 Donner Dr
- 10124 Carnation Ct Unit 12
- 10260 Crossbow Ct Unit 10
- 10392 Lanes End Cir
- 1070 Tudor Ln
- 10094 Brandsteade Ct
- 9754 Windsor Way
- 9753 Manassas Dr
- 705 Somerset Blvd Unit 9B
- 10058 Brandsteade Ct
- 541 Tristan Ln
- 765 Oberon Ln
- 564 Tristan Ln Unit E
- 537 Tristan Ln
- 557 Tristan Ln
- 699 Mount Zion Rd
- 711 Mount Zion Rd
- 667 Mount Zion Rd
- 657 Mount Zion Rd
- 700 Mount Zion Rd
- 686 Mount Zion Rd
- 720 Mount Zion Rd
- 721 Mount Zion Rd
- 730 Mount Zion Rd
- 10109 Tiburon Dr
- Lot 66 Mount Zion
- 1 Mt Zion Crossing
- 749 Mount Zion Rd
- 10072 Tiburon Dr
- 750 Mount Zion Rd
- 10129 Tiburon Dr
- 759 Mount Zion Rd
- 10096 Tiburon Dr
- 10145 Tiburon Dr
- 768 Mount Zion Rd
Your Personal Tour Guide
Ask me questions while you tour the home.