NOT LISTED FOR SALE

687 Waterside Dr South Elgin, IL 60177

Thornwood Neighborhood

Estimated Value: $643,000 - $700,694

4 Beds
4.5 Baths
3,400 Sq Ft
$197/Sq Ft Est. Value

Sale Details

Date Sold: December 19, 2022

Last sale price $520,000 $153 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $4,908 / mo

75 Days on Market

Highlights

  • Lake Front
  • Landscaped Professionally
  • Clubhouse
  • Corron Elementary School Rated A
  • Community Lake
  • Property is near park

About This Home

As of December 2022

Settle In & Enjoy Your Morning Coffee As You Gaze Out To The Gorgeous Pond View! Take Walks On The Walking Path Around The Pond Or To The Pool Or To The Shopping Centers! This Amazing 5 BR 4 1/2 Bath Home Features Just About 4400 Sq Ft Of Finished Living Space Including... A Spacious KITCHEN With 42" Cherry Cabinets, Extended Granite Counters With Room For Stools & Newer SS Appliances (2018)! A First Floor OFFICE/DEN With Pond View! The Two-Story FAMILY ROOM Has A Gas Fireplace, Wall Of Custom Windows Pouring in Beautiful Natural Lighting, And Custom Wood Built-Ins. You Will Certainly Appreciate The Upgraded Millwork That Includes Transoms, Wainscoting, Tall Trim, Crown Molding And Additional Built-Ins Throughout. ALL 5 BEDROOMS Have Access To A Full Bath, Including A Jack And Jill. The FINISHED BASEMENT Includes A Wet-Bar, Bedroom with A Private Full Bathroom, & Large Storage Room! Newer Bryant A/C & Furnace (2018). 3 Car Garage, Large Drive-Way & Professionally Landscaped. District 303 St. Charles Schools! And Last But Not Least, Your Friends Will Love to Come Over When You Entertain on Your Brick Paver Patio, Enjoying the Beautifully Landscaped Yard & Gorgeous Pond View!!!

Last Agent to Sell the Property

Rosa Wayda

Executive Realty Group LLC License #475130848 Listed on: 08/27/2022

Executive Realty Group LLC

Last Buyer's Agent

DANIEL MALOUL

Sky High Real Estate Inc. License #475186653

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,976

Year Built

  • Built in 2002

Lot Details

  • 9,374 Sq Ft Lot
  • Lot Dimensions are 75x125
  • Lake Front
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $43 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,400 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Bar Fridge
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace With Gas Starter
  • Blinds
  • Window Screens
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Water Views

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Potential Bedrooms
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom
  • Basement Storage

Schools

  • Ferson Creek Elementary School
  • Haines Middle School
  • St Charles North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Cable TV Available

Additional Features

  • Patio
  • Property is near park

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, clubhouse, pool
  • Manager Association, Phone Number (847) 428-7140
  • Thornwood Subdivision, 2 Story Floorplan
  • Property managed by Primere
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,976

Year Built

Built in 2002

Lot Details

9,374 Sq Ft Lot

HOA Fees

$43 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Thornwood
  • Year Built: 2002
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Disposal
  • Basement: Full
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Bar-Wet
  • LivingArea: 3400
  • Other Equipment: TV-Cable, Ceiling Fan(s), Sump Pump
  • Room Type: Office, Eating Area, Bedroom 5, Recreation Room
  • Estimated Total Finished Sq Ft: 1000
  • Basement Description: Finished,Storage Space
  • Bathroom Amenities: Whirlpool,Separate Shower
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 1600
  • Door Features: 6 Panel Door(s),Sliding Glass Door(s)
  • Window Features: Blinds,Screens

Exterior Features

  • ExteriorFeatures: Patio
  • Foundation Details: Concrete Perimeter
  • Lot Features: Lake Front, Landscaped, Water View
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick,EIFS (e.g. Dryvit).

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 130
  • Association Fee Frequency: Quarterly
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Primere
  • Management Contact Name: Manager
  • Management Phone: 847-428-7140
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Insurance, Clubhouse, Pool

Schools

  • Elementary School: Ferson Creek Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Haines Middle School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.2152
  • Lot Dimensions: 75X125
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 12975.62
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 1, 2025
Sold by
Bought by
Current Estimated Value
$669,424

Purchase Details

Listed on
Aug 27, 2022
Closed on
Dec 7, 2022
Sold by
Bought by
Seller's Agent
Rosa Wayda
Executive Realty Group LLC
Buyer's Agent
DANIEL MALOUL
Sky High Real Estate Inc.
List Price
$575,000
Sold Price
$520,000
Premium/Discount to List
-$55,000
-9.57%
Views
126

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.37%
Original Mortgage
$494,000
Interest Rate
6.49%

Purchase Details

Listed on
Feb 4, 2016
Closed on
Sep 1, 2016
Sold by
Bought by
Seller's Agent
Tracey Larsen
Coldwell Banker Realty
Buyer's Agent
Rosa Wayda
Executive Realty Group LLC
List Price
$459,900
Sold Price
$420,000
Premium/Discount to List
-$39,900
-8.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.39%

Purchase Details

Listed on
Feb 4, 2016
Closed on
Jun 22, 2016
Sold by
Bought by
Seller's Agent
Tracey Larsen
Coldwell Banker Realty
Buyer's Agent
Rosa Wayda
Executive Realty Group LLC
List Price
$459,900
Sold Price
$420,000
Premium/Discount to List
-$39,900
-8.68%

Purchase Details

Closed on
May 16, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$384,000
Interest Rate
5.36%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 14, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
6.87%

Purchase Details

Closed on
Jul 17, 2000
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
8.31%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
$520,000 Fidelity National Title
-- None Available
-- None Available
$480,000 Stewart Title Company
$469,500 Chicago Title Insurance Co
$528,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $494,000
Previous Owner $384,000
Previous Owner $170,000
Previous Owner $500,000
Closed $48,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/19/2022 12/19/22 Sold $520,000 -4.6% $153 / Sq Ft
11/10/2022 11/10/22 Pending -- -- --
11/10/2022 11/10/22 Price Changed $545,000 -0.9% $160 / Sq Ft
10/05/2022 10/05/22 Price Changed $550,000 -3.5% $162 / Sq Ft
09/23/2022 09/23/22 Price Changed $569,900 -0.9% $168 / Sq Ft
08/27/2022 08/27/22 For Sale $575,000 +36.9% $169 / Sq Ft
07/22/2016 07/22/16 Sold $420,000 -1.9% $124 / Sq Ft View Prior Sale
06/07/2016 06/07/16 Pending -- -- --
06/02/2016 06/02/16 Price Changed $428,000 -0.4% $126 / Sq Ft
05/23/2016 05/23/16 Price Changed $429,800 -2.2% $126 / Sq Ft
03/28/2016 03/28/16 Price Changed $439,500 -2.3% $129 / Sq Ft
03/08/2016 03/08/16 Price Changed $449,900 -0.8% $132 / Sq Ft
02/15/2016 02/15/16 Price Changed $453,500 -1.4% $133 / Sq Ft
02/04/2016 02/04/16 For Sale $459,900 -- $135 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $15,251 $197,525 $31,654 $165,871
2023 $14,587 $176,788 $28,331 $148,457
2022 $13,506 $160,602 $28,223 $132,379
2021 $12,976 $153,085 $26,902 $126,183
2020 $12,918 $150,230 $26,400 $123,830
2019 $12,718 $147,255 $25,877 $121,378
2018 $13,595 $156,370 $27,659 $128,711
2017 $12,978 $151,023 $26,713 $124,310
2016 $13,561 $145,719 $25,775 $119,944
2015 -- $141,577 $25,497 $116,080
2014 -- $136,924 $25,497 $111,427
2013 -- $136,098 $27,267 $108,831
Source: Public Records

Agents Affiliated with this Home

  • Rosa Wayda

    Seller's Agent in 2022

    Rosa Wayda

    Executive Realty Group LLC

    (630) 774-2396

    2 in this area

    47 Total Sales

    Rosa Wayda
    Section Image
  • DANIEL MALOUL

    Buyer's Agent in 2022

    DANIEL MALOUL

    Sky High Real Estate Inc.

    (847) 660-4886

    1 in this area

    54 Total Sales

    DANIEL MALOUL
    Section Image
  • Tracey Larsen

    Seller's Agent in 2016

    Tracey Larsen

    Coldwell Banker Realty

    (847) 533-8708

    11 in this area

    267 Total Sales

    Tracey Larsen
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11615251

Midwest Real Estate Data (MRED)

APN: 09-05-406-001

Illinois Kane County South Elgin 60177 Thornwood

687 Waterside Dr, South Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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