NOT LISTED FOR SALE

Estimated Value: $1,405,000 - $1,624,000

4 Beds
3.5 Baths
3,400 Sq Ft
$446/Sq Ft Est. Value

Last Sold March 20, 2020

Last sale price $980,000 $288 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $9,026/month

Highlights

  • Boathouse
  • 1 Dock Slip
  • Home fronts navigable water
  • Severn River Middle School Rated 9+
  • Parking available for a boat
  • Access to Tidal Water

About This Home

As of March 2020

First time offered. This Coastal Southern Living waterfront built in 1999 passed down as land from Seller's Grandfather in the 1930's. This home will charm you instantly from the Gettysburg charcoal paver driveway to the covered front porch. Stepping into the light filled and custom tiled floor two story foyer with skylight you then see the gorgeous kitchen as the hub of the open living areas. Corian seamless counters and sink with white cabinetry and butler's pantry and oversized granite island/breakfast bar makes cooking and entertaining a breeze. Casual eating area in front of Bay window has gorgeous water view and living area is framed by one of the 2 propane gas fireplaces with remote and built-in bookcases and pretty moldings. Main level boasts 9 foot ceilings. Sliders lead to Trex deck facing south with Sunbrella awning and steps lead to yard with gentle slope to protected waterside with no flood insurance required. Please check out the virtual and drone tour to see how quickly you can hit the Bay and downtown Annapolis! Quality Anderson windows and doors, three convenient pocket doors, dual zone newer heat pumps with propane back up that allowed the seller to have a $88 electric bill last month! Main level master suite with tray ceiling, private bath featuring brushed nickel handles on custom cabinetry and rain shower doors. Big walk-in closet leads to mudroom that has a beautiful water view and space to do laundry with a smile. White oak flooring from Western Maryland on the main level and up the stairs where there are 3 other bedrooms (or 2 more bedrooms and an office or craft room) and tons of walk-in dormer and attic storage. Or blow out the dormers to gain more room and views. Lower level has daylight walk-out family room with 2nd propane fireplace, full bath to shower after boating and a second kitchen for keeping the crabs and outdoor living from coming inside onto the tiled floors. Gorgeous paved lower deck is covered to enjoy storms while keeping dry or to provide cover when cooking on the BBQ. Unfinished portion of the basement is great dry storage and for workshop. Classy Lanai is framed on another magnificent paver patio which draws in everyone and leads to private pier with deep water over 8 feet, boathouse shed and floating dock for your water toys. Seller has been meticulous in using high end finishes and improvements which will make your upkeep minimal, such as vinyl Hardiplank looking siding, generator for power outages, propane tank as back-up heat, reverse osmosis for always "good" water, duvet shades, central vacuum, 2 corner lit dining hutches, main level and upstairs wired for Bose speakers, 2019 6" gutters with gutter guards, home warranty, and many other thoughtful touches. Annapolis address with Broadneck schools and quaint community of Whitehall beach which feels like country past the sod farm (in trust), but a short easy ride to downtown. Voluntary HOA is $50 per year for social activities and community floating dock. Seller is offering her 13 foot Boston Whaler with a Mercury engine if a mutually agreeable price is determined so you can start to living the Chesapeake Bay lifestyle immediately! Fish and crab off your private pier. Minnow Creek has a 6 mile speed limit so no fast boating here. Enjoy serenity, ospreys, eagles and blue heron.

Last Agent to Sell the Property

Mary Ann Zaruba

RE/MAX Executive License #93905 Listed on: 02/12/2020

RE/MAX Executive

Last Buyer's Agent

Brian Schilling

EXP Realty, LLC License #531128

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,925

Year Built

  • Built in 1999 | Remodeled in 2017

Lot Details

  • 0.32 Acre Lot
  • Home fronts navigable water
  • Creek or Stream
  • Northwest Facing Home
  • Landscaped
  • Extensive Hardscape
  • Premium Lot
  • Interior Lot
  • Level Lot
  • Property is in very good condition
  • Property is zoned R2

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Garage Door Opener
  • Parking available for a boat

Property Views

  • Scenic Vista
  • Creek or Stream

Home Design

  • Colonial Architecture
  • Coastal Architecture
  • Studio
  • Asphalt Roof
  • Shake Siding
  • HardiePlank Type

Interior Spaces

  • Property has 1.5 Levels
  • Open Floorplan
  • Central Vacuum
  • Partially Furnished
  • Curved or Spiral Staircase
  • Dual Staircase
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Gas Fireplace
  • Awning
  • Vinyl Clad Windows
  • Insulated Windows
  • Window Treatments
  • Sliding Windows
  • Window Screens
  • Sliding Doors
  • Six Panel Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Dining Area
  • Den
  • Workshop
  • Flood Lights

Kitchen

  • Second Kitchen
  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Butlers Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Built-In Range
  • Stove
  • Down Draft Cooktop
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Instant Hot Water

Flooring

  • Wood
  • Partially Carpeted
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Partially Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Shelving
  • Space For Rooms
  • Workshop
  • Basement Windows

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient Windows

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Sail
  • Mooring
  • Swimming Allowed
  • Boathouse
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • Powered Boats Permitted
  • Deck
  • Patio
  • Exterior Lighting
  • Shed
  • Outbuilding
  • Breezeway
  • Porch

Schools

  • Windsor Farm Elementary School
  • Severn River Middle School
  • Broadneck High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Back Up Gas Heat Pump System
  • Heating System Powered By Owned Propane
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Water Treatment System
  • Well
  • Tankless Water Heater
  • Propane Water Heater
  • Water Conditioner is Owned
  • Water Conditioner
  • Grinder Pump
  • Municipal Trash
  • Septic Less Than The Number Of Bedrooms
  • Septic Tank
  • Community Sewer or Septic
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Grab Bars
  • Property is near a creek

Listing and Financial Details

  • Tax Lot 7
  • Assessor Parcel Number 020390425240600

Community Details

Overview

  • Association fees include insurance, lawn maintenance, pier/dock maintenance, reserve funds
  • Whitehall Beach HOA
  • Whitehall Beach Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,925

Year Built

Built in 1999 | Remodeled in 2017

Lot Details

0

HOA Fees

$4 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal, Colonial
  • Accessibility Features: Grab Bars Mod
  • Ownership: Fee Simple
  • Exclusions: Boat lift is as-is.
  • Historic: No
  • Inclusions: Ceiling fans, central vacuum, 2 dining area, corner lit hutches, all TV's except basement, remotes for fireplaces, oil tank, generator does everything except heat and air, reverse osmosis, pool table, Sundrella awning on deck, main level and upstairs wire
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1999
  • Year Renovated: 2017
  • Remarks Public: First time offered. This Coastal Southern Living waterfront built in 1999 passed down as land from Seller's Grandfather in the 1930's. This home will charm you instantly from the Gettysburg charcoal paver driveway to the covered front porch. Stepping into the light filled and custom tiled floor two story foyer with skylight you then see the gorgeous kitchen as the hub of the open living areas. Corian seamless counters and sink with white cabinetry and butler's pantry and oversized granite island/breakfast bar makes cooking and entertaining a breeze. Casual eating area in front of Bay window has gorgeous water view and living area is framed by one of the 2 propane gas fireplaces with remote and built-in bookcases and pretty moldings. Main level boasts 9 foot ceilings. Sliders lead to Trex deck facing south with Sunbrella awning and steps lead to yard with gentle slope to protected waterside with no flood insurance required. Please check out the virtual and drone tour to see how quickly you can hit the Bay and downtown Annapolis! Quality Anderson windows and doors, three convenient pocket doors, dual zone newer heat pumps with propane back up that allowed the seller to have a $88 electric bill last month! Main level master suite with tray ceiling, private bath featuring brushed nickel handles on custom cabinetry and rain shower doors. Big walk-in closet leads to mudroom that has a beautiful water view and space to do laundry with a smile. White oak flooring from Western Maryland on the main level and up the stairs where there are 3 other bedrooms (or 2 more bedrooms and an office or craft room) and tons of walk-in dormer and attic storage. Or blow out the dormers to gain more room and views. Lower level has daylight walk-out family room with 2nd propane fireplace, full bath to shower after boating and a second kitchen for keeping the crabs and outdoor living from coming inside onto the tiled floors. Gorgeous paved lower deck is covered to enjoy storms while keeping dry or to provide cover when cooking on the BBQ. Unfinished portion of the basement is great dry storage and for workshop. Classy Lanai is framed on another magnificent paver patio which draws in everyone and leads to private pier with deep water over 8 feet, boathouse shed and floating dock for your water toys. Seller has been meticulous in using high end finishes and improvements which will make your upkeep minimal, such as vinyl Hardiplank looking siding, generator for power outages, propane tank as back-up heat, reverse osmosis for always "good" water, duvet shades, central vacuum, 2 corner lit dining hutches, main level and upstairs wired for Bose speakers, 2019 6" gutters with gutter guards, home warranty, and many other thoughtful touches. Annapolis address with Broadneck schools and quaint community of Whitehall beach which feels like country past the sod farm (in trust), but a short easy ride to downtown. Voluntary HOA is $50 per year for social activities and community floating dock. Seller is offering her 13 foot Boston Whaler with a Mercury engine if a mutually agreeable price is determined so you can start to living the Chesapeake Bay lifestyle immediately! Fish and crab off your private pier. Minnow Creek has a 6 mile speed limit so no fast boating here. Enjoy serenity, ospreys, eagles and blue heron.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Range, Central Vacuum, Cooktop - Down Draft, Dishwasher, Energy Efficient Appliances, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Stove, Water Conditioner - Owned, Water Heater, Water Heater - High-Efficiency, Water Heater - Tankless
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Partially Carpeted, Vinyl, Wood
  • Interior Amenities: 2nd Kitchen, Additional Stairway, Breakfast Area, Built-Ins, Butlers Pantry, Carpet, Ceiling Fan(s), Central Vacuum, Chair Railings, Combination Dining/Living, Combination Kitchen/Dining, Crown Moldings, Curved Staircase, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Primary Bath(s), Pantry, Recessed Lighting, Stall Shower, Studio, Upgraded Countertops, Walk-In Closet(s), Water Treat System, Window Treatments, Wood Floors
  • Window Features: Energy Efficient, Insulated, Screens, Sliding, Vinyl Clad
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane, Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Six Panel, Sliding Glass
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Cathedral Ceilings, Dry Wall, High, Vaulted Ceilings
  • Levels Count: 1.5
  • Room List: Primary Bedroom, Kitchen, Family Room, Den, Basement, Foyer, Workshop, Primary Bathroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Partial, Improved, Interior Access, Outside Entrance, Partially Finished, Rear Entrance, Shelving, Space For Rooms, Walkout Level, Windows, Workshop
  • Basement Finished Percent: 80.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Hookup, Main Floor
  • Total Sq Ft: 3700
  • Living Area Sq Ft: 3400
  • Price Per Sq Ft: 439.60
  • Above Grade Finished Sq Ft: 2500
  • Below Grade Finished Sq Ft: 900
  • Below Grade Sq Ft: 300
  • Total Below Grade Sq Ft: 1200
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 689

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Boat House, Garage(s), Shed
  • Construction Materials: Hardiplank Type, Shake Siding
  • Exterior Features: Awning(s), Boat Storage, Extensive Hardscape, Exterior Lighting, Flood Lights, Outbuilding(s), Secure Storage, Sidewalks, Street Lights
  • Road Surface Type: Black Top
  • Roof: Asphalt
  • Spa: No
  • View: Creek/Stream, Scenic Vista, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Minnow Creek to Whitehall Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway, Paved Parking
  • Garage Features: Additional Storage Area, Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s), Multi Units, Programmable Thermostat, Zoned
  • Monthly Average Electric: 100
  • Previous Twelve Months Electric Expense: 1200.00
  • Heating Fuel: Central, Electric, Propane - Owned
  • Heating Type: Heat Pump(s), Heat Pump - Gas Backup, Programmable Thermostat, Zoned
  • Heating: Yes
  • Hot Water: Instant Hot Water, Propane, Tankless
  • Sewer/Septic System: Grinder Pump, Septic < # Of Br, Septic Exists, Community Septic Tank, Private Septic Tank
  • Utilities: Cable Tv Available, Dsl Available, Fiber Optics Available, Propane
  • Water Source: Conditioner, Well, Filter
  • Municipal Trash: Yes

Condo/Co-op/Association

  • HOA Fees: 50.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Insurance, Lawn Maintenance, Pier/Dock Maintenance, Reserve Funds
  • HOA Name: WHITEHALL BEACH HOA
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: WINDSOR FARM
  • Middle School: SEVERN RIVER
  • High School: BROADNECK
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: WINDSOR FARM
  • High School: BROADNECK
  • Middle Or Junior School: SEVERN RIVER

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: 011
  • Lot Features: Interior, Landscaping, Level, Premium, Road Frontage, Sloping, Stream/Creek
  • Lot Size Acres: 0.32
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14000.00
  • Outdoor Living Structures: Breezeway, Deck(s), Patio(s), Porch(es)
  • Property Condition: Very Good, Good
  • Soil Types: Sandy
  • Year Assessed: 2019
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Furnished: Partially
  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 7925.00
  • Assessor Parcel Number: 020390425240600
  • Tax Lot: 7
  • Tax Total Finished Sq Ft: 1605
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019
  • Close Date: 03/20/2020

Multi Family

  • Mean Low Water Feet: 8
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 12, 2020
Closed on
Mar 19, 2020
Sold by
Rund Gloria R and Run Barry
Bought by
Rubino Danielle E and Rubino Jeffrey T
Seller's Agent
Mary Ann Zaruba
RE/MAX Executive
Buyer's Agent
Brian Schilling
EXP Realty, LLC
List Price
$1,099,000
Sold Price
$980,000
Premium/Discount to List
-$119,000
-10.83%
Current Estimated Value
$1,517,281

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$537,281
Avg. Annual Appreciation
7.09%
Original Mortgage
$882,000
Outstanding Balance
$783,038
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$641,389

Purchase Details

Closed on
Aug 13, 1998
Sold by
Rund Gloria R
Bought by
Rund Gloria R and Rund John B

Purchase Details

Closed on
Jul 14, 1998
Sold by
Ritterbusch Moritz
Bought by
Rund Gloria R
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rubino Danielle E $980,000 Liberty T&E Of Md Llc
Rund Gloria R -- --
Rund Gloria R -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rubino Jeffrey T $527,000
Open Rubino Danielle E $882,000
Previous Owner Rund Gloria R $363,892
Previous Owner Rund John B $404,000
Previous Owner Rund John Barry $410,000
Previous Owner Rund John Barry $417,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/20/2020 03/20/20 Sold $980,000 -10.8% $288 / Sq Ft
02/12/2020 02/12/20 Pending -- -- --
02/12/2020 02/12/20 For Sale $1,099,000 -- $323 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,248 $1,190,200 -- --
2024 $9,248 $1,051,500 $775,000 $276,500
2023 $8,415 $943,833 $0 $0
2022 $8,321 $836,167 $0 $0
2021 $16,206 $728,500 $496,200 $232,300
2020 $8,067 $728,500 $496,200 $232,300
2019 $13,942 $728,500 $496,200 $232,300
2018 $9,441 $931,100 $747,000 $184,100
2017 $6,705 $911,033 $0 $0
2016 -- $890,967 $0 $0
2015 -- $870,900 $0 $0
2014 -- $870,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDAA424928

Bright MLS

APN: 03-904-25240600