$229,900
$5K PRICE DROP

Estimated payment $1,437/month

Total Views 8,995
3 Beds
2 Baths
1,400 Sq Ft
$164 Price per Sq Ft

Highlights

  • City View
  • Wood Flooring
  • Front Porch
  • Ringgold Middle School Rated A-
  • No HOA
  • 1 Car Attached Garage

About This Home

Location, location, location! This well-kept one-level ranch sits in a fantastic spot in the established White Oak Terrace neighborhood--just a short walk from all the shops, dining, and small-town charm of historic downtown Ringgold. If you've been looking for a home where you can leave the car in the driveway and stroll to town, this is it.

Set on a nicely landscaped 0.4-acre lot, this 3-bedroom, 2-bath home offers 1,400 square feet of comfortable single-level living, thoughtfully positioned as a cute ranch over a basement. Original natural woodwork and hardwood floors give the interior warmth and character, and the en-suite primary adds everyday convenience. The home is in great shape and ready to enjoy--while its untouched 1970 character offers a wonderful opportunity to add your own updates and build instant equity.

Out back, you'll love the standout stone patio and handsome stonework--a genuinely charming spot to relax or entertain, complete with a garden area and outdoor grill. Gentle sloping, landscaped grounds and neighborhood and city views round out the appeal, along with a paved driveway and covered front and rear porches.

Served by public water and sewer, and zoned for Ringgold Elementary, Ringgold Middle, and Ringgold High.

Listing Agent

Mike Burge

Southern Property Shop License #TN346408 Listed on: 07/23/2026

Southern Property Shop

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,103

Year Built

  • Built in 1970

Lot Details

  • 17,424 Sq Ft Lot
  • Lot Dimensions are 125x130
  • Landscaped
  • Lot Sloped Up
  • Few Trees
  • Garden
  • Back Yard

Parking

  • 1 Car Attached Garage
  • Driveway
  • Off-Street Parking

Property Views

  • City
  • Neighborhood

Home Design

  • Stone Foundation
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,400 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Aluminum Window Frames
  • Fire and Smoke Detector
  • Basement

Kitchen

  • Electric Oven
  • Electric Range
  • Laminate Countertops

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Outdoor Features

  • Patio
  • Outdoor Gas Grill
  • Rain Gutters
  • Front Porch

Schools

  • Ringgold Elementary School
  • Ringgold Middle School
  • Ringgold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Terrace Subdivision

Listing and Financial Details

  • Assessor Parcel Number R0100033

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,103

Year Built

Built in 1970

Lot Details

0.4 Acres

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.4
  • Lot Size: 125X130
  • Subdivision Name: Terrace
  • Above Grade Finished Sq Ft: 1400.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 1400.0
  • New Construction: No
  • Building Stories: 1
  • Structure Type: House
  • Year Built: 1970
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: R0100033
  • Location Tax and Legal Elementary School: Ringgold Elementary
  • Location Tax and Legal Middle Or Junior School2: Ringgold Middle
  • Location Tax and Legal High School: Ringgold High School
  • Location Tax and Legal:Tax Annual Amount: 2102.82
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1400.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.4
  • General Property Information Lot Size Square Feet2: 17424.0
  • General Property Information Lot Size Dimensions: 125X130
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Location, location, location! This well-kept one-level ranch sits in a fantastic spot in the established White Oak Terrace neighborhood--just a short walk from all the shops, dining, and small-town charm of historic downtown Ringgold. If you've been looking for a home where you can leave the car in the driveway and stroll to town, this is it. Set on a nicely landscaped 0.4-acre lot, this 3-bedroom, 2-bath home offers 1,400 square feet of comfortable single-level living, thoughtfully positioned as a cute ranch over a basement. Original natural woodwork and hardwood floors give the interior warmth and character, and the en-suite primary adds everyday convenience. The home is in great shape and ready to enjoy--while its untouched 1970 character offers a wonderful opportunity to add your own updates and build instant equity. Out back, you'll love the standout stone patio and handsome stonework--a genuinely charming spot to relax or entertain, complete with a garden area and outdoor grill. Gentle sloping, landscaped grounds and neighborhood and city views round out the appeal, along with a paved driveway and covered front and rear porches. Served by public water and sewer, and zoned for Ringgold Elementary, Ringgold Middle, and Ringgold High.
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • Interior Features En Suite: Yes
  • General Property Information Stories2: 1
  • Flooring:Vinyl: Yes
  • Foundation Details Stone2: Yes
  • Structure Type:House: Yes
  • View:City3: Yes
  • View:Neighborhood: Yes
  • General Property Information:ManufacturedMobile Allowed YN2: No
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Private Spa: No
  • Appliances: Refrigerator, Oven, Electric Water Heater, Electric Range, Electric Oven
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Hardwood, Vinyl
  • Interior Amenities: En Suite, Laminate Counters, Natural Woodwork, Plumbed
  • Window Features: Aluminum Frames
  • Appliances:Electric Range: Yes
  • Appliances:Electric Water Heater: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Oven: Yes
  • Interior Features:Laminate Counters: Yes
  • Interior Features:Natural Woodwork: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Back Yard, Few Trees, Gentle Sloping, Landscaped, Sloped Up
  • View: City, Neighborhood
  • View: Yes
  • Waterfront: No
  • Disclosures: None
  • Home Warranty: No
  • Construction Type: Wood Siding
  • Exterior Features: Garden, Gas Grill, Outdoor Grill, Rain Gutters
  • Foundation Details: Stone
  • Patio And Porch Features: Front Porch, Patio, Porch, Rear Porch
  • Roof: Shingle
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Gentle Sloping: Yes
  • Exterior Features:Gas Grill: Yes
  • Construction Materials:Wood Siding: Yes
  • Lot Features:Back Yard2: Yes
  • Window Features:Aluminum Frames: Yes
  • Exterior Features:Garden: Yes
  • Lot Features:Landscaped: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Lot Features:Few Trees: Yes
  • Exterior Features:Outdoor Grill: Yes
  • Lot Features:Sloped Up: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Driveway, Off Street, Paved
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Paved2: Yes

Utilities

  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Ringgold Elementary
  • High School: Ringgold High School
  • Middle Or Junior School: Ringgold Middle

Lot Info

  • Lot Size Sq Ft: 17424.0
  • Additional Parcels: No
  • Parcel #: R0100033

Tax Info

  • Tax Annual Amount: 2102.82

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,103 $98,116 $14,000 $84,116
2024 $2,168 $88,762 $8,284 $80,478
2023 $298 $67,614 $8,284 $59,330
2022 $620 $52,280 $8,284 $43,996
2021 $518 $60,563 $16,567 $43,996
2020 $1,416 $53,959 $16,567 $37,392
2019 $492 $53,959 $16,567 $37,392
2018 $1,282 $46,082 $16,567 $29,515
2017 $432 $45,740 $16,567 $29,173
2016 $418 $42,787 $16,567 $26,220
2015 -- $42,787 $16,567 $26,220
2014 -- $42,787 $16,567 $26,220
2013 -- $42,787 $16,567 $26,220
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/18/2026 08/18/26 Price Changed $229,900 0.0% $164 / Sq Ft
08/03/2026 08/03/26 Price Changed $230,000 -2.1% $164 / Sq Ft
07/23/2026 07/23/26 For Sale $235,000 -- $168 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- --
Warranty Deed $27,000 --
Warranty Deed $80,000 --
Deed -- --
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1539262

Greater Chattanooga REALTORS®

APN: R0100-033

Your Personal Tour Guide

Ask me questions while you tour the home.