694 Lovers Ln Toccoa, GA 30577
Estimated payment $2,155/month
Highlights
- Home fronts a creek
- Deck
- No HOA
- Cape Cod Architecture
- Main Floor Primary Bedroom
- Breakfast Area or Nook
About This Home
"AGGRESSIVE SELLER!!" Beautifully Updated Home Near Downtown Toccoa & Toccoa Falls College! Welcome to this charming and move-in ready home ideally located just minutes from the downtown city of Toccoa and Toccoa Falls College. This inviting property offers a perfect blend of comfort, style, and convenience. Step inside to find a spacious layout featuring a warm and welcoming living area with a cozy fireplace-perfect for relaxing evenings at home. The home showcases updated flooring, neutral tones, and abundant natural light throughout, creating a bright and airy feel. The kitchen and dining area provide a functional and open space ideal for everyday living and entertaining. Bedrooms are generously sized, offering comfort and flexibility for family, guests, or a home office. Enjoy the outdoors from your property, with room to relax, garden, or entertain. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home checks all the boxes. Conveniently located near shopping, dining, schools, and just a short drive to downtown Toccoa and Toccoa Falls College-this is one you don't want to miss!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,456
Year Built
- Built in 1989
Lot Details
- 27,443 Sq Ft Lot
- Home fronts a creek
- Back Yard Fenced
- Chain Link Fence
Parking
- 2 Car Garage
Home Design
- Cape Cod Architecture
- Composition Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room with Fireplace
- Combination Dining and Living Room
Kitchen
- Breakfast Area or Nook
- Oven or Range
- Dishwasher
- Kitchen Island
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Primary Bedroom on Main
Laundry
- Laundry Room
- Laundry in Hall
Finished Basement
- Partial Basement
- Interior and Exterior Basement Entry
- Stubbed For A Bathroom
Outdoor Features
- Deck
- Porch
Schools
- Toccoa Elementary School
- Stephens Middle School
- Stephens High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 3
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,061 | $116,396 | $4,650 | $111,746 |
| 2024 | $2,764 | $77,543 | $4,650 | $72,893 |
| 2023 | $2,559 | $72,362 | $4,650 | $67,712 |
| 2022 | $1,506 | $50,600 | $4,650 | $45,950 |
| 2021 | $1,473 | $47,120 | $4,650 | $42,470 |
| 2020 | $1,514 | $47,944 | $4,650 | $43,294 |
| 2019 | $1,520 | $47,944 | $4,650 | $43,294 |
| 2018 | $1,520 | $47,944 | $4,650 | $43,294 |
| 2017 | $1,544 | $47,944 | $4,650 | $43,294 |
| 2016 | $1,457 | $47,944 | $4,650 | $43,294 |
| 2015 | $1,346 | $42,529 | $4,650 | $37,879 |
| 2014 | $1,403 | $43,570 | $4,650 | $38,920 |
| 2013 | -- | $44,931 | $6,011 | $38,920 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/23/2026 04/23/26 | Price Changed | $349,900 | -5.2% | $119 / Sq Ft | |
| 04/07/2026 04/07/26 | Price Changed | $369,000 | -5.1% | $125 / Sq Ft | |
| 03/24/2026 03/24/26 | Price Changed | $389,000 | -2.5% | $132 / Sq Ft | |
| 03/10/2026 03/10/26 | For Sale | $399,000 | +66.9% | $135 / Sq Ft | |
| 09/01/2022 09/01/22 | Sold | $239,000 | 0.0% | $86 / Sq Ft | View Prior Sale |
| 08/10/2022 08/10/22 | Pending | -- | -- | -- | |
| 08/08/2022 08/08/22 | For Sale | $239,000 | 0.0% | $86 / Sq Ft | |
| 08/05/2022 08/05/22 | Pending | -- | -- | -- | |
| 08/01/2022 08/01/22 | Price Changed | $239,000 | -4.0% | $86 / Sq Ft | |
| 07/26/2022 07/26/22 | Price Changed | $249,000 | -3.9% | $89 / Sq Ft | |
| 07/20/2022 07/20/22 | Price Changed | $259,000 | -2.2% | $93 / Sq Ft | |
| 07/13/2022 07/13/22 | Price Changed | $264,900 | -1.5% | $95 / Sq Ft | |
| 07/01/2022 07/01/22 | Price Changed | $268,900 | -2.2% | $96 / Sq Ft | |
| 06/13/2022 06/13/22 | Price Changed | $275,000 | -2.5% | $98 / Sq Ft | |
| 06/03/2022 06/03/22 | Price Changed | $282,000 | -2.4% | $101 / Sq Ft | |
| 05/26/2022 05/26/22 | Price Changed | $289,000 | -3.3% | $103 / Sq Ft | |
| 05/21/2022 05/21/22 | Price Changed | $299,000 | -6.3% | $107 / Sq Ft | |
| 05/17/2022 05/17/22 | For Sale | $319,000 | -- | $114 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $239,000 | -- | |
| Warranty Deed | $126,500 | -- | |
| Deed | $120,000 | -- | |
| Deed | $82,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $227,050 | New Conventional | |
| Previous Owner | $120,175 | New Conventional |
Source: Georgia MLS
MLS Number: 10707363
APN: T32-019
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2026 Georgia MLS. All rights reserved.
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