$995,000

Estimated payment $5,485/month

Total Views 936
3 Beds
3 Baths
3,350 Sq Ft
$297 Price per Sq Ft

Highlights

  • 144 Feet of Lake Waterfront
  • Heated Pool
  • Tennis Courts
  • Fitness Center
  • Cathedral Ceiling
  • Covered Patio or Porch

About This Home

Stunning Custom Lakefront Cardel Estate. Discover refined lakefront living in this exceptional custom Cardel home, quietly nestled at the end of a serene cul-de-sac in the sought-after Waterset community. Positioned on an oversized approximately 70-foot homesite with approximately 144 feet of unobstructed lake frontage, this residence offers an exceptional sense of privacy, elegance, and natural beauty. Step inside to a grand foyer with soaring 12-foot ceilings and detailed crown molding, setting a welcoming tone of sophistication. Natural light pours through double-stacked windows, illuminating the open living spaces. The gourmet kitchen serves as the heart of the home, featuring premium double-stacked cabinetry, Cambria quartz countertops, a gas cooktop, stacked oven and microwave, a butler’s pantry, and a custom walk-in pantry—perfect for both everyday living and entertaining. The primary suite is a tranquil retreat with serene lake views and cascading pool features. The spa-inspired bath includes an oversized shower with dual shower heads and rain feature, dual vanities, and a custom storage bench. Two spacious walk-in closets, one with a custom organization system, provide ample storage. A secondary primary suite offers a private haven for guests or multigenerational living, complete with a walk-in closet and an ensuite bath with upgraded cabinetry and Cambria countertops. A generous bonus room with lake views is paired with an additional bedroom and full pool bath, ideal for flexible living arrangements. French doors enhance privacy while maintaining flow throughout the home. An upgraded laundry room includes a deep sink and 40-inch cabinetry. A beautifully enclosed flex space with French doors offers versatile use as a home office, reading lounge, fitness room, or creative studio. Outdoor living shines in the expansive screened lanai with travertine decking, known for its refined texture and cool-to-the-touch comfort. Customizable Trim lights enhance evening ambiance, while the pool features a bubbling spa, built-in bench seating, and waterfall accents. A gas line is in place for a future outdoor kitchen, complemented by a new 2025 gas pool heater for year-round enjoyment. The fully fenced backyard adds privacy and peace of mind. Hurricane-grade upgrades include Category 5 motorized roll-down shutters enclosing the covered patio, Category 5 hurricane-rated windows in the dining and bonus rooms, and Crimsafe Category 5 security screens on select windows. Additional enhancements include a newly epoxy-coated garage floor with storage racks, upgraded 18 and 14 SEER air handlers, an on-demand hot water system, and a whole-home water softener. Located in vibrant Waterset, residents enjoy resort-style amenities including pools, fitness centers, walking and biking trails, parks, sports courts, and year-round community events—all in beautiful Apollo Beach, minutes from Tampa.

Listing Agent

Shawna Kugler

EZ CHOICE MLS, INC Brokerage Phone: 813-377-2260 License #681082 Listed on: 01/29/2026

EZ CHOICE MLS, INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,282

Year Built

  • Built in 2017

Lot Details

  • 0.28 Acre Lot
  • 144 Feet of Lake Waterfront
  • Lake Front
  • West Facing Home
  • Dog Run
  • Property is zoned PD

HOA Fees

  • $2 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,350 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Lake Views
  • Hurricane or Storm Shutters
  • Laundry Room

Kitchen

  • Butlers Pantry
  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Heated Pool
  • Access To Lake
  • Covered Patio or Porch
  • Outdoor Storage
  • Rain Gutters

Additional Homes

  • 420 SF Accessory Dwelling Unit

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener

Listing and Financial Details

Community Details

Overview

  • Association fees include ground maintenance, recreational facilities
  • Waterset Association
  • Waterset Ph 2C3 3 / 2C3 4 Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,282

Year Built

Built in 2017

Lot Details

0.28 Acres

HOA Fees

$2 per month

Parking

3

Listing Details

  • HOA Fee Includes: Maintenance Grounds, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 3350
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 2017
  • Building Area Total: 4698
  • Lot Size Sq Ft: 12033
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 436.46
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 297.01
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom
  • MFR_InLawSuiteUnderAirSqFt: 420.00
  • Attribution Contact: 813-377-2260
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Living Area Meters: 311.23

Exterior Features

  • Direction Faces: West
  • Pool Features: Heated
  • Exterior Features: Dog Run, Hurricane Shutters, Rain Gutters, Storage
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Patio, Porch, Screened
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 144
  • Flood Zone Panel: 12057C0494J
  • Water Frontage Feet Lake: 144

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central, Natural Gas
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Park, Playground, Pool, Tennis Court(s)
  • Association Amenities: Basketball Court, Fitness Center, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Tennis Court(s)
  • Association Fee: 18
  • Association Fee Frequency: Annually
  • Association Name: Waterset
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer/Agent to verify all with owner/HOA
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 18.00
  • Total Monthly Fees: 1.50
  • Monthly HOA Amount: 1.50

Lot Info

  • Zoning: PD
  • Parcel Number: U-23-31-19-9VH-000036-00034.0
  • Additional Parcels: No
  • Fencing: Other
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer/Agent to verify all with owner/HOA

Tax Info

  • Tax Annual Amount: 4282.03
  • Tax Block: 36
  • Tax Book Number: 121-234
  • Tax Lot: 34
  • Tax Other Annual Assessment Amount: 2800

Multi Family

  • Waterfront Features: Lake Front
  • Approval Process: Buyer/Agent to verify all with owner/HOA

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,282 $467,518 -- --
2024 $4,282 $454,342 -- --
2023 $4,215 $441,109 $0 $0
2022 $7,868 $428,261 $0 $0
2021 $9,398 $415,787 $0 $0
2020 $10,177 $410,046 $0 $0
2019 $10,023 $400,827 $96,144 $304,683
2018 $9,271 $365,451 $0 $0
2017 $5,004 $84,833 $0 $0
2016 $4,820 $84,833 $0 $0
2015 $4,660 $84,833 $0 $0
2014 $4,290 $70,694 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/29/2026 01/29/26 For Sale $995,000 -- $297 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $514,800 Hillsborough Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $408,079 VA
Source: Public Records

Source: Stellar MLS

MLS Number: TB8469614

Stellar MLS

APN: U-23-31-19-9VH-000036-00034.0

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