Seller's Agent in 2025
Katie Feola
The Agency
(859) 552-8457
69 Total Sales
696 Settlement Dr Lancaster, KY 40444
Estimated Value: $390,000 - $460,000
4
Beds
3
Baths
2,399
Sq Ft
$179/Sq Ft
Est. Value
Highlights
- Boat Ramp
- Above Ground Pool
- Deck
- Property is near a marina
- View of Trees or Woods
- Ranch Style House
About This Home
As of July 2025Raised ranch on a finished basement (other than the oversized two car garage). Enjoy those beautiful Garrard County evenings on the covered front porch. First floor has a primary bedroom, primary bath, two other bedrooms and bath. Beautiful great-room open to eating area and kitchen, great fireplace (propane) and walkout to a large covered deck. Kitchen has lovely quartz countertops and new subway tile backsplash. Basement has a huge bedroom, full bath, laundry room, small gathering area and a super room for a small home theater. Enjoy over 1.5 acres, above ground pool, storage building.
Home Details
Home Type
- Single Family
Year Built
- Built in 2011
Lot Details
- 1.7 Acre Lot
Parking
- 2 Car Attached Garage
- Side Facing Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Brick Veneer
- Shingle Roof
Interior Spaces
- Ceiling Fan
- Propane Fireplace
- Great Room with Fireplace
- Bonus Room
- Utility Room
- Washer and Electric Dryer Hookup
- Views of Woods
- Partially Finished Basement
- Walk-Out Basement
- Attic Access Panel
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Oven
- Microwave
- Dishwasher
Flooring
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Outdoor Features
- Above Ground Pool
- Property is near a marina
- Boat Ramp
- Deck
- Shed
Schools
- Camp Dick Elementary School
- Garrard Co Middle School
- Garrard Co High School
Utilities
- Cooling Available
- Heat Pump System
- Heating System Powered By Leased Propane
- Septic Tank
Community Details
- Homestead Herrington Subdivision
Listing and Financial Details
- Assessor Parcel Number 05B-01
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 26, 2025
Closed on
Jul 7, 2025
Sold by
Bought by
Seller's Agent
Katie Feola
The Agency
Buyer's Agent
Nora Williams
Keller Williams Commonwealth
List Price
$415,000
Sold Price
$400,000
Premium/Discount to List
-$15,000
-3.61%
Views
73
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$29,681
Avg. Annual Appreciation
7.74%
Original Mortgage
$300,000
Outstanding Balance
$298,210
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$131,471
Purchase Details
Closed on
Aug 23, 2019
Sold by
Bought by
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $400,000 | Land Group Title | ||
| $400,000 | Land Group Title | ||
| $185,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $300,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/07/2025 07/07/25 | Sold | $400,000 | 0.0% | $167 / Sq Ft | |
| 05/28/2025 05/28/25 | Pending | -- | -- | -- | |
| 05/25/2025 05/25/25 | Price Changed | $400,000 | -3.6% | $167 / Sq Ft | |
| 04/26/2025 04/26/25 | For Sale | $415,000 | +45.6% | $173 / Sq Ft | |
| 07/30/2020 07/30/20 | Sold | $285,000 | 0.0% | $114 / Sq Ft | View Prior Sale |
| 05/27/2020 05/27/20 | Pending | -- | -- | -- | |
| 05/27/2020 05/27/20 | For Sale | $285,000 | -- | $114 / Sq Ft |
Source: ImagineMLS (Bluegrass REALTORS®)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,934 | $285,000 | $30,000 | $255,000 |
| 2024 | $2,934 | $285,000 | $30,000 | $255,000 |
| 2023 | $2,948 | $285,000 | $30,000 | $255,000 |
| 2022 | $3,062 | $285,000 | $30,000 | $255,000 |
| 2021 | $3,127 | $285,000 | $30,000 | $255,000 |
| 2020 | $2,031 | $185,000 | $20,000 | $165,000 |
| 2019 | $2,042 | $185,000 | $20,000 | $165,000 |
| 2018 | $2,041 | $185,000 | $20,000 | $165,000 |
| 2017 | $2,032 | $185,000 | $20,000 | $165,000 |
| 2016 | $1,993 | $185,000 | $20,000 | $165,000 |
| 2012 | $900 | $185,000 | $20,000 | $165,000 |
Source: Public Records
Agents Affiliated with this Home
-
Katie Feola
-
Nora Williams
Buyer's Agent in 2025
Nora Williams
Keller Williams Commonwealth
(859) 576-9053
120 Total Sales
-
N
Seller's Agent in 2020
Null Non-Member
Non-Member Office
-
K
Buyer's Agent in 2020
Karen Burns
Rector Hayden Realtors
Map
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 25008528
APN: 05B-01
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The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.
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