NOT LISTED FOR SALE

698 Winney Hill Rd Oneonta, NY 13820

Estimated Value: $357,836

2 Beds
2 Baths
1,534 Sq Ft
$233/Sq Ft Est. Value

Sale Details

Date Sold: August 29, 2025

Last sale price $325,000 $212 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $2,341 / mo

6 Days on Market

Highlights

  • Horses Allowed On Property
  • 2.07 Acre Lot
  • Deck
  • Primary Bedroom Suite
  • Cape Cod Architecture
  • Marble Flooring

About This Home

As of August 2025

FIRST TIME ON THE MARKET-CUSTOM BUILT-ONE OWNER HOME IN ONEONTA, NY Rare opportunity to own a thoughtfully built, custom home on 2.07 ACRES, partially fenced and near SUNY Oneonta, Hartwick College and minutes to Cooperstown All Star Village. This BEAUTIFUL home offers comfort, function, and room to grow with 2 spacious bedrooms, 2 full baths and the potential to finish 2 additional bedrooms upstairs. The home was designed for one level living. Primary bedroom with ensuite bathroom and enclosed screen porch. Enjoy wood floors, First floor laundry, Large spacious Living Room with GAS fireplace and plenty of built in storage. Open concept to the Dining Room and Kitchen. Woodstove or pellet stove ready in the kitchen area. Stay prepared year-round with a BRAND NEW GENERAC whole house generator (2024) and an Advanced FujiClean CE-5 septic system (installed July 2025) approved for up to 4 bedrooms.
Whether you love gardening or gathering, this property offers it all. *Perennial gardens and raised beds.
*Front porch, back deck and screened porch for enjoyment.
*Full basement with walk out to 3 Car Garage
*Eureka CV900 central vacuum system. Custom Craftsmanship, a private setting, and a home built to last. Showings start on Friday, July 11th
Call to schedule your private tour.

Last Agent to Sell the Property

Carol Olsen

Listing by Howard Hanna Brokerage Phone: 607-434-7436 License #40OL1126873 Listed on: 07/09/2025

Howard Hanna

Last Buyer's Agent

Diane Taylor

Listing by Keller Williams Upstate NY Properties License #10401304406

Keller Williams Upstate NY Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,345

Year Built

  • Built in 1989

Lot Details

  • 2.07 Acre Lot
  • Lot Dimensions are 11200x565
  • Partially Fenced Property
  • Irregular Lot

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Cape Cod Architecture
  • Poured Concrete
  • Frame Construction

Interior Spaces

  • 1,534 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Sliding Doors
  • Formal Dining Room
  • Screened Porch

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Marble
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deck
  • Open Patio

Utilities

  • Baseboard Heating
  • Well
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Agricultural
  • Horses Allowed On Property

Listing and Financial Details

  • Tax Lot 57
  • Assessor Parcel Number 364600-274-000-0002-057-091-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,345

Year Built

Built in 1989

Lot Details

2.07 Acres

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1989
  • Attribution Contact: 607-434-7436
  • Horses: Yes
  • ResoLaundryFeatures: Main Level
  • Lot Features: Agricultural, Irregular Lot
  • Architectural Style: Cape Cod, Two Story
  • Flooring: Carpet, Ceramic Tile, Hardwood, Marble, Varies, Vinyl
  • Garage Yn: Yes
  • Interior Features: Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room, Kitchen Island, Living/Dining Room, Pantry, Sliding Glass Door(s), Main Level Primary, Primary Suite
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: None

Interior Features

  • Appliances: Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
  • Basement: Full, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Sliding Doors
  • Fireplaces: 1
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • Stories: 2
  • Stories: 2

Exterior Features

  • Fencing: Partial
  • Acres: 2.07
  • Waterfront: No
  • Construction Type: Frame
  • Exterior Features: Blacktop Driveway, Deck, Fence, Porch
  • Foundation Details: Poured
  • Patio And Porch Features: Deck, Open, Porch, Screened

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Heating: Electric, Baseboard
  • HeatingYN: Yes
  • Utilities: Cable Available, High Speed Internet Available
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Oneonta

Lot Info

  • Parcel Number: 364600-274-000-0002-057-091-0000
  • Horse Amenities: Horses Allowed
  • Lot Dimensions: 11200X565
  • Lot Size Sq Ft: 90169.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6345.0
  • Tax Lot: 57

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2025
Closed on
Aug 29, 2025
Sold by
Salo Rita
Bought by
Schmitt Stephen and Rathjen-Schmitt Sarah E
Seller's Agent
Carol Olsen
Howard Hanna
Buyer's Agent
Diane Taylor
Keller Williams Upstate NY Properties
List Price
$325,000
Sold Price
$325,000
Views
46
Current Estimated Value
$357,836

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,836
Avg. Annual Appreciation
14.74%
Original Mortgage
$319,113
Outstanding Balance
$317,157
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$40,679
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Schmitt Stephen $325,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Schmitt Stephen $319,113
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/29/2025 08/29/25 Sold $325,000 0.0% $212 / Sq Ft
07/15/2025 07/15/25 Pending -- -- --
07/09/2025 07/09/25 For Sale $325,000 -- $212 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,192 $200,600 $25,800 $174,800
2024 $6,346 $200,600 $25,800 $174,800
2023 $4,899 $200,600 $25,800 $174,800
2022 $5,936 $200,600 $25,800 $174,800
2021 $5,979 $200,600 $25,800 $174,800
2020 $4,565 $200,600 $25,800 $174,800
2019 $4,351 $200,600 $25,800 $174,800
2018 $4,351 $200,600 $25,800 $174,800
2017 $4,260 $200,600 $25,800 $174,800
2016 $3,164 $200,600 $25,800 $174,800
2015 -- $200,600 $25,800 $174,800
2014 -- $224,500 $27,100 $197,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1620666

Otsego-Delaware Board of REALTORS®

APN: 364600-274-000-0002-057-091-0000

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