Seller's Agent in 2026
Lucy Luo
Luo&Co. Realty
(508) 838-5538
1 in this area
33 Total Sales
7 Prospect St Saugus, MA 01906
Downtown Saugus Neighborhood
3
Beds
2
Baths
1,400
Sq Ft
7,889
Sq Ft Lot
Highlights
- Colonial Architecture
- No HOA
- Central Heating and Cooling System
About This Home
As of May 2026Charming Colonial style home located on a quiet residential street in a convenient Saugus location. This well maintained home offers classic character, a functional layout, and many thoughtful upgrades completed by the seller over the years. Enjoy a spacious yard, perfect for outdoor entertaining, gardening, pets, or future possibilities. The home also features a full basement and attic, providing additional storage and flexibility for future use. Conveniently located near local shops, restaurants, schools, public transportation, and major routes, while still being tucked away in a peaceful neighborhood setting.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,489
Year Built
- Built in 1925
Lot Details
- 7,889 Sq Ft Lot
- Property is zoned NA
Home Design
- 1,400 Sq Ft Home
- Colonial Architecture
- Stone Foundation
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary bedroom located on second floor
- 2 Full Bathrooms
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- 2 Car Parking Spaces
- Driveway
- Paved Parking
- 2 Open Parking Spaces
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number M:009E B:0008 L:0013,2157053
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 29, 2026
Closed on
May 18, 2026
Sold by
Bought by
Seller's Agent
Lucy Luo
Luo&Co. Realty
Buyer's Agent
The Movement Group
Compass
List Price
$680,000
Sold Price
$720,000
Premium/Discount to List
$40,000
5.88%
Views
34
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-45.10%
Original Mortgage
$684,000
Outstanding Balance
$683,357
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$2,916
Purchase Details
Listed on
Feb 7, 2017
Closed on
Mar 30, 2017
Sold by
Bought by
Seller's Agent
Carol Beatrice
Real Broker MA, LLC
Buyer's Agent
Bonnie Lai
List Price
$449,000
Sold Price
$465,000
Premium/Discount to List
$16,000
3.56%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.89%
Original Mortgage
$372,400
Interest Rate
4.15%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 21, 2016
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
3.42%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 23, 2013
Sold by
Bought by
Purchase Details
Closed on
Oct 24, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.15%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 11, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.15%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 7, 2003
Sold by
Bought by
Purchase Details
Closed on
Oct 16, 1998
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $720,000 | -- | |
| Quit Claim Deed | $465,500 | -- | |
| Quit Claim Deed | $285,000 | -- | |
| Foreclosure Deed | $270,000 | -- | |
| Deed | -- | -- | |
| Deed | $40,000 | -- | |
| Deed | -- | -- | |
| Deed | $135,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $684,000 | New Conventional | |
| Previous Owner | $372,400 | New Conventional | |
| Previous Owner | $200,000 | New Conventional | |
| Previous Owner | $262,500 | No Value Available | |
| Previous Owner | $50,000 | Purchase Money Mortgage |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/25/2026 05/25/26 | Sold | $720,000 | +5.9% | $514 / Sq Ft | |
| 05/03/2026 05/03/26 | Pending | -- | -- | -- | |
| 04/29/2026 04/29/26 | For Sale | $680,000 | +46.2% | $486 / Sq Ft | |
| 03/30/2017 03/30/17 | Sold | $465,000 | +3.6% | $332 / Sq Ft | View Prior Sale |
| 02/15/2017 02/15/17 | Pending | -- | -- | -- | |
| 02/07/2017 02/07/17 | For Sale | $449,000 | -- | $321 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,489 | $607,600 | $338,400 | $269,200 |
| 2024 | $6,235 | $585,400 | $320,800 | $264,600 |
| 2023 | $6,200 | $550,600 | $293,500 | $257,100 |
| 2022 | $5,884 | $489,900 | $267,200 | $222,700 |
| 2021 | $5,469 | $443,200 | $236,400 | $206,800 |
| 2020 | $4,900 | $411,100 | $215,300 | $195,800 |
| 2019 | $4,793 | $393,500 | $197,700 | $195,800 |
| 2018 | $4,375 | $377,800 | $192,500 | $185,300 |
| 2017 | $3,491 | $289,700 | $180,200 | $109,500 |
| 2016 | $3,377 | $276,800 | $188,600 | $88,200 |
| 2015 | $3,168 | $263,600 | $179,600 | $84,000 |
| 2014 | $3,172 | $273,200 | $179,600 | $93,600 |
Source: Public Records
Agents Affiliated with this Home
-
Lucy Luo
-
The Movement Group
Buyer's Agent in 2026
The Movement Group
Compass
(781) 854-1624
11 in this area
366 Total Sales
-
Carol Beatrice
Seller's Agent in 2017
Carol Beatrice
Real Broker MA, LLC
(781) 929-1010
1 in this area
42 Total Sales
-
Bonnie Lai
Buyer's Agent in 2017
Bonnie Lai
(617) 309-7093
217 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73510045
APN: SAUG-000009E-000008-000013
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The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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