$149,900

Estimated payment $1,573/month

Total Views 591
2 Beds
2 Baths
1,190 Sq Ft
$126 Price per Sq Ft

Highlights

  • 600 Feet of Waterfront
  • Access To Lake
  • Lake View
  • Dock made with wood
  • Active Adult
  • Open Floorplan

About This Home

Enjoy maintenance-free lakefront living in this 2-bedroom, 2-bathroom condominium located in the highly sought-after Spring Lake Towers, a premier 55+ active adult community in the heart of Winter Haven. Updated in 2020, this inviting residence offers BREATHTAKING VIEWS OF SPRING LAKE, part of the scenic Spring Lake Meander, and a bright, open living space that feels like an indoor lanai, where walls of windows create the perfect setting to relax while overlooking the tranquil water. Both the primary bedroom and the second bedroom have direct access to this enclosed lakefront space, creating a seamless connection to the serene waterfront and providing the perfect spot to enjoy your morning coffee, unwind with a book, or simply take in the picturesque views of Spring Lake throughout the day. The updated kitchen is designed for both style and function, featuring soft-close cabinetry, porcelain countertops, recessed lighting, a decorative tile backsplash, a convection oven, and a convenient center island cart. Luxury vinyl flooring flows throughout the main living areas, while the bedrooms offer the comfort of carpet. The spacious primary suite features a walk-in closet and an ensuite bath, while the secondary bathroom has been tastefully updated with a beautifully tiled glass-enclosed shower. The all-inclusive condo fee provides exceptional value, covering cable TV, high-speed internet, water, sewer, trash removal, exterior building maintenance, roof maintenance, building insurance, reserve funds, on-site management, groundskeeping, and assigned covered parking. Residents enjoy an impressive selection of community amenities, including a waterfront in-ground concrete pool, fitness center, recreation room with a full kitchen, library, game area, shuffleboard courts, laundry facilities, private boat docks, and a year-round social calendar. Take advantage of the community's private dock, where boat slips are available on a first-come, first-served basis for a minimal monthly fee, offering convenient access to Spring Lake Meander for boating, fishing, or simply enjoying the peaceful waterfront setting. Ideally located just minutes from historic downtown Winter Haven, the renowned Chain of Lakes, shopping, dining, medical facilities, golf courses, and LEGOLAND® Florida Resort, this waterfront condo offers the perfect blend of low-maintenance living, spectacular views, and an active Florida lifestyle.

Listing Agent

David Small

KELLER WILLIAMS REALTY SMART 1 Brokerage Phone: 863-508-3000 License #3319175 Listed on: 07/17/2026

KELLER WILLIAMS REALTY SMART 1

Co-Listing Agent

June Asher

KELLER WILLIAMS REALTY SMART 1 Brokerage Phone: 863-508-3000 License #3405754

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $991

Year Built

  • Built in 1970

Lot Details

  • South Facing Home
  • Landscaped with Trees

HOA Fees

  • $667 Monthly HOA Fees

Property Views

  • Woods

Home Design

  • Entry on the 5th floor
  • Slab Foundation
  • Membrane Roofing
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,190 Sq Ft Home
  • Open Floorplan
  • Combination Dining and Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Single Vanity

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 1 Carport Space
  • Assigned Parking

Outdoor Features

  • Access To Lake
  • Access To Chain Of Lakes
  • First Come-First Served Dock
  • Water Skiing Allowed
  • Dock made with wood
  • Lake Privileges
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include pool, escrow reserves fund, maintenance structure, ground maintenance, management, recreational facilities, sewer, trash, water
  • Carrie Howland Association, Phone Number (863) 299-5591
  • Spring Lake Towers Subdivision
  • 7-Story Property

Recreation

Pet Policy

  • No Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$991

Year Built

Built in 1970

Lot Details

0 Sq Ft Lot

HOA Fees

$667 per month

Listing Details

  • HOA Fee Includes: Pool, Escrow Reserves Fund, Maintenance Structure, Maintenance Grounds, Management, Recreational Facilities, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1190
  • New Construction: No
  • Year Built: 1970
  • Building Area Total: 1190
  • Lot Size Sq Ft: 146
  • Status: Active
  • Street Post Direction: NW
  • Co List Office Mls Id: MFR255000256
  • Co List Office Phone: 863-508-3000
  • Ownership: Condominium
  • Entry Level: 5
  • Building Area Total Srch Sq M: 110.55
  • Escrow City: Tampa
  • Escrow State: FL
  • Escrow Street Name: North Lois Ave, Ste 710
  • Floor Number: 5
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 125.97
  • Water Access YN: 1
  • Amenities Additional Fees: All info is deemed reliable but should be verified with the HOA and or the county by the buyer and their agent.
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Slip 1st Come,Dock - Wood
  • MFR_DockYN: 0
  • Attribution Contact: 863-508-3000
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Elevator, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: Three Or More
  • Stories: 7
  • Living Area Meters: 110.55

Exterior Features

  • Direction Faces: South
  • Exterior Features: Lighting
  • Roof: Membrane
  • Pool Private: No
  • View: Trees/Woods
  • Water Body Name: SPRING LAKE
  • Waterfront: Yes
  • Road Surface Type: Asphalt, Paved
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Skiing Allowed
  • Water View: Lake,Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 600
  • Flood Zone Panel: 12105C0365G
  • Water Frontage Feet Lake: 300
  • Water Frontage Feet Lake Chain: 300

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Assigned, Covered

Utilities

  • Utilities: Electricity Connected, Public, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Pool
  • Association Fee: 667
  • Association Fee Frequency: Monthly
  • Association Name: Carrie Howland
  • Phone: 863-299-5591
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Condo Fees: 0
  • Condo Land Included YN: 0
  • Association Email: sltcondo1@outlook.com

Fee Information

  • Total Annual Fees: 8004.00
  • Total Monthly Fees: 667.00
  • Monthly HOA Amount: 667.00

Lot Info

  • Parcel Number: 26-28-20-570421-005110
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: No
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: All info is deemed reliable but should be verified with the HOA and or the county by the buyer and their agent.

Tax Info

  • Tax Annual Amount: 990.53
  • Tax Block: 1
  • Tax Book Number: 1-7
  • Tax Lot: A

Multi Family

  • Waterfront Features: Lake Front, Lake Privileges
  • Approval Process: All info is deemed reliable but should be verified with the HOA and or the county by the buyer and their agent.

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $991 $95,639
2024 $910 $92,944
2023 $910 $90,237 $0 $0
2022 $869 $87,609 $0 $0
2021 $853 $85,057 $0 $0
2020 $1,360 $67,000 $100 $66,900
2018 $201 $35,104 $0 $0
2017 $176 $34,382 $0 $0
2016 $165 $33,675 $0 $0
2015 $163 $33,441 $0 $0
2014 $666 $33,500 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/17/2026 07/17/26 For Sale $149,900 +51.4% $126 / Sq Ft
06/26/2020 06/26/20 Sold $99,000 +4.2% $96 / Sq Ft View Prior Sale
06/09/2020 06/09/20 Pending -- -- --
06/05/2020 06/05/20 Price Changed $95,000 -4.9% $92 / Sq Ft
06/04/2020 06/04/20 For Sale $99,900 +163.6% $97 / Sq Ft
05/26/2015 05/26/15 Off Market $37,900 -- --
06/20/2014 06/20/14 Sold $37,900 -2.6% $37 / Sq Ft View Prior Sale
06/11/2014 06/11/14 Pending -- -- --
03/18/2014 03/18/14 Price Changed $38,900 -2.5% $38 / Sq Ft
02/12/2014 02/12/14 Price Changed $39,900 -11.1% $39 / Sq Ft
12/17/2013 12/17/13 Price Changed $44,900 -5.5% $44 / Sq Ft
09/06/2013 09/06/13 Price Changed $47,500 +3.5% $46 / Sq Ft
09/06/2013 09/06/13 For Sale $45,900 -- $45 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $99,000 Miller Title Llc
Warranty Deed $37,900 Attorney
Warranty Deed $30,000 Midflorida Title Professiona
Special Warranty Deed -- Attorney
Warranty Deed $80,000 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $22,500 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: L4963333

Stellar MLS

APN: 26-28-20-570421-005110

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