NOT LISTED FOR SALE

705 Ruddy Ct Havre de Grace, MD 21078

Estimated Value: $443,000 - $537,000

4 Beds
2.5 Baths
3,042 Sq Ft
$158/Sq Ft Est. Value

Sale Details

Date Sold: January 28, 2021

Last sale price $310,000 $102 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $2,831 / mo

13 Days on Market

Highlights

  • View of Trees or Woods
  • Deck
  • Stream or River on Lot
  • Colonial Architecture
  • Recreation Room
  • Wooded Lot

About This Home

As of January 2021

Nicely Maintained Front Porch Colonial in Havre de Grace. The Two Story Foyer opens to a Powder Room and Main Level Laundry Room. There is both a Formal Living Room and Dining Room. The Spacious Kitchen has Atrium Doors from the Eating Area to the Deck. The Family Room off the Kitchen has Circle Top Windows and a Ceiling Fan. Upper Level includes a Primary Bedroom with Hardwood Floors, Ceiling Fan and Primary Bath. Three Additional Bedrooms and Hall Bath complete the Upstairs. The Finished Lower Level has a Rec Room with Slider Level Walkout to a Wooded Yard with a Creek running through it. The HVAC system has just been installed and Rec Room has fresh paint & New Carpet. THIS IS A MUST SEE FANNIE MAE HOMEPATH PROPERTY.

Last Agent to Sell the Property

Sandra Klein

(410) 879-8080 mikes@lnf.com Long & Foster Real Estate, Inc. License #24423 Listed on: 12/08/2020

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Marcelle Hodges

(410) 803-0714 mhodges@garceaurealty.com Garceau Realty

Garceau Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,950

Year Built

  • Built in 1992

Lot Details

  • 10,724 Sq Ft Lot
  • Cul-De-Sac
  • Wooded Lot
  • Backs to Trees or Woods
  • Property is in good condition
  • Property is zoned R1

HOA Fees

  • $12 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Property Views

  • Woods
  • Creek or Stream

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Ceiling Fan
  • Skylights
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Carpet
  • Laundry on main level

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom

Finished Basement

  • Walk-Out Basement
  • Exterior Basement Entry

Outdoor Features

  • Stream or River on Lot
  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater

Community Details

  • Conway Property Management HOA, Phone Number (410) 879-9655
  • Grace Harbour Subdivision

Listing and Financial Details

  • Tax Lot 125
  • Assessor Parcel Number 1306046282

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,950

Year Built

Built in 1992

Lot Details

10,724 Sq Ft Lot

HOA Fees

$12 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1992
  • Automatically Close On Close Date: No
  • Building Winterized: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Breakfast Area, Family Room Off Kitchen, Kitchen - Eat-In, Primary Bath(s), Carpet, Formal/Separate Dining Room, Kitchen - Table Space, Pantry, Skylight(s)
  • Fireplace: No
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Recreation Room, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Outside Entrance, Walkout Level
  • Laundry Type: Main Floor
  • Total Sq Ft: 3042
  • Living Area Sq Ft: 3042
  • Price Per Sq Ft: 146.87
  • Above Grade Finished Sq Ft: 2042
  • Below Grade Finished Sq Ft: 1000
  • Total Below Grade Sq Ft: 1000
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • View: Trees/Woods, Creek/Stream
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 144.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: CONWAY PROPERTY MANAGEMENT
  • HOA Phone: 410-879-9655
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 155600.00
  • Land Assessed Value: 94000.00
  • Lot Features: Backs To Trees, Cul-De-Sac, Stream/Creek, Trees/Wooded
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10724.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Good
  • Zoning: R1
  • In City Limits: Yes

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5528543
  • Tax Annual Amount: 3950.00
  • Assessor Parcel Number: 1306046282
  • Tax Lot: 125
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 8, 2020
Closed on
Dec 28, 2020
Sold by
Bought by
Seller's Agent
Sandra Klein
Long & Foster Real Estate, Inc.
Buyer's Agent
Marcelle Hodges
Garceau Realty
List Price
$299,900
Sold Price
$310,000
Premium/Discount to List
$10,100
3.37%
Current Estimated Value
$481,550

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$171,550
Avg. Annual Appreciation
8.43%
Original Mortgage
$310,000
Interest Rate
2.7%
Mortgage Type
VA

Purchase Details

Closed on
May 6, 2020
Sold by
Bought by

Purchase Details

Closed on
Mar 8, 2017
Sold by
Bought by

Purchase Details

Closed on
Jun 9, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,000
Interest Rate
6.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Aug 13, 2001
Sold by
Bought by

Purchase Details

Closed on
Dec 4, 1998
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$310,000 Certified Title Corporartion
-- None Available
-- Powerhouse Title Group Llc
$315,000 --
$178,000 --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $310,000
Previous Owner $252,000
Previous Owner $63,000
Closed --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/28/2021 01/28/21 Sold $310,000 0.0% $102 / Sq Ft
12/21/2020 12/21/20 Pending -- -- --
12/14/2020 12/14/20 Off Market $310,000 -- --
12/08/2020 12/08/20 For Sale $299,900 -- $99 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,795 $313,000 $0 $0
2024 $2,795 $293,200 $90,300 $202,900
2023 $2,666 $279,633 $0 $0
2022 $2,536 $266,067 $0 $0
2021 $3,007 $252,500 $90,300 $162,200
2020 $2,530 $251,533 $0 $0
2019 $2,520 $250,567 $0 $0
2018 $0 $249,600 $94,000 $155,600
2017 $2,488 $249,600 $0 $0
2016 -- $249,600 $0 $0
2015 $2,565 $252,400 $0 $0
2014 $2,565 $252,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR254728

Bright MLS

APN: 06-046282

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