NOT LISTED FOR SALE

7086 Peck Lake Rd Saranac, MI 48881

Estimated Value: $514,869

4 Beds
3.5 Baths
3,930 Sq Ft
$131/Sq Ft Est. Value

Sale Details

Date Sold: March 31, 2026

Last sale price $500,000 $127 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,162 / mo

2 Days on Market

Highlights

  • 540 Feet of Waterfront
  • Deck
  • Wooded Lot
  • Home fronts a pond
  • Hilly Lot
  • Engineered Wood Flooring

About This Home

As of March 2026

Wow! This 2004 custom -built sprawling ranch has it all! Starting with the nearly 4 Acre Crazy gorgeous and unbelievable setting on one of the widest meandering sections of Lake Creek. Nearly 4,000 sq ft of living space, 4+ Bedrooms, 3.5 Baths and a wide-open floorplan boasting 9' ceilings throughout. Living/Dining Great room shows of a beautiful stone fireplace, French doors to an amazing full house length composite wrap around deck. Modern kitchen has all the bells and whistles starting with Granite counters, large snack bar, tons of cabinet space, pantry, and all appliances. There's A must see primary suite with double walk-in closets, private bath with tile shower, jacuzzi tub, and separate access to the deck and unbelievable views of the beautiful park-like setting. Home includes a fully functional salon which could easily be a second main floor primary, guest, or teenager suite with private bath. Main floor laundry with washer/dryer included. 2-stall attached garage. Full finished walk-out basement with large recreation/family room with electric fireplace and access to 4th bedroom, nonconforming 5th bedroom, hobby room, full bath, second laundry area, and tons of storage. Home has been very well cared for including new floor coverings throughout, newer roof and water heater in past few years. Countless amenities include a whole house Generac Generator, paved driveways, and the icing on the cake is a 36x60 pole barn with 36x20 heated workshop. Plus, don't miss the large, stocked pond and professional landscaping. Great location just a stone throw to I96 and quick easy commutes to GR and Lansing. Hurry to show!

Last Agent to Sell the Property

Darin Elliott

Greenridge Realty (Ionia) Listed on: 02/28/2026

Last Buyer's Agent

Taylor Schumacher

Hello Homes GR License #6501429642

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,919

Year Built

  • Built in 2004

Lot Details

  • 3.75 Acre Lot
  • Home fronts a pond
  • Home fronts a stream
  • 540 Feet of Waterfront
  • Privacy Fence
  • Shrub
  • Hilly Lot
  • Wooded Lot
  • Garden

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3,930 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Window Treatments
  • Mud Room
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Engineered Wood Flooring

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • 1 Bedroom in Basement
  • Natural lighting in basement

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Water Access
  • Deck
  • Patio
  • Pole Barn

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Power Generator
  • Well
  • Liquid Propane Gas Water Heater
  • Water Softener is Owned
  • Septic Tank
  • High Speed Internet

Community Details

Overview

  • No Home Owners Association

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,919

Year Built

Built in 2004

Lot Details

3.75 Acres

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 2004
  • General Property Info:Basement: Yes
  • General Property Info:Main Level Primary: Yes
  • Waterfront Options:Water Access YN: Yes
  • Waterfront Options:Water Frontage3: 540.0
  • General Property Info: Association YN: No
  • Driveway:Driveway: Asphalt
  • Landscape:Landscape: Flower Garden, Ground Cover, Shrubs/Hedges, Terraced Yard
  • Mineral Rights:Mineral Rights: Unknown
  • Sewer:Sewer: Septic Tank
  • Additional Items:Additional Items: Window Treatments, Ceiling Fan(s), Garage Door Opener, Generator, Basement Finished, Basement Partially Finished, Sump Pump
  • Water Heater:Water Heater: Propane
  • Fireplace:Fireplace: Gas Log, Family Room, Living Room
  • Water Fea Amenities:Water Fea Amenities: Private Frontage
  • Other Structures:Other Structures: Pole Barn
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Water Softener Owned, Oven, Microwave, Dishwasher, Disposal, Dryer, Washer, Range
  • Flooring: Engineered Hardwood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Pantry
  • Fireplace Features: Gas Log, Family Room, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 3
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Daylight, Full, Walk-Out Access
  • LivingArea: 3930.0
  • Other Equipment: Generator
  • Window Features: Window Treatments, Low-Emissivity Windows
  • Basement Rooms:Basement Bedrooms: 1
  • Basement Rooms:Total Basement SQFT: 1847.0
  • Windows:Windows: Low-Emissivity Windows
  • Kitchen Features:Kitchen Features: Mud Room Access, Pantry, Snack Bar
  • Below Grade Sq Ft: 1674.0

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Privacy
  • List Price: 496500.0
  • Lot Features: Rolling Hills, Wooded, Recreational
  • Other Structures: Pole Barn
  • Patio and Porch Features: Deck, Patio
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront Features: Stream, Pond
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Roofing:Roofing: Shingle

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Asphalt, Attached, Garage Door Opener, Garage Faces Front

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Electric: Generator
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Laundry Room, Main Level
  • Security Features: Security System, Smoke Detector(s)
  • Water Source: Well
  • Heat Source:Heat Source: Propane
  • Heat Type:Heat Type: Forced Air
  • Utilities Attached:Utilities Attached: High Speed Internet

Lot Info

  • Lot Size Acres: 3.75
  • Lot Size Area: 3.75
  • Lot Dimensions: IRR
  • Lot Size Sq Ft: 163350.0
  • Zoning Description: RES

Tax Info

  • Tax Annual Amount: 3919.0
  • Tax Year: 2025

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 15, 2012
Sold by
Bought by
Current Estimated Value
$514,869

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,000
Outstanding Balance
$142,416
Interest Rate
3.89%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$372,453

Purchase Details

Closed on
Jun 2, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$219,500
Interest Rate
4.85%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 9, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 2, 2005
Sold by
Bought by

Purchase Details

Closed on
Jan 11, 2002
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- --
-- --
-- --
-- --
-- None Available
-- None Available
-- --
$30,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $215,000
Previous Owner $219,500
Previous Owner $217,500
Previous Owner $216,000
Previous Owner $219,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/31/2026 03/31/26 Sold $500,000 +0.7% $127 / Sq Ft
03/02/2026 03/02/26 Pending -- -- --
02/28/2026 02/28/26 For Sale $496,500 -- $126 / Sq Ft
Source: MichRIC

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,920 $248,800 $31,900 $216,900
2025 $1,394 $231,400 $28,500 $202,900
2024 $14 $231,400 $28,500 $202,900
2023 $1,294 $181,800 $20,800 $161,000
2022 $1,232 $181,800 $20,800 $161,000
2021 $3,361 $170,600 $16,700 $153,900
2020 $1,183 $170,600 $16,700 $153,900
2019 $0 $158,300 $15,900 $142,400
2018 $3,186 $136,500 $15,900 $120,600
2017 $1,111 $136,500 $15,900 $120,600
2016 $1,101 $126,800 $13,600 $113,200
2015 -- $126,800 $13,600 $113,200
2014 $1,244 $108,100 $13,600 $94,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 26007341

MichRIC

APN: 020-014-000-160-00

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