714 Ruddy Ct Havre de Grace, MD 21078
Havre de Grace AreaEstimated payment $2,621/month
Highlights
- Open Floorplan
- Private Lot
- Wood Flooring
- Deck
- Backs to Trees or Woods
- Garden View
About This Home
Move-in ready and tucked away on a .27-acre cul-de-sac lot in Grace Harbour! This well-maintained split foyer offers three bedrooms, three full bathrooms, and plenty of flexible living space. The main level features a spacious living room, an updated eat-in kitchen, and a primary bedroom with a private en-suite bathroom, along with two additional bedrooms and a second full bathroom. The finished walkout lower level provides a large recreation area, a third full bathroom, a separate laundry and utility room, and ample storage, with sliding doors leading to the patio and private backyard backing to trees. An oversized two-car garage offers even more storage and convenient interior access.
Additional updates include an architectural shingle roof installed in 2022, a water heater replaced in 2023, a stainless steel gas stove added in 2024, a dishwasher replaced in 2025, a washer replaced in 2024, a sump pump replaced in 2024, and brand-new leaf guard filters with a transferable warranty. The seller will also provide the existing property plat to the buyer!
Conveniently located just minutes from downtown Havre de Grace, local dining, shopping, waterfront attractions, and commuter routes. Schedule your showing today!
Listing Agent
(717) 356-2908 christykopp@gmail.com RE/MAX Components Brokerage Phone: 7173562908 License #RSR005870 Listed on: 09/03/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,082
Year Built
- Built in 1992
Lot Details
- 11,661 Sq Ft Lot
- Cul-De-Sac
- Private Lot
- Backs to Trees or Woods
- Front Yard
- Property is in very good condition
- Property is zoned R1
HOA Fees
- $19 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Oversized Parking
- Parking Storage or Cabinetry
- Front Facing Garage
- Garage Door Opener
- Driveway
Property Views
- Garden
- Courtyard
Home Design
- Split Foyer
- Block Foundation
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Open Floorplan
- Built-In Features
- Ceiling Fan
- Combination Kitchen and Dining Room
- Attic
Kitchen
- Eat-In Country Kitchen
- Gas Oven or Range
- Built-In Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Laminate
- Concrete
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on lower level
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Rear Basement Entry
- Sump Pump
Outdoor Features
- Deck
- Patio
- Exterior Lighting
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Listing and Financial Details
- Tax Lot 133
- Assessor Parcel Number 1306046363
Community Details
Overview
- Association fees include common area maintenance
- Grace Harbour HOA
- Grace Harbour Subdivision
- Property Manager
Amenities
- Common Area
Recreation
- Community Playground
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,873 | $301,333 | $0 | $0 |
| 2025 | $2,254 | $268,867 | $0 | $0 |
| 2024 | $2,254 | $236,400 | $90,400 | $146,000 |
| 2023 | $2,187 | $229,433 | $0 | $0 |
| 2022 | $2,121 | $222,467 | $0 | $0 |
| 2021 | $2,136 | $215,500 | $90,400 | $125,100 |
| 2020 | $2,136 | $212,367 | $0 | $0 |
| 2019 | $2,104 | $209,233 | $0 | $0 |
| 2018 | $2,054 | $206,100 | $94,100 | $112,000 |
| 2017 | $2,054 | $206,100 | $0 | $0 |
| 2016 | -- | $206,100 | $0 | $0 |
| 2015 | $2,141 | $208,100 | $0 | $0 |
| 2014 | $2,141 | $208,100 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/03/2026 09/03/26 | For Sale | $412,000 | +8.4% | $233 / Sq Ft | |
| 09/06/2024 09/06/24 | Sold | $380,000 | -2.6% | $215 / Sq Ft | View Prior Sale |
| 08/16/2024 08/16/24 | Price Changed | $390,000 | +2.7% | $220 / Sq Ft | |
| 07/23/2024 07/23/24 | For Sale | $379,900 | -- | $215 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $380,000 | Creekside Title | |
| Deed | $290,000 | -- | |
| Deed | $120,000 | -- | |
| Deed | $103,600 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $200,000 | Credit Line Revolving | |
| Previous Owner | $170,000 | Credit Line Revolving | |
| Previous Owner | $100,000 | Credit Line Revolving |
Source: Bright MLS
MLS Number: MDHR2059460
APN: 06-046363
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