2.99% Assumable FHA Loan Available for Qualified Buyers + Recent Price Improvement
Approximate assumable loan balance of $442,000. Buyer must qualify with current lender and cover the difference between purchase price and assumed loan balance. Rare opportunity to own a spacious 4-bedroom home in Arvada, Colorado with the potential to assume an existing FHA loan at just 2.99%. Located in the desirable Woodland Valley neighborhood near Olde Town Arvada, this recently repositioned home combines space, flexibility, and long-term value in today’s competitive Colorado real estate market. Offering over 2,000 finished square feet, this Arvada home features 4 bedrooms, 3 bathrooms, multiple living areas, a finished basement, attached 2-car garage, and a large corner lot with room to spread out both inside and out. Inside, you’ll find luxury vinyl flooring, updated lighting, smart home features, modern appliances, and flexible living spaces designed for today’s lifestyle. The finished basement creates additional options for a guest suite, home office, gym, media room, or multi-generational living setup. Major exterior improvements are already being completed for the next owner, including a new roof, gutters, and driveway replacement at closing, creating additional peace of mind and added value. The private backyard offers space to entertain, garden, relax, or create your ideal outdoor setup, while the oversized driveway area provides additional convenience and storage flexibility. Conveniently located near parks, trails, shopping, dining, commuter routes, and quick access to both Denver and the mountains, this Woodland Valley home delivers the balance of location, functionality, and affordability buyers are searching for in the Arvada housing market. Homes offering assumable low-interest FHA financing in Arvada are increasingly rare, especially with this combination of square footage, recent updates, and location.