$665,000
$10K PRICE DROP

Emerald Bay 72 Emerald Bay Dr Unit 3C Lake Ozark, MO 65049

Lake Ozark Area

Estimated payment $4,879/month

Total Views 13,948
4 Beds
4 Baths
2,261 Sq Ft
$294 Price per Sq Ft

Highlights

  • Popular Property
  • Community Boat Dock
  • Fitness Center
  • Osage Middle School Rated 9+
  • Home fronts a seawall
  • Lake View

About This Home

Elevated lake living awaits in this furnished 4-bedroom, 4-bath penthouse at the 14 MM on Horseshoe Bend. Panoramic main-channel views take center stage from the expansive 48-foot screened deck. Designed for entertaining and privacy, this premier floor plan features an open kitchen, dining, and living area, while four spacious bedrooms—including three ensuite retreats—are thoughtfully positioned in opposite corners. This exceptional lake package includes two large storage units, an 18' x 52' cruiser slip, which is a rare find and highly sought-after by other Emerald Bay owners, plus an 18' x 12' slip with PWC lift in a protected cove. Resort-style amenities include two pools, tennis/pickleball courts, and a clubhouse. HOA dues cover water, sewer, trash, cable, internet, boat slips, master building insurance, road/grounds maintenance, and reserves. Updates (see complete list) include granite counters, oven, washer/dryer, HVAC, water heater, LVP flooring, deck carpet, water filtration, faucets, paint, and a new roof. Ideal for full-time living, a luxury getaway, or a high-producing nightly rental investment.

Listing Agent

Laura Stransky

Ozark Lake Homes Brokerage Phone: (573) 480-6420 License #2014006760 Listed on: 08/01/2026

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,273

Year Built

  • Built in 1998 | Remodeled

Lot Details

  • Property fronts a channel
  • Home fronts a seawall

HOA Fees

  • $1,161 Monthly HOA Fees

Interior Spaces

  • 2,261 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • 2 Fireplaces
  • Window Treatments
  • Tile Flooring
  • Lake Views

Kitchen

  • Stove
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 4 Full Bathrooms
  • Walk-in Shower

Laundry

  • Dryer
  • Washer

Home Security

Parking

  • No Garage
  • Driveway
  • Open Parking

Accessible Home Design

  • Low Threshold Shower

Outdoor Features

  • Rip-Rap
  • Cove
  • Lake Privileges
  • Deck
  • Covered Patio or Porch
  • Shed

Utilities

  • Central Air
  • Heat Pump System
  • Water Softener is Owned
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Exclusions: personal items, decor, see exclusion list.
  • Assessor Parcel Number 01702600000005084211

Community Details

Overview

  • Association fees include cable TV, dock reserve, internet, ground maintenance, road maintenance, water, reserve fund, sewer, trash
  • Emerald Bay Condominium Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Boat Dock
  • Tennis Courts
  • Fitness Center
  • Community Pool

Security

  • Security Service
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,273

Year Built

Built in 1998 | Remodeled

Lot Details

0 Sq Ft Lot

HOA Fees

$1,161 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Road Surface Type: Asphalt, Paved
  • Exclusions: personal items, decor, see exclusion list.
  • Inclusions: All kitchen appliances, washer/dryer, most furniture (see exclusion list), 18 x 52 slip in Dock F25, 18 x 12 slip with PWC lift in dock F26, 2 storage units #40 & #41
  • Subdivision Name: Emerald Bay Condominium
  • Directions: Horseshoe Bend (HH) and turn left at Emerald Bay entrance to Building 72 (second building on the left). To get to the boat slip, drive down to lake front and go right and park between Bld 256 & 278 and Dock F entrance is on the left side of Bld 278. Storage units #40 & #41 are located by taking the steps on the right side of the building and down to the left.
  • Garage Yn: No
  • Unit Levels: One
  • Year Built: 1998
  • Property Sub Type Additional: Condominium
  • Attribution Contact: (573) 480-6420
  • Special Features: VirtualTour

Interior Features

  • Furnished: Furnished
  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Softener Owned, Stove, Washer
  • Accessibility Features: Low Threshold Shower
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Two
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Luxury Vinyl Plank, Tile
  • Interior Amenities: Tray Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), Furnished, Fireplace, Pantry, Cable TV, Walk-In Closet(s), Walk-In Shower, Window Treatments
  • Living Area: 2261.0
  • Window Features: Window Treatments

Exterior Features

  • Pool Features: Community
  • View: Channel, Lake
  • View: Yes
  • Waterfront Features: Cove, Riprap, Seawall, Lake Privileges
  • Waterfront: Yes
  • Exterior Features: Blacktop Driveway, Deck, Storage, Tennis Court(s)
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Deck, Screened
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Open Parking: Yes
  • Parking Features: No Garage, Open

Utilities

  • Security: Fire Sprinkler System, Security Service
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public, Community/Coop

Condo/Co-op/Association

  • Community Features: Cable TV, Fitness Center, Internet Access, Pickleball, Pool, Tennis Court(s), Clubhouse, Community Pool
  • Amenities: Dock
  • Association Fee: 1161.46
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Cable TV, Dock Reserve, Internet, Maintenance Grounds, Road Maintenance, Water, Reserve Fund, Sewer, Trash

Schools

  • Junior High Dist: School Of The Osage

Lot Info

  • Parcel #: 01702600000005084211

Tax Info

  • Tax Annual Amount: 2273.36
  • Tax Year: 2025

Map

About Emerald Bay

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,273 $42,960 $0 $0
2023 $2,296 $42,960 $0 $0
2022 $2,296 $42,960 $0 $0
2021 $2,295 $42,960 $0 $0
2020 $2,311 $42,960 $0 $0
2019 $2,304 $42,960 $0 $0
2018 $2,314 $42,960 $0 $0
2017 $2,099 $42,960 $0 $0
2016 $2,058 $42,960 $0 $0
2015 $2,007 $42,960 $0 $0
2014 $1,963 $42,960 $0 $0
2013 -- $42,960 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/29/2026 08/29/26 Price Changed $665,000 -1.5% $294 / Sq Ft
08/01/2026 08/01/26 For Sale $675,000 +22.7% $299 / Sq Ft
10/30/2023 10/30/23 Sold -- -- -- View Prior Sale
08/17/2023 08/17/23 For Sale $550,000 +90.4% $243 / Sq Ft
06/30/2015 06/30/15 Sold -- -- -- View Prior Sale
05/31/2015 05/31/15 Pending -- -- --
04/09/2015 04/09/15 For Sale $288,900 -- $123 / Sq Ft
Source: Bagnell Dam Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- Arrowhead Title
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $536,400 VA
Closed $530,000 VA
Source: Public Records

Source: Bagnell Dam Association of REALTORS®

MLS Number: 3588870

Bagnell Dam Association of REALTORS®

APN: 01-7.0-26.0-000.0-005-084.211

Missouri Camden County Lake Ozark 65049

72 Emerald Bay Dr Unit 3C, Lake Ozark, MO

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Bagnell Dam Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Laura Stransky
Listing Agent
Laura Stransky
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Ozark Lake Homes
(573) 227-5851
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