$949,000

723 Pinnacle Dr Swanton, MD 21561

Estimated payment $5,701/month

Total Views 4,716
5 Beds
5 Baths
3,716 Sq Ft
$255 Price per Sq Ft

Highlights

  • Home fronts navigable water
  • Spa
  • Lake View
  • Canoe or Kayak Water Access
  • Fishing Allowed
  • Open Floorplan

About This Home

Mountain living meets the Deep Creek Lake lifestyle in this stunning five-bedroom, five-bath lake access retreat! Offering dramatic architecture, generous living space, and a strong rental performance of $81,000 to $90,000. The main level features soaring wood cathedral ceilings, a floor-to-ceiling stone fireplace to cozy up to after a day on the slopes, and a wall of glass in the open kitchen, dining, living areas. The main level also includes two bedrooms and two full baths, one bath private to a bedroom, offering excellent flexibility for guests and main-level living. The upper level is dedicated to a spacious primary suite with private deck, sitting area, walk-in closet, with a seperate area for owner lock up storage. The spa like bath has a large jetted tub and a shower. Just outside the bedroom is a loft overlooking the great room. Lower Level one includes a spacious family room with a second stone fireplace and a wet bar, two bedrooms a full baths with a tub shower and a seperate shower. A laundry room completes the picture. Lower Level two offers a game room for family fun and an additional full bath. Also a seperate room for storage, ski equipment, or owners lock up area. Step out to the hot tub to warm up and relax after skiing or being on the lake. Enjoy wraparound decks on three levels with a covered dining and covered hot tub area. The lake access is minutes away with a clubhouse, picnic area, and swimming and kayaking on Deep Creek Lake. There is also a tennis court for the neighborhood! This home has an impressive annual rental income of $81,000–$90,000. Located just five minutes from Deep Creek Lake State Park, and close to Wisp Ski Resort for four-season recreation! Call today to preview the many features this Mountain Lake Property has to offer!

Listing Agent

Susan Bell

(301) 387-2000 sbell@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 Listed on: 01/29/2026

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,154

Year Built

  • Built in 2003

Lot Details

  • 1 Acre Lot
  • Home fronts navigable water
  • Property is in very good condition

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • Driveway

Property Views

  • Lake
  • Woods

Home Design

  • Chalet
  • Contemporary Architecture
  • Block Foundation
  • Frame Construction

Interior Spaces

  • Property has 4 Levels
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Gas Fireplace
  • Window Treatments
  • Great Room
  • Family Room
  • Dining Room
  • Loft
  • Game Room
  • Finished Basement
  • Basement with some natural light

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Whirlpool Bathtub
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Canoe or Kayak Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed

Schools

  • Broadford Elementary School
  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heating System Powered By Owned Propane
  • Propane
  • Well
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 0023
  • Assessor Parcel Number 1218070545

Community Details

Overview

  • Association fees include trash, snow removal, road maintenance, pier/dock maintenance, common area maintenance
  • The Pinnacle HOA
  • The Pinnacle Subdivision

Recreation

  • 1 Community Docks
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,154

Year Built

Built in 2003

Lot Details

1 Acres

HOA Fees

$92 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet, Contemporary
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1
  • Year Built: 2003
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Refrigerator, Stove, Washer, Dryer, Water Heater
  • Flooring Type: Wood, Carpet, Ceramic Tile
  • Interior Amenities: Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Floor Plan - Open, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Window Treatments, Whirlpool/Hottub, Wood Floors, Wet/Dry Bar
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 4
  • Room List: Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Game Room, Family Room, Great Room, Laundry, Loft, Bathroom 1, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Fully Finished, Daylight, Partial
  • Laundry Type: Lower Floor
  • Total Sq Ft: 3716
  • Living Area Sq Ft: 3716
  • Price Per Sq Ft: 522.58
  • Above Grade Finished Sq Ft: 1816
  • Below Grade Finished Sq Ft: 1900
  • Total Below Grade Sq Ft: 1900
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 5
  • Full Bathrooms: 5
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Lower Levels 2 Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 2
  • Lower Level 2 Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Hot Tub
  • Road Surface Type: Paved
  • View: Lake, Trees/Woods, Water
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Personal Watercraft (PWC), Swimming Allowed, Waterski/Wakeboard, Sail
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Propane
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 1100.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Trash, Snow Removal, Road Maintenance, Pier/Dock Maintenance, Common Area Maintenance
  • HOA Name: THE PINNACLE
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: 3rd Party
  • Elementary School: BROADFORD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 1.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43560.00
  • Property Condition: Very Good
  • Zoning: R
  • In City Limits: No

Rental Info

  • Total Actual Rent: 85000.00
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 9154.00
  • Assessor Parcel Number: 1218070545
  • Tax Lot: 0023
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,559 $808,700 $110,200 $698,500
2024 $8,765 $713,767 $0 $0
2023 $7,661 $618,833 $0 $0
2022 $6,538 $523,900 $110,200 $413,700
2020 $6,454 $513,033 $0 $0
2019 $6,386 $507,600 $110,200 $397,400
2018 $5,983 $502,000 $0 $0
2017 $5,775 $507,600 $0 $0
2016 -- $490,800 $0 $0
2015 -- $490,800 $0 $0
2014 -- $490,800 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/29/2026 01/29/26 For Sale $949,000 +24.1% $255 / Sq Ft
12/18/2020 12/18/20 Sold $765,000 -4.3% $206 / Sq Ft View Prior Sale
11/08/2020 11/08/20 Pending -- -- --
09/30/2020 09/30/20 For Sale $799,000 +54.9% $215 / Sq Ft
04/08/2016 04/08/16 Sold $515,900 -0.8% $132 / Sq Ft View Prior Sale
02/05/2016 02/05/16 Pending -- -- --
02/05/2016 02/05/16 For Sale $520,000 +76.3% $133 / Sq Ft
01/21/2014 01/21/14 Sold $295,000 0.0% $79 / Sq Ft View Prior Sale
11/13/2013 11/13/13 Pending -- -- --
11/01/2013 11/01/13 Price Changed $295,000 -10.7% $79 / Sq Ft
10/03/2013 10/03/13 Price Changed $330,500 -10.4% $89 / Sq Ft
09/03/2013 09/03/13 Price Changed $369,000 -9.6% $99 / Sq Ft
07/30/2013 07/30/13 For Sale $408,000 -- $110 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $765,000 Maryland Title Center Llc
Deed $515,900 Deep Creek Title Group
Special Warranty Deed $295,000 Security Title Guarantee Cor
Trustee Deed $324,800 None Available
Deed $100,000 --
Deed -- --
Deed $45,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $726,000 Adjustable Rate Mortgage/ARM
Previous Owner $412,720 New Conventional
Previous Owner $313,265 New Conventional
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2011042

Bright MLS

APN: 18-070545

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