$170,000
SOLD JUL 10, 2025

727 Elgin St Cherry Valley, IL 61016

2 Beds
1 Bath
1,028 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$165 Per Sq Ft

10% Above List Price

6 Days on Market

Highlights

  • Ranch Style House
  • Brick Porch or Patio
  • Forced Air Heating and Cooling System
  • Fenced Yard
  • Shed
  • Water Softener

About This Home

As of July 2025

Cherry Valley Charm! Super cute & cozy 2 bedroom with many updates inside & out! All new carpet & LVP flooring, fresh paint, custom wall treatment, newer windows, new lighting, blinds, gutter guards, refrigerator, bath fixtures, & more! Create more living space in the walkout lower level or use it for excellent storage. Spacious .23 acre fenced yard with a brick patio & generous storage shed. The deep lot continues behind the fence back to the alley. Plenty of room to add a garage there if desired. However, the 2nd bedroom could easily be converted back to a garage if the bedroom is not needed. Extensive landscaping has been done including new sod in 2023. The exposed concrete around the perimeter was freshly painted in 2024, including the chimney. Fantastic location within walking distance to downtown Cherry Valley, parks, stocked lake, & the library. This home is move in ready! Take a look today!

Last Agent to Sell the Property

Pamela Cunningham

Gambino Realtors License #475127317 Listed on: 06/02/2025

Gambino Realtors

Last Buyer's Agent

Cathie Dame

Weichert Realtors Signature Pro License #475129785

Weichert Realtors Signature Pro

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,800

Year Built

  • Built in 1950

Lot Details

  • 9,583 Sq Ft Lot
  • Fenced Yard

Home Design

  • 1,028 Sq Ft Home
  • Ranch Style House
  • Shingle Roof
  • Vinyl Siding
  • Siding

Kitchen

  • Electric Range
  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Laundry in Basement

Outdoor Features

  • Brick Porch or Patio
  • Shed
  • Storage Shed

Schools

  • Cherry Valley Elementary School
  • Bernard W Flinn Middle School
  • Jefferson High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Water Softener

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,800

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Interior Amenities: Ceiling Fan(s)
  • Road Frontage: City/Town
  • Type: City/Town
  • Electric: Circuit Breaker
  • Appliances That Stay or Are Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer, Water Softener
  • Class: HOUSE
  • Exemptions: Owner
  • General Features: Basement Entrance, County Taxes, Garden Shed, Main Floor Primary, Laundry Basement, Patio-Brick Paver, Storage Shed, Fenced Yard
  • Legal Description: H T CASSIDYS 2ND ADD TO VILLAGE OF CHERRY VALLEY BNG PT W1/2 NE1/4 SEC 14-43-2 LOT 003
  • Lot Acreage: 0.22
  • Lvt Date: 06/02/2025
  • Number of Main Level Full Bathrooms: 1
  • Stove Range Fuel: Electric
  • Style: Ranch
  • Type: House
  • Agent Only_ L A1 User Code: 5080
  • Egress: Yes
  • Elementary School: Cherry Valley Elementary
  • Estimated Total Finished Sq Ft: 1028
  • Garage Type Driveway: None
  • Hold Earnest Money Y N: Yes
  • Pertinent Facts: Cherry Valley Charm! Super cute & cozy 2 bedroom with many updates inside & out! All new carpet & LVP flooring, fresh paint, custom wall treatment, newer windows, new lighting, blinds, gutter guards, refrigerator, bath fixtures, & more! Create more living space in the walkout lower level or use it for excellent storage. Spacious .23 acre fenced yard with a brick patio & generous storage shed. The deep lot continues behind the fence back to the alley. Plenty of room to add a garage there if desired. However, the 2nd bedroom could easily be converted back to a garage if the bedroom is not needed. Extensive landscaping has been done including new sod in 2023. The exposed concrete around the perimeter was freshly painted in 2024, including the chimney. Fantastic location within walking distance to downtown Cherry Valley, parks, stocked lake, & the library. This home is move in ready! Take a look today!
  • Designated Managing Broker Y N: No
  • Estimated Above Grade Sq Ft: 1028
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 2
  • Basement Type: Full
  • Master Bedroom: Dimensions: 17.6x13, On Level: Main
  • Basement: Basement Entrance, Full Exposure
  • Bedroom 2: Dimensions: 11.6x8, On Level: Main
  • Dining Room: No
  • Family Room: No
  • Full Bathrooms: 1
  • Kitchen: Dimensions: 11.5x17.6, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 23x10
  • Recreation Room: No
  • Total Bathrooms: 1
  • Basement: Yes

Exterior Features

  • Exterior: Siding, Vinyl
  • Roof: Shingle

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Gas

Building Info

  • Year Built: 1950

Tax Info

  • Year: 2024
  • Taxes: 1800

MLS Schools

  • HighSchool: Jefferson High
  • School District: Rockford 205
  • Middle School: Bernard W Flinn Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 2, 2025
Closed on
Jul 10, 2025
Sold by
Rappa Douglas and Rappa Lea
Bought by
Boehle Matthew
Seller's Agent
Pamela Cunningham
Gambino Realtors
Buyer's Agent
Cathie Dame
Weichert Realtors Signature Pro
List Price
$155,000
Sold Price
$170,000
Premium/Discount to List
$15,000
9.68%
Views
130
Current Estimated Value
$167,892

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,108
Avg. Annual Appreciation
-2.24%
Original Mortgage
$157,600
Outstanding Balance
$157,335
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$10,557

Purchase Details

Listed on
May 17, 2022
Closed on
Jun 13, 2022
Sold by
Corson William C
Bought by
Rappa Douglas and Rappa Lea
Seller's Agent
Debbie Rheingans
DICKERSON & NIEMAN
Buyer's Agent
Pamela Cunningham
Gambino Realtors
List Price
$89,900
Sold Price
$95,000
Premium/Discount to List
$5,100
5.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.80%
Original Mortgage
$55,000
Interest Rate
4.49%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 1, 2011
Bought by
Corson William
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $170,000 None Listed On Document
Warranty Deed $95,000 Davitt David L
Deed $68,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $157,600 New Conventional
Previous Owner $55,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/10/2025 07/10/25 Sold $170,000 +9.7% $165 / Sq Ft
06/08/2025 06/08/25 Pending -- -- --
06/02/2025 06/02/25 For Sale $155,000 +63.2% $151 / Sq Ft
06/13/2022 06/13/22 Sold $95,000 +5.7% $134 / Sq Ft View Prior Sale
05/19/2022 05/19/22 Pending -- -- --
05/17/2022 05/17/22 For Sale $89,900 -- $127 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,800 $29,525 $10,388 $19,137
2023 $1,566 $25,241 $9,341 $15,900
2022 $2,019 $22,647 $6,982 $15,665
2021 $2,053 $21,538 $6,640 $14,898
2020 $2,056 $20,623 $6,358 $14,265
2019 $2,022 $19,656 $6,060 $13,596
2018 $2,021 $18,632 $5,901 $12,731
2017 $2,040 $18,082 $5,727 $12,355
2016 $2,025 $17,700 $5,606 $12,094
2015 $2,010 $17,375 $5,503 $11,872
2014 $1,900 $17,375 $5,503 $11,872
Source: Public Records

Agents Affiliated with this Home

  • Pamela Cunningham

    Seller's Agent in 2025

    Pamela Cunningham

    Gambino Realtors

    (815) 289-6323

    6 in this area

    105 Total Sales

    Pamela Cunningham
    Section Image
  • Cathie Dame

    Buyer's Agent in 2025

    Cathie Dame

    Weichert Realtors Signature Pro

    (815) 218-5944

    2 in this area

    111 Total Sales

    Cathie Dame
    Section Image
  • Debbie Rheingans

    Seller's Agent in 2022

    Debbie Rheingans

    DICKERSON & NIEMAN

    (815) 540-8778

    28 in this area

    182 Total Sales

    Debbie Rheingans
    Section Image
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Map

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202502877

NorthWest Illinois Alliance of REALTORS®

APN: 16-01-254-003

Illinois Winnebago County Cherry Valley 61016

727 Elgin St, Cherry Valley, IL

Sold

Detached

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