NOT LISTED FOR SALE

731 Seneca Garden Rd Middle River, MD 21220

Estimated Value: $448,681 - $475,000

2 Beds
2 Baths
1,132 Sq Ft
$408/Sq Ft Est. Value

Sale Details

Date Sold: April 30, 2025

Last sale price $460,000 $406 Per Sq Ft

Current estimated payment $2,948 / mo

Highlights

  • 63 Feet of Waterfront
  • Fishing Allowed
  • Raised Ranch Architecture
  • Private Dock Site
  • Open Floorplan
  • Main Floor Bedroom

About This Home

As of April 2025

Welcome to 731 Seneca Garden Road, a stunning waterfront retreat on Seneca Creek that perfectly blends serene living with modern comfort. This beautifully remodeled 2-bedroom, 2-bath home features an open floor plan flooded with natural light, offering breathtaking water views and picturesque sunrises and sunsets from the kitchen and living areas. The heart of the home is the exquisite kitchen, complete with a spacious island, elegant white cabinetry, stainless steel appliances and sparkling white quartz countertops. The two fully remodeled bathrooms add a touch of luxury, providing both style and functionality. Step outside to your waterfront porch, the perfect spot to savor your morning coffee or unwind in the evenings while taking in the peaceful surroundings. The main living area offers easy access to this tranquil outdoor space. For those seeking additional living options, the attic presents the potential to expand with a loft or kids bunk room. Beyond the main home, the oversized 2-car garage offers an incredible opportunity for further development. The garage's main level provides ample space for parking, a workshop, or storage for all your water toys. A charming sun porch off the garage offers partial water views and adds to the home’s appeal. A half bath is conveniently located on this level of the garage. Ascend the extra-wide staircase to the unfinished upper level, a blank canvas ready for your vision. Whether you dream of a game room, man cave, guest suite, or a full in-law apartment complete with a kitchen and bath, the possibilities are endless with existing plumbing rough-ins that can be easily customized. Enjoy the ultimate waterfront lifestyle with easy access to the bay. The property offers the opportunity to rebuild your own dock and lift to suit your needs. Don’t miss your chance to own a piece of paradise at 731 Seneca Garden Road—where comfort meets tranquility on the water. Schedule your private tour today!

Last Agent to Sell the Property

Jacqueline Heil

(240) 356-1044 info@revolhomes.com Revol Real Estate, LLC License #674786 Listed on: 03/26/2025

Last Buyer's Agent

Andrew Hacke

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,385

Year Built

  • Built in 1929

Lot Details

  • 17,325 Sq Ft Lot
  • 63 Feet of Waterfront
  • Home fronts navigable water
  • Level Lot
  • Front Yard
  • Property is in very good condition

Parking

  • 2 Car Detached Garage
  • 6 Driveway Spaces
  • Oversized Parking

Property Views

  • Water
  • Woods

Home Design

  • Raised Ranch Architecture
  • Brick Exterior Construction
  • Asphalt Roof

Interior Spaces

  • Property has 1.5 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Living Room
  • Basement
  • Crawl Space
  • Attic

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Stainless Steel Appliances
  • Kitchen Island

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a canal
  • Bulkhead
  • Private Dock Site
  • Powered Boats Permitted

Additional Homes

  • Dwelling with Separate Living Area

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Electric Water Heater
  • Grinder Pump

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 04151516300100

Community Details

Overview

  • No Home Owners Association
  • Bowleys Quarters Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,385

Year Built

Built in 1929

Lot Details

0.4 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler, Dwelling W/Separate Living Area
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2025-03-26
  • Year Built: 1929
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Stainless Steel Appliances, Built-In Microwave, Oven/Range - Electric, Washer, Water Heater, Dryer
  • Interior Amenities: Attic, Combination Kitchen/Living, Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Recessed Lighting, Bathroom - Soaking Tub, Bathroom - Stall Shower
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 1.5
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Kitchen, Basement, Bathroom 2, Attic, Primary Bathroom
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2604
  • Living Area Sq Ft: 1132
  • Price Per Sq Ft: 396.64
  • Above Grade Finished Sq Ft: 1132
  • Above Grade Unfinished Sq Ft: 480
  • Below Grade Sq Ft: 992
  • Total Below Grade Sq Ft: 992
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Brick
  • Roof: Asphalt
  • View: Trees/Woods, Water
  • Water Access Features: Canoe/Kayak, Boat - Powered, Fishing Allowed, Private Access
  • Water Access: Yes
  • Water Body Name: Seneca Creek
  • Water Body Type: Canal
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 63

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Private
  • Garage Features: Oversized
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Grinder Pump
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Bulkheaded, Fishing Available, Front Yard, Level
  • Lot Size Acres: 0.40
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 17325.00
  • Property Condition: Very Good
  • Zoning: R
  • Zoning Description: Residential
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4385.00
  • Assessor Parcel Number: 04151516300100
  • Tax Lot: 3
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2025
Closed on
Apr 30, 2025
Sold by
Schaffer Todd Warren-Anthony and Schaffer Martina
Bought by
Topper Anthony Joseph
Seller's Agent
Jacqueline Heil
Revol Real Estate, LLC
Buyer's Agent
Andrew Hacke
Cummings & Co. Realtors
List Price
$449,000
Sold Price
$460,000
Premium/Discount to List
$11,000
2.45%
Views
107
Current Estimated Value
$461,420

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,420
Avg. Annual Appreciation
0.31%
Original Mortgage
$353,800
Outstanding Balance
$352,547
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$108,873

Purchase Details

Closed on
Dec 27, 2021
Sold by
Schaffer David A and Acosta Susan A
Bought by
Schaffer Todd Warren Anthony and Schaffer Martina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$352,935
Interest Rate
3.05%
Mortgage Type
VA

Purchase Details

Closed on
Aug 17, 2000
Sold by
Schaffer Richard S
Bought by
Schaffer Richard S and Schaffer Joan H

Purchase Details

Closed on
Nov 19, 1970
Sold by
Pfarr Joseph R
Bought by
Schaffer Richard S
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Topper Anthony Joseph $460,000 New World Title
Topper Anthony Joseph $460,000 New World Title
Schaffer Todd Warren Anthony $345,000 None Available
Schaffer Richard S -- --
Schaffer Richard S $18,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Topper Anthony Joseph $353,800
Closed Topper Anthony Joseph $353,800
Previous Owner Schaffer Todd Warren Anthony $352,935
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2025 04/30/25 Sold $460,000 +2.4% $406 / Sq Ft
03/26/2025 03/26/25 For Sale $449,000 -- $397 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,025 $372,433 -- --
2024 $6,025 $361,767 -- --
2023 $2,762 $351,100 $263,300 $87,800
2022 $5,210 $349,867 $0 $0
2021 $4,306 $348,633 $0 $0
2020 $4,210 $347,400 $263,300 $84,100
2019 $4,076 $336,267 $0 $0
2018 $4,055 $325,133 $0 $0
2017 $3,993 $314,000 $0 $0
2016 $3,526 $314,000 $0 $0
2015 $3,526 $314,000 $0 $0
2014 $3,526 $319,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2122062

Bright MLS

APN: 15-1516300100

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