$399,900
$15K PRICE DROP

731 W 5th St Saint Jacob, IL 62281

Estimated payment $2,803/month

Total Views 5,564
4 Beds
3 Baths
2,236 Sq Ft
$179 Price per Sq Ft

Highlights

  • Lake Front
  • Docks
  • Deck
  • St. Jacob Elementary School Rated A
  • Community Lake
  • Vaulted Ceiling

About This Home

Perfectly positioned at the end of a quiet cul-de-sac in the highly desirable Meadows of St. Jacob, this beautifully maintained waterfront ranch offers the kind of setting buyers dream about but rarely find. Overlooking the neighborhood lake, this home blends timeless design, everyday functionality, and peaceful surroundings into a property that's as enjoyable inside as it is out. From the moment you arrive, you'll appreciate the pride of ownership, inviting curb appeal, and the tranquil atmosphere that makes this neighborhood so special.

Inside, the thoughtfully designed open floor plan is filled with natural light, creating bright, welcoming spaces that effortlessly connect the kitchen, dining area, and living room. Whether hosting family for the holidays, entertaining friends, or simply enjoying a quiet evening at home, the layout was designed for the way people live today. The private primary suite offers a relaxing escape with its spacious ensuite bath and walk-in closet, while two additional main-level bedrooms provide flexibility for family, guests, or a dedicated home office.

The finished daylight lower level expands the home's versatility with a spacious family room, fourth bedroom, full bath, and generous unfinished storage space. Large windows allow natural light to pour in, creating an inviting extension of the home that's ideal for movie nights, a recreation room, guest accommodations, a fitness area, or whatever best fits your lifestyle.

The backyard is where this property truly separates itself. Imagine beginning each morning with coffee overlooking the shimmering water, spending afternoons fishing from your own backyard, watching wildlife pass by, or ending the day with breathtaking sunsets reflecting across the lake. The elevated deck offers the perfect place to gather with friends, fire up the grill, or simply unwind while taking in the peaceful views. It's a setting that encourages you to slow down, step outside, and enjoy every season.

Located within the award-winning Triad School District and just a short drive to Edwardsville, Scott Air Force Base, and downtown St. Louis, this home offers the perfect balance of quiet small-town living with convenient access to everything the Metro East has to offer. Waterfront opportunities in established neighborhoods like this are exceptionally limited, making 731 W. 5th Street more than just a home—it's a chance to embrace a lifestyle defined by comfort, community, and the simple luxury of waking up to the water every day.

Listing Agent

Chris Kelly

Real Broker LLC License #475.178639 Listed on: 08/05/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,083

Year Built

  • Built in 2013

Lot Details

  • 11,761 Sq Ft Lot
  • Lake Front
  • Cul-De-Sac

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick or Stone Veneer
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Tray Ceiling
  • Vaulted Ceiling
  • Electric Fireplace
  • Panel Doors
  • Family Room with Fireplace
  • Breakfast Room
  • Lake Views
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Double Vanity

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Basement Storage
  • Natural lighting in basement

Outdoor Features

  • Docks
  • Deck
  • Patio

Schools

  • Triad Dist 2 Elementary And Middle School
  • Triad High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Single-Phase Power

Community Details

  • Community Lake

Listing and Financial Details

  • Assessor Parcel Number 05-2-23-09-18-301-034

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,083

Year Built

Built in 2013

Lot Details

0.27 Acres

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2013
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Cul-De-Sac
  • Lot Size Acres: 0.27
  • Reso Association Amenities: Lake
  • Co List Office Phone: 630-423-5891
  • MLS Status: Active
  • Subdivision Name: Meadows/St Jacob
  • Above Grade Finished Sq Ft: 1596
  • Architectural Style: Ranch, Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Electric, Family Room
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Reso Structure Type: House
  • Financial Info Electric: Single Phase
  • PreviousStatus: Coming Soon
  • MIS_PoolYN: 0
  • MIS_AuctionYN: 0
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Daylight/Lookout, Partially Finished, Full, Sleeping Area, Storage Space
  • Interior Amenities: Breakfast Bar, Breakfast Room, Double Vanity, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Pantry
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Microwave, Electric Oven, Electric Range, Refrigerator
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 640
  • Door Features: Panel Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Fencing: None
  • Roof: Architectural Shingle
  • Pool Private: No
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Disclosures: See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Stone Veneer, Vinyl Siding
  • Exterior Features: Dock
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck, Patio

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Electric
  • Heating: Forced Air, Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 200
  • Association Fee Frequency: Annually
  • Association: No

Schools

  • Elementary School: TRIAD DIST 2
  • Junior High Dist: Triad DIST 2
  • High School: Triad
  • Middle Or Junior School: TRIAD DIST 2

Lot Info

  • Lot Size Sq Ft: 11761.2
  • Parcel Number: 05-2-23-09-18-301-034

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 7083

Map

Range of Values:

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Value Increase
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,928 $26,351
2025 $2,928 $25,096
2024 $2,804 $23,901
2023 $2,628 $22,763 $0 $0
2022 $2,648 $21,679 $0 $0
2021 $3,057 $20,024 $0 $0
2020 $2,964 $20,024 $0 $0
2019 $2,522 $19,452 $0 $0
2018 $2,406 $17,297 $0 $0
2017 $2,296 $17,297 $0 $0
2016 $2,310 $16,993 $0 $0
2015 $2,209 $16,184 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/25/2026 08/25/26 Price Changed $399,900 -3.6% $179 / Sq Ft
08/05/2026 08/05/26 For Sale $415,000 +64.4% $186 / Sq Ft
08/24/2020 08/24/20 Sold $252,500 -2.9% $110 / Sq Ft View Prior Sale
07/09/2020 07/09/20 For Sale $260,000 -- $114 / Sq Ft
Source: MARIS MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $252,500 Abstracts & Titles
Warranty Deed $188,000 Abstracts & Title Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $15,430 New Conventional
Open $232,750 New Conventional
Previous Owner $182,144 New Conventional
Previous Owner $1,460,000 Unknown
Previous Owner $225,000 Unknown
Previous Owner $1,000,000 Unknown
Source: Public Records

About the Listing Agent

Chris Kelly

Real Broker LLC

(866) 609-5518

Section Image

Chris Kelly is a top-producing real estate agent with Real Broker LLC, serving Belleville, Edwardsville, Troy, O’Fallon, Glen Carbon, Collinsville, and the greater Metro East area of Madison and St. Clair Counties in Illinois. With 11 years of experience in residential real estate, Chris has closed more than $50 million in career transaction volume and averages over 60 transactions per year, ranking consistently in the top 1% of all MLS agents for production.

He is a Best of Zillow

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Source: MARIS MLS

MLS Number: MIS26048228

MARIS MLS

APN: 05-2-23-09-18-301-034

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