NOT LISTED FOR SALE

76 Otter Dr Lancaster, VA 22503

Estimated Value: $748,603

4 Beds
3 Baths
1,925 Sq Ft
$389/Sq Ft Est. Value

Sale Details

Date Sold: March 31, 2026

Last sale price $775,000 $403 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $4,334 / mo

19 Days on Market

Highlights

  • Docks
  • Boat Lift
  • Cape Cod Architecture
  • Boat Ramp
  • River Front
  • Deck

About This Home

As of March 2026

Stunning, Fully Renovated Waterfront Retreat in Whitehouse Creek Estates Escape to unmatched privacy at this newly renovated waterfront home in the secluded Whitehouse Creek Estates of Lancaster, VA. Tucked a mile down a beautiful tree-lined gravel road, this residence offers tranquility, protected views, and effortless access to the Corrotoman River. Perched on Millenbeck Prong, the home now enjoys wide water views thanks to thoughtful clearing of trees and brush. Across the water lies protected land, ensuring lasting serenity. For boaters and anglers, the location is exceptional. From there, enjoy easy access to prime fishing spots, waterfront restaurants, and marinas. Inside, the 4-bedroom, 3-full-bath home blends comfort, craftsmanship, and modern updates. The open kitchen features Bosch appliances, leather-finished Milky Way granite, custom cabinetry, a breakfast bar, and an adjacent living area with fireplace. A large family room with a bar area and under-counter wine and beverage fridge makes hosting effortless. Enjoy the outdoors year-round on the newly screened porch and expanded deck. A detached 2-car garage with power, plus a powered shed, provide ample storage for equipment, tools, and water toys. Sought after River Home desires convey including, 23' Carolina Skiff boat, Kubota tractor, Riding mower, tools in garage, fishing gear, golf cart, tractor, beds and more! Major 2025 Renovations & Upgrades Include:
• New septic system
• Encapsulated crawl space
• Insulation
• Interior & exterior cement parging
• Updated plumbing & electrical
• Fully renovated bathrooms with zero-entry tiled showers
• New flooring, paint & trim
• Solid wood interior/exterior doors
• Custom window treatments
• Bosch kitchen appliances & septic-safe disposal
• HVAC with new ductwork & variable-speed fan
• Tankless Rinnai water heater
• 200-gal propane tank (owned & filled)
• New roofs (home, garage, shed)

Last Agent to Sell the Property

Nadeem Khan

Samson Properties Brokerage Email: dsamson@samsonproperties.net License #0225250664 Listed on: 01/20/2026

Samson Properties

Last Buyer's Agent

Katie Stiles

Joyner Fine Properties License #0225186811

Joyner Fine Properties
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,240

Year Built

  • Built in 1968

Lot Details

  • 28,750 Sq Ft Lot
  • River Front
  • Landscaped
  • Zoning described as R1

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Driveway
  • Unpaved Parking

Home Design

  • Cape Cod Architecture
  • Shingle Roof
  • Vinyl Siding
  • Concrete Block And Stucco Construction

Interior Spaces

  • 1,925 Sq Ft Home
  • 1-Story Property
  • Fireplace
  • Wood Flooring

Kitchen

  • Oven
  • Bosch Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Boat Lift
  • Boat Ramp
  • Docks
  • Deck
  • Porch

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Cooling Available
  • Heating System Uses Propane
  • Heat Pump System
  • Shared Well
  • Tankless Water Heater
  • Septic Tank

Community Details

  • White House Creek Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 31D-1-15

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,240

Year Built

Built in 1968

Lot Details

0.66 Acres

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1968
  • Property Attached Yn: No
  • Attribution Contact: dsamson@samsonproperties.net
  • Lot Size Acres: 0.66
  • Water Body Name: Millenbeck Prong feeds into the Corrotoman
  • Ownership: Partnership
  • Subdivision Name: White House Creek Estates
  • Above Grade Finished Sq Ft: 1925.0
  • Architectural Style: Cape Cod
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Unknown
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Wood
  • Appliances: Oven, Tankless Water Heater
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Bedroom on Main Level, Main Level Primary
  • Living Area: 1925.0
  • Stories: 1

Exterior Features

  • Roof: Shingle
  • Lot Features: Landscaped, Waterfront
  • Pool Features: None
  • Waterfront Features: River Front, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Sellers Disclosure Not Available
  • Construction Type: Block, Concrete, Vinyl Siding
  • Exterior Features: Boat Lift, Deck, Dock, Porch, Unpaved Driveway
  • Patio And Porch Features: Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Detached, Garage, Unpaved

Utilities

  • Heating: Heat Pump, Propane
  • Cooling: Heat Pump
  • Sewer: Septic Tank
  • Water Heater: Tankless
  • Water Source: Community/Coop, Shared Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 300.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Road Maintenance, Water

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 31D-1-15
  • Zoning Description: R1

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2239.6

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 20, 2026
Closed on
Mar 30, 2026
Sold by
Bought by
Seller's Agent
Nadeem Khan
Samson Properties
Buyer's Agent
Katie Stiles
Joyner Fine Properties
List Price
$797,900
Sold Price
$775,000
Premium/Discount to List
-$22,900
-2.87%
Views
85
Current Estimated Value
$748,603

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$26,397
Avg. Annual Appreciation
-9.69%

Purchase Details

Closed on
Nov 26, 2025
Sold by
Bought by

Purchase Details

Closed on
Feb 18, 2025
Sold by
Bought by

Purchase Details

Closed on
Apr 8, 2024
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$775,000 Old Republic National Title
-- Peninsula Title
$270,000 Old Republic National Title
-- None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $136,000
Previous Owner $62,000
Previous Owner $50,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/31/2026 03/31/26 Sold $775,000 -2.9% $403 / Sq Ft
02/08/2026 02/08/26 Pending -- -- --
01/20/2026 01/20/26 For Sale $797,900 -- $414 / Sq Ft
Source: Central Virginia Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,240 $407,200 $100,000 $307,200
2024 $2,240 $407,200 $100,000 $307,200
2023 $1,775 $281,700 $90,000 $191,700
2022 $1,775 $281,700 $90,000 $191,700
2021 $1,775 $281,700 $90,000 $191,700
2020 $1,775 $281,700 $90,000 $191,700
2019 $1,775 $281,700 $90,000 $191,700
2018 $1,915 $324,500 $184,000 $140,500
2017 $1,915 $324,500 $184,000 $140,500
2016 -- $324,500 $184,000 $140,500
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2601344

Central Virginia Regional MLS

APN: 31D-1-15

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