Seller's Agent in 2025
Helena Araujo
eXp Realty
(617) 835-3400
1 in this area
27 Total Sales
77 Cottage St Melrose, MA 02176
Wyoming NeighborhoodEstimated Value: $835,000 - $950,588
5
Beds
1.5
Baths
2,568
Sq Ft
$343/Sq Ft
Est. Value
Highlights
- Medical Services
- 4-minute walk to Wyoming Hill
- Property is near public transit
- Lincoln Elementary School Rated A-
- Deck
- 3-minute walk to Lincoln Playground
About This Home
As of March 2025Welcome to 77 Cottage Street, where historic charm and character come together. This spacious 5-bedroom, 1.5-bath home offers 2,568 square feet of living space, high ceilings, and timeless architectural details, including two cozy fireplaces. Enjoy the benefits of single-family living within a unique condominium setup—no monthly maintenance fees, just a modest condo fee for master insurance. Step out onto the inviting front porch or entertain on the large, shared back deck overlooking a generous yard, perfect for outdoor gatherings and relaxation. The home's old-style charm, combined with thoughtful updates, creates a warm and inviting atmosphere. Ideally located within walking distance of Lincoln Elementary School, public transportation, as well as Melrose’s vibrant downtown, offering charming shops and dining. This rare gem blends historic elegance with modern convenience. Don't miss the chance to make it your own!
Last Buyer's Agent
Aditi Jain
Redfin Corp.
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $4,591
Year Built
- Built in 1869
HOA Fees
- $263 Monthly HOA Fees
Home Design
- Frame Construction
- Blown-In Insulation
- Shingle Roof
Interior Spaces
- 2,568 Sq Ft Home
- 3-Story Property
- 2 Fireplaces
- Entrance Foyer
- Bonus Room
- Basement
- Laundry in Basement
- Washer and Electric Dryer Hookup
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary bedroom located on second floor
Parking
- 5 Car Parking Spaces
- Tandem Parking
- Off-Street Parking
Outdoor Features
- Deck
- Porch
Location
- Property is near public transit
- Property is near schools
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
- 200+ Amp Service
Listing and Financial Details
- Assessor Parcel Number M:0B7 P:001271,653192
Community Details
Overview
- Association fees include insurance
- 2 Units
Amenities
- Medical Services
- Common Area
- Shops
Recreation
- Park
- Jogging Path
Pet Policy
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 18, 2025
Closed on
Mar 21, 2025
Sold by
Long James C and Long Ingrid P
Bought by
Fong Joy N and Fong Kenneth D
Seller's Agent
Helena Araujo
eXp Realty
Buyer's Agent
Aditi Jain
Redfin Corp.
List Price
$899,000
Sold Price
$855,000
Premium/Discount to List
-$44,000
-4.89%
Views
17
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,397
Avg. Annual Appreciation
4.40%
Original Mortgage
$684,000
Outstanding Balance
$683,427
Interest Rate
6.89%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$187,938
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Fong Joy N | $855,000 | None Available | |
| Fong Joy N | $855,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Fong Joy N | $684,000 | |
| Closed | Fong Joy N | $684,000 | |
| Previous Owner | Long James C | $278,600 | |
| Previous Owner | Long James C | $268,000 | |
| Previous Owner | Long James C | $300,315 | |
| Previous Owner | Long James C | $299,500 | |
| Previous Owner | Long Ingrid P | $295,000 | |
| Previous Owner | Long Ingrid P | $260,000 | |
| Previous Owner | Long Ingrid P | $212,000 | |
| Previous Owner | Long Ingrid P | $10,000 | |
| Previous Owner | Long Ingrid P | $15,000 | |
| Previous Owner | Long James C | $156,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/21/2025 03/21/25 | Sold | $855,000 | -4.9% | $333 / Sq Ft |
| 02/25/2025 02/25/25 | Pending | -- | -- | -- |
| 02/18/2025 02/18/25 | For Sale | $899,000 | -- | $350 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,591 | $463,700 | $0 | $463,700 |
| 2024 | $4,594 | $462,600 | $0 | $462,600 |
| 2023 | $4,680 | $449,100 | $0 | $449,100 |
| 2022 | $4,548 | $430,300 | $0 | $430,300 |
| 2021 | $4,565 | $416,900 | $0 | $416,900 |
| 2020 | $4,606 | $416,800 | $0 | $416,800 |
| 2019 | $4,215 | $389,900 | $0 | $389,900 |
| 2018 | $3,850 | $339,800 | $0 | $339,800 |
| 2017 | $3,656 | $309,800 | $0 | $309,800 |
| 2016 | $3,521 | $285,600 | $0 | $285,600 |
| 2015 | $3,701 | $285,600 | $0 | $285,600 |
| 2014 | $3,664 | $275,900 | $0 | $275,900 |
Source: Public Records
Agents Affiliated with this Home
-
Helena Araujo
-
Aditi Jain
A
Buyer's Agent in 2025
Aditi Jain
Redfin Corp.
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73336178
APN: MELR-000007B-000000-000127-000001
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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