$885,000
$14K PRICE DROP

77 Terrace Dr Hilo, HI 96720

Hilo Area

Estimated payment $4,987/month

Total Views 18,979
4 Beds
3.5 Baths
2,966 Sq Ft
$298 Price per Sq Ft

Highlights

  • Ocean View
  • Wood Flooring
  • High Ceiling
  • Ernest Bowen de Silva Elementary School Rated A-
  • Corner Lot
  • Attached Garage

About This Home

STUNNING MULTI-GENERATIONAL LIVING IN THE HEART OF HILO. Discover the perfect blend of classic Hilo charm and modern convenience in this spacious 4-bedroom, 3.5-bathroom residence on highly sought-after Terrace Drive. Situated within the desirable E.B. DeSilva Elementary School District, this home offers an unparalleled opportunity for families seeking a serene, established neighborhood. Upon entering, you are greeted by the warmth of rich hardwood floors and the airy grandeur of open beam ceilings. The layout maximizes comfort and natural light with an abundance of windows framing the lush surrounding greenery. To the left, the inviting living room serves as a peaceful retreat, extending to a private covered lanai perfect for morning coffee or quiet reflection. The kitchen underwent a thoughtful 2019 renovation, boasting contemporary cabinets, quartz countertops, and stylish flooring. A cozy kitchen nook provides the perfect space for casual meals. Down the main hallway are two comfortable bedrooms, including a primary suite with a convenient half-bath. An updated full bathroom is also nearby. A step off the kitchen is an additional bedroom/studio featuring its own full bath. This versatile space opens onto an open deck overlooking a stunning canopy of tropical vegetation. The surprises continue on the lower level, which features a fully realized private living space perfect for extended family. This level is also currently used as a short-term vacation rental, providing an excellent opportunity for supplemental income. It includes a spacious bedroom, full bath, kitchenette, dining area, and comfortable living room. A separate covered lanai ensures privacy and independence. Pride of ownership shines with a new roof installed in 2019. This property offers the space, the school district, and the flexibility you have been looking for. Property video:

Listing Agent

Howard Meguro

Coldwell Banker Island Properties - Hilo Brokerage Phone: 8088962549 License #RB-22392 Listed on: 02/25/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,527

Year Built

  • Built in 1965

Lot Details

  • Property fronts a county road
  • Landscaped
  • Corner Lot
  • Property is zoned RS-10

Interior Spaces

  • 2,966 Sq Ft Home
  • High Ceiling
  • Ocean Views
  • Stacked Washer and Dryer

Kitchen

  • Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms

Parking

  • Attached Garage
  • 444 Carport Spaces

Utilities

  • Electric Water Heater
  • Cesspool
  • Phone Available
  • Cable TV Available

Community Details

  • Kaumana Terrace Subdivision

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 3250290270000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,527

Year Built

Built in 1965

Lot Details

0.25 Acres

Listing Details

  • Prop. Type: Residential
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Corner Lot, Landscaped
  • Ownership: Full
  • MLS Status: A
  • Subdivision Name: KAUMANA TERRACE
  • Carport Spaces: 444.0
  • Reso Interior Features: Cathedral Ceiling(s), High Ceilings
  • Living Area: 2966.0
  • Property Attached Yn: No
  • Year Built: 1965
  • Tax Year: 2025
  • HIS_PoolYN: No
  • HIS_SpecialAssessmentAmountFrequency: Monthly
  • HIS_OtherBuildingArea: 410
  • Land Tenure: Fee Simple
  • HIS_SolidWasteDisposal: None
  • HIS_InUseAsShortTermVacationRentalYN: Yes
  • HIS_InternetAccess: Cable
  • HIS_WaterHeater: Electric
  • HIS_WasherDryerType: Other, Stacked Washer/Dryer
  • HIS_FormType: RES
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave Hood, Other, Range, Refrigerator, Washer/Dryer Stacked
  • Total Bedrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Flooring: Carpet, Hardwood, Laminate, Vinyl

Exterior Features

  • View: Ocean, Ocean Horizon
  • Waterfront: No
  • Roads: County, Paved

Garage/Parking

  • Parking Features: Attached, Covered

Utilities

  • Sewer: Cesspool
  • Utilities: Cable Available, Electricity Available, Phone Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Monthly

Lot Info

  • Zoning: RS-10
  • ResoLotSizeUnits: Square Feet
  • Parcel Number: 3250290270000

Tax Info

  • Tax Annual Amount: 1526.77
  • Tax Lot: 1

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,527 $510,700 $137,300 $373,400
2025 $1,527 $495,800 $137,300 $358,500
2024 $1,458 $481,400 $137,300 $344,100
2023 $1,438 $467,400 $137,300 $330,100
2022 $1,499 $453,800 $137,300 $316,500
2021 $1,418 $440,600 $137,300 $303,300
2020 $1,339 $427,800 $137,300 $290,500
2019 $1,327 $425,800 $135,800 $290,000
2018 $1,226 $349,200 $128,300 $220,900
2017 $1,207 $345,200 $128,300 $216,900
2016 $1,187 $341,200 $128,300 $212,900
2015 $342 $227,400 $57,300 $170,100
2014 $342 $220,800 $57,300 $163,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/28/2026 05/28/26 Price Changed $885,000 -1.6% $298 / Sq Ft
02/25/2026 02/25/26 For Sale $899,000 +93.3% $303 / Sq Ft
11/18/2024 11/18/24 Off Market $465,000 -- --
07/18/2018 07/18/18 Off Market $465,000 -- --
04/16/2018 04/16/18 Sold $465,000 -2.1% $157 / Sq Ft View Prior Sale
02/28/2018 02/28/18 Pending -- -- --
02/23/2018 02/23/18 For Sale $475,000 +21.8% $160 / Sq Ft
08/20/2015 08/20/15 Sold $390,000 -8.2% $131 / Sq Ft View Prior Sale
07/21/2015 07/21/15 Pending -- -- --
05/18/2015 05/18/15 For Sale $425,000 -- $143 / Sq Ft
Source: Hawaii Information Service (MLS Hawaii)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed $465,000 Tg
Warranty Deed $390,000 Tg
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $175,000 New Conventional
Previous Owner $270,000 New Conventional
Source: Public Records

Source: Hawaii Information Service (MLS Hawaii)

MLS Number: 727793

Hawaii Information Service (MLS Hawaii)

APN: 3-2-5-029-027-0000

Your Personal Tour Guide

Ask me questions while you tour the home.