NOT LISTED FOR SALE

78 Spruce St Schenectady, NY 12304

Estimated Value: $147,000 - $155,000

2 Beds
1 Bath
684 Sq Ft
$222/Sq Ft Est. Value

Sale Details

Date Sold: March 4, 2026

Last sale price $154,960 $227 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $1,093 / mo

120 Days on Market

Highlights

  • Private Lot
  • 1 Fireplace
  • Storm Windows
  • Ranch Style House
  • No HOA
  • Window Unit Cooling System

About This Home

As of March 2026

Presenting a comfortable and cozy single-family home in the heart of Schenectady. This well-maintained residence features 2 bedrooms and 1 bathroom, with an updated kitchen, modernized bath, and improved driveway. Ideally located within close proximity to State Street, public transportation, local shopping, restaurants, and Central Park, it offers convenient urban access with neighborhood charm. Schedule a private showing to learn more or to arrange a visit.

Last Agent to Sell the Property

Moonrani Gumani

Miranda Real Estate Group Inc License #10401352209 Listed on: 09/16/2025

Miranda Real Estate Group Inc

Last Buyer's Agent

Paige Amsler

Crystal Coleman Realty LLC License #10401392559

Crystal Coleman Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,808

Year Built

  • Built in 1905

Lot Details

  • 3,485 Sq Ft Lot
  • Wire Fence
  • Private Lot
  • Level Lot
  • Cleared Lot

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Brick Foundation
  • Combination Foundation
  • Shingle Roof
  • Block Exterior
  • Asphalt

Interior Spaces

  • 684 Sq Ft Home
  • 1 Fireplace
  • Blinds
  • Living Room
  • Vinyl Flooring
  • Washer and Dryer Hookup

Kitchen

  • Electric Oven
  • ENERGY STAR Qualified Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom
  • Ceramic Tile in Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Home Security

  • Storm Windows
  • Storm Doors
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 1 Parking Space
  • Off-Street Parking

Schools

  • Schenectady High School

Utilities

  • Window Unit Cooling System
  • Heating System Uses Natural Gas
  • Radiant Heating System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 24.000 / 6
  • Assessor Parcel Number 421500 49.68-6-24

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,808

Year Built

Built in 1905

Lot Details

3,485 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1905
  • Directions: Central Park Rd to Spruce St.
  • Above Grade Finished Sq Ft: 684.0
  • Architectural Style: Ranch
  • Financial Details General Taxes: 2151.93
  • General Taxes Description: Actual
  • Financial Details School Taxes: 656.55
  • School Taxes Description: Actual
  • Lot Size Acres: 0.08
  • New Construction: No
  • Full Bathroom Level: First
  • Sale Detail Seller Contribution: No
  • Subdivision Name: Select One
  • Special Features: None

Interior Features

  • Flooring: Vinyl
  • Basement: Unfinished, Full
  • Interior Amenities: Ceramic Tile Bath
  • Appliances: Refrigerator, Electric Oven, ENERGY STAR Qualified Appliances
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: Storm Door(s)
  • Fireplaces: 1
  • Living Area: 684.0
  • Bedroom Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Storm Window(s), Blinds
  • Bathroom Levels Full Bathroom 1: 1st
  • Fireplace: Yes
  • Attic Features: Hatch
  • Dining Room Type: In Kitchen
  • Interior Features: Ceramic Tile Bath
  • Kitchen Features: Semi-Modern Kitchen

Exterior Features

  • Exterior Features: Other
  • Roof: Asphalt, Shingle
  • Construction Type: Brick, Block, Drywall
  • Fencing: Wire
  • Foundation Details: Brick/Mortar, Combination
  • Waterfront: No

Garage/Parking

  • Parking Features: Off Street
  • Attached Garage: No
  • Total Parking Spaces: 1.0
  • Property Detail:Parking YN: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Radiant
  • Laundry Features: In Basement, Washer Hookup
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Cleared, Level, Private
  • Parcel #: 421500 49.68-6-24
  • Lot Size Sq Ft: 3484.8

Tax Info

  • Tax Annual Amount: 2808.48
  • Tax Block: 6
  • Tax Lot: 24.000

MLS Schools

  • HighSchool: Schenectady

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2025
Closed on
Mar 3, 2026
Sold by
Bought by
Seller's Agent
Moonrani Gumani
Miranda Real Estate Group Inc
Buyer's Agent
Paige Amsler
Crystal Coleman Realty LLC
List Price
$179,000
Sold Price
$154,960
Premium/Discount to List
-$24,040
-13.43%
Views
296
Current Estimated Value
$151,663

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,297
Avg. Annual Appreciation
-5.20%
Original Mortgage
$154,960
Interest Rate
0.061%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 9, 2025
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,352
Interest Rate
0.0696%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$154,960 Legacy Title Services
$85,500 Chicago Title Insurance Compan
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $154,960
Closed $182,352
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/04/2026 03/04/26 Sold $154,960 +4.0% $227 / Sq Ft
01/14/2026 01/14/26 Pending -- -- --
01/08/2026 01/08/26 Price Changed $149,000 -6.3% $218 / Sq Ft
12/11/2025 12/11/25 Price Changed $159,000 -3.6% $232 / Sq Ft
10/27/2025 10/27/25 Price Changed $165,000 -2.9% $241 / Sq Ft
10/03/2025 10/03/25 Price Changed $169,900 -5.1% $248 / Sq Ft
09/16/2025 09/16/25 For Sale $179,000 -- $262 / Sq Ft
Source: Global MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,291 $57,100 $8,600 $48,500
2024 $3,291 $57,100 $8,600 $48,500
2023 $32 $57,100 $8,600 $48,500
2022 $3,123 $57,100 $8,600 $48,500
2021 $3,100 $57,100 $8,600 $48,500
2020 $3,047 $57,100 $8,600 $48,500
2019 $1,864 $57,100 $8,600 $48,500
2018 $3,076 $57,100 $8,600 $48,500
2017 $2,705 $57,100 $8,600 $48,500
2016 $3,149 $57,100 $8,600 $48,500
2015 -- $57,100 $8,600 $48,500
2014 -- $57,100 $8,600 $48,500
Source: Public Records

Agents Affiliated with this Home

  • Moonrani Gumani

    Seller's Agent in 2026

    Moonrani Gumani

    Miranda Real Estate Group Inc

    (518) 356-1701

    130 Total Sales

    Moonrani Gumani
    Section Image

  • P

    Buyer's Agent in 2026

    Paige Amsler

    Crystal Coleman Realty LLC

    (518) 925-7151

    14 Total Sales

    Paige Amsler
    Section Image
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Map

Source: Global MLS

MLS Number: 202525910

Global MLS

APN: 049-068-0006-024-000-0000

New York Schenectady County Schenectady 12304

78 Spruce St, Schenectady, NY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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