78021 Saddle Rock Rd Yulee, FL 32097
Yulee AreaEstimated payment $2,443/month
Highlights
- Pond View
- Traditional Architecture
- Covered Patio or Porch
- Open Floorplan
- Community Spa
- 2 Car Attached Garage
About This Home
Lumber Creek beaut! Perfectly positioned on an oversized waterfront lot, this beautifully maintained 5-bedroom, 2.5-bath home offers the ideal combination of functional living space, modern updates, and incredible backyard views. Step inside to find a dedicated formal office just off the entry, complete with French door, creating the perfect space for working from home, a playroom, or a quiet retreat. Beyond the entry, the open-concept floor plan showcases brand-new luxury vinyl plank flooring throughout the main living areas and office, abundant natural light, and a spacious family room that flows seamlessly into the kitchen and dining area. Large picture windows frame the peaceful water views, while the covered lanai invites relaxation in the private backyard setting. The kitchen offers ample cabinetry, plenty of prep space, energy-efficient appliances, and an open design perfect for entertaining or everyday living. The thoughtfully designed layout places the primary suite downstairs for added privacy, complete with a spacious ensuite featuring a walk-in shower and a generous walk-in closet. Upstairs, you'll find four additional bedrooms centered around a versatile loft, creating the perfect space for a media room, playroom, second family room, or homework zone. Located just a short stroll from the community pool, clubhouse, and playground, Lumber Creek offers a wonderful neighborhood atmosphere with convenient access to shopping, dining, I-95, Kings Bay, Jacksonville, and the beautiful beaches of Amelia Island. If you've been searching for a spacious move-in-ready home with room to grow and an unbeatable lot size at a great price, this one is ready to welcome you home.
Listing Agent
KELLER WILLIAMS REALTY ATLANTIC PARTNERS License #3353117 Listed on: 07/30/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,297
Year Built
- Built in 2017
Lot Details
- 14,375 Sq Ft Lot
- Front and Back Yard Sprinklers
HOA Fees
- $56 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Shingle Roof
Interior Spaces
- 2,436 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Entrance Foyer
- Pond Views
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Oven
- Electric Range
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Concrete
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
Laundry
- Laundry on lower level
- Dryer
- Washer
Outdoor Features
- Covered Patio or Porch
Schools
- Wildlight Elementary School
- Yulee Middle School
- Yulee High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 092N27129002200000
Community Details
Overview
- Lumber Creek Subdivision
Recreation
- Community Spa
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,297 | $255,111 | ||
| 2024 | $3,205 | $247,921 | ||
| 2023 | $3,205 | $240,700 | ||
| 2022 | $2,901 | $233,689 | $0 | $0 |
| 2021 | $2,930 | $226,883 | $0 | $0 |
| 2020 | $2,922 | $223,750 | $35,000 | $188,750 |
| 2019 | $2,974 | $224,708 | $35,000 | $189,708 |
| 2018 | $3,003 | $224,111 | $0 | $0 |
| 2017 | $454 | $30,000 | $0 | $0 |
| 2016 | $237 | $3,850 | $0 | $0 |
| 2015 | $55 | $3,500 | $0 | $0 |
| 2014 | $55 | $3,500 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/30/2026 07/30/26 | For Sale | $385,000 | +42.6% | $158 / Sq Ft | |
| 12/17/2023 12/17/23 | Off Market | $270,000 | -- | -- | |
| 12/17/2023 12/17/23 | Off Market | $246,900 | -- | -- | |
| 07/12/2019 07/12/19 | Sold | $270,000 | 0.0% | $110 / Sq Ft | View Prior Sale |
| 07/12/2019 07/12/19 | Sold | $270,000 | 0.0% | $110 / Sq Ft | View Prior Sale |
| 06/25/2019 06/25/19 | Pending | -- | -- | -- | |
| 06/15/2019 06/15/19 | For Sale | $270,000 | -6.9% | $110 / Sq Ft | |
| 02/25/2019 02/25/19 | For Sale | $290,000 | +17.5% | $119 / Sq Ft | |
| 08/04/2017 08/04/17 | Sold | $246,900 | 0.0% | $101 / Sq Ft | View Prior Sale |
| 04/07/2017 04/07/17 | Pending | -- | -- | -- | |
| 04/07/2017 04/07/17 | For Sale | $246,900 | -- | $101 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $270,000 | Guardian Title & Trust Inc | |
| Special Warranty Deed | $246,900 | Sunbelt Title Agency | |
| Deed | $1,155,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,000 | Credit Line Revolving | |
| Open | $278,910 | VA | |
| Previous Owner | $255,047 | VA |
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2157713
APN: 09-2N-27-1290-0220-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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