$405,000
$45K PRICE DROP

781 Celt Rd Stanardsville, VA 22973

Estimated payment $2,416/month

Total Views 9,192
4 Beds
3 Baths
2,108 Sq Ft
$192 Price per Sq Ft

Highlights

  • Two Primary Bedrooms
  • Double Vanity
  • Patio
  • Main Floor Primary Bedroom
  • Walk-In Closet
  • Shed

About This Home

Assumable VA loan available at well-below-market interest rate for qualified buyers — a rare chance to secure a significantly lower monthly payment than today’s rates. If you’ve been waiting for a home that combines comfort, privacy, and real financial advantage, this is it. This move-in-ready home sits on a private lot with one full acre of usable space. The main level offers bright, open living spaces with clean sightlines and a functional kitchen that connects naturally to the dining and living areas. Upstairs, you’ll find well-sized a large premium primary suite. The lower level with two bathrooms and three bedrooms adds flexible space perfect for a home office, gym, media room, or guest area. Outside, the yard is ideal for pets, play, gardening, or simply enjoying the quiet surroundings. The property offers the privacy of a rural setting while still being close to Charlottesville, Ruckersville, and key commuter routes. Families will appreciate the location: only 0.75 miles to the county middle/high school complex and 1.2 miles to the primary/elementary school complex. Close to Charlottesville, Ruckersville, shopping, and major commuter routes while still offering a peaceful, rural feel.

Listing Agent

Ginny Barefoot

EXP REALTY LLC - STAFFORD License #0225040391 Listed on: 04/02/2026

EXP REALTY LLC - STAFFORD

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,300

Year Built

  • Built in 2020

Lot Details

  • 1 Acre Lot
  • Zoning described as R-1 Residential

Home Design

  • 2,108 Sq Ft Home
  • Poured Concrete
  • Vinyl Siding
  • Modular or Manufactured Materials

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Primary Bedroom on Main
  • Double Master Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity

Laundry

  • Washer and Dryer Hookup

Outdoor Features

  • Patio
  • Shed

Schools

  • Greene Primary Elementary School
  • William Monroe Middle School
  • William Monroe High School

Utilities

  • Ductless Heating Or Cooling System
  • Heat Pump System
  • Private Water Source
  • Well

Community Details

Listing and Financial Details

  • Assessor Parcel Number 32

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,300

Year Built

Built in 2020

Lot Details

1 Acres

Listing Details

  • Property Type: Residential
  • Parcel Number: 32
  • Property Sub Type: Detached
  • LotSizeAcres: 1.0
  • Road Frontage Type: Public Road
  • Subdivision Name: NONE
  • Above Grade Finished Sq Ft: 2108.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Basement: Crawl Space
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Double Vanity, Primary Downstairs, Multiple Primary Suites, Walk-In Closet(s)
  • Living Area: 2108.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3

Exterior Features

  • Roof: Composition, Shingle
  • Topography: Rolling
  • Disclosures: Seller Disclosure
  • Construction Type: Modular/Prefab, Vinyl Siding
  • Foundation Details: Poured
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Patio

Utilities

  • Heating: Heat Pump
  • Utilities: Cable Available
  • Sewer: Septic Tank
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Ductless, Heat Pump
  • Heating Yn: Yes
  • Water Source: Private, Well

Schools

  • Elementary School: Greene Primary
  • Middle Or Junior School: William Monroe

Lot Info

  • Lot Features: Garden, Level, Private
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-1 Residential

Building Info

  • Year Built: 2020

Tax Info

  • Year: 2025
  • Tax Annual Amount: 2300.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: William Monroe

Map

Range of Values:

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Value Increase
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,333 $333,300 $50,000 $283,300
2025 $2,300 $333,300 $50,000 $283,300
2024 $2,136 $300,800 $50,000 $250,800
2023 $2,196 $300,800 $50,000 $250,800
2022 $1,934 $235,800 $50,000 $185,800
2021 $1,934 $235,800 $50,000 $185,800
2020 $1,786 $217,800 $50,000 $167,800
2019 $1,236 $150,700 $50,000 $100,700
2018 $310 $40,000 $40,000 $0
2017 $310 $40,000 $40,000 $0
2016 $310 $40,000 $40,000 $0
2015 $300 $40,000 $40,000 $0
2014 $288 $40,000 $40,000 $0
2013 -- $40,000 $40,000 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/26/2026 06/26/26 Price Changed $405,000 -3.5% $192 / Sq Ft
06/01/2026 06/01/26 Price Changed $419,900 -4.4% $199 / Sq Ft
05/02/2026 05/02/26 Price Changed $439,000 -2.4% $208 / Sq Ft
04/02/2026 04/02/26 For Sale $450,000 -- $213 / Sq Ft
Source: Charlottesville area Association of Realtors®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $339,000 Old Republic Natl Ttl Ins Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $351,204 VA
Source: Public Records

Source: Charlottesville area Association of Realtors®

MLS Number: 675275

Charlottesville area Association of Realtors®

APN: 37-A-71

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