$490,000
SOLD OCT 20, 2025

7830 Fingerboard Rd Frederick, MD 21704

3 Beds
2.5 Baths
1,952 Sq Ft
1 Acres

Recently Sold

$251 Per Sq Ft

5 Days on Market

Highlights

  • Gourmet Kitchen
  • 1 Acre Lot
  • Deck
  • Urbana Elementary School Rated A
  • Open Floorplan
  • Rambler Architecture

About This Home

As of October 2025

***Offer deadline - Sunday 9/21 at 6PM. Seller reserves the right to select an offer prior to deadline***
Open house Canceled.
Welcome to this charming rancher in the desirable Urbana School District. This 3-bedroom, 2.5-bath home sits on a full acre and has plenty of updates throughout. Inside, you’ll find LVP flooring, a comfortable layout, three bedrooms on the main floor including a primary suite with its own bathroom and walk-in closet. The finished basement adds extra living space with a half bath, a den/office, and walks right out to the patio — perfect for game nights or entertaining. All new siding in 2020, a newer HVAC system, and a 2-year old hot water heater. Both the front and back decks were recently updated, giving you great spots to relax outdoors. Out back, enjoy a private fenced yard with room to run, garden, or play on the swing set. All of this, plus you’re just minutes from I-270, making your commute a breeze. Don’t miss out on this home! Schedule your showing today.

Last Agent to Sell the Property

Chad Brown

(240) 818-2795 chad.brown@longandfoster.com J&B Real Estate License #5011605 Listed on: 09/16/2025

Co-Listed By

Beth Ohler

(240) 315-5376 bethohlersells@gmail.com J&B Real Estate

Last Buyer's Agent

Jennifer Werner

(240) 388-2052 jennifer.t.werner@gmail.com RE/MAX Town Center License #591880

RE/MAX Town Center

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,425

Year Built

  • Built in 1971 | Remodeled in 2014

Lot Details

  • 1 Acre Lot
  • Privacy Fence
  • Property is in excellent condition
  • Property is zoned R1

Home Design

  • Rambler Architecture
  • Frame Construction
  • Architectural Shingle Roof
  • Active Radon Mitigation

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Luxury Vinyl Plank Tile Flooring
  • Basement

Kitchen

  • Gourmet Kitchen
  • Microwave
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Laundry

  • Dryer
  • Washer

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces
  • Off-Street Parking

Outdoor Features

  • Deck
  • Shed
  • Playground
  • Play Equipment

Schools

  • Urbana High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • On Site Septic

Community Details

  • No Home Owners Association
  • Urbana Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1107192258

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,425

Year Built

Built in 1971 | Remodeled in 2014

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 9/17/2025 12:00:00 AM
  • Year Built: 1971
  • Year Renovated: 2014
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Icemaker, Microwave, Refrigerator, Washer
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Kitchen - Gourmet, Entry Level Bedroom, Upgraded Countertops, Recessed Lighting, Floor Plan - Open
  • Fireplace: No
  • Foundation Details: Active Radon Mitigation
  • Levels Count: 2
  • Basement: Yes
  • Total Sq Ft: 2304
  • Living Area Sq Ft: 1952
  • Price Per Sq Ft: 425.26
  • Above Grade Finished Sq Ft: 1152
  • Below Grade Finished Sq Ft: 800
  • Below Grade Sq Ft: 352
  • Total Below Grade Sq Ft: 1152
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Frame
  • Exterior Features: Play Area, Play Equipment
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Off Street, Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Refuse: 88.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • High School Source: 3rd Party
  • School District Source: 3rd Party
  • High School: URBANA

Lot Info

  • Fencing: Privacy
  • Lot Size Acres: 1.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43560.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4425.00
  • Assessor Parcel Number: 1107192258
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2025
Closed on
Oct 20, 2025
Sold by
Hafner Jacob
Bought by
Walters Amie and Chilcoat Frank
Seller's Agent
Chad Brown
J&B Real Estate
Buyer's Agent
Jennifer Werner
RE/MAX Town Center
List Price
$489,900
Sold Price
$490,000
Premium/Discount to List
$100
0.02%
Views
121

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.93%
Original Mortgage
$441,000
Outstanding Balance
$441,000
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$47,190

Purchase Details

Listed on
Apr 15, 2017
Closed on
May 17, 2017
Sold by
Mcgehee Charlotte and Mcgehee Michael J
Bought by
Hafner Jacob
Seller's Agent
Jill Coleman
RE/MAX Realty Centre, Inc.
Buyer's Agent
Howard Kronthal
Exit Success Realty
List Price
$315,000
Sold Price
$326,500
Premium/Discount to List
$11,500
3.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.93%
Original Mortgage
$310,175
Interest Rate
3.97%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Oct 18, 2013
Closed on
Dec 30, 2013
Sold by
Mbre Ventures Llc
Bought by
Mcgehee Michael J and Mcgehee Charlotte Ruppert
Seller's Agent
Colette Releford
Redfin Corp
Buyer's Agent
Jill Coleman
RE/MAX Realty Centre, Inc.
List Price
$274,990
Sold Price
$262,888
Premium/Discount to List
-$12,102
-4.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.62%
Original Mortgage
$249,743
Interest Rate
4.29%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 8, 2013
Sold by
Brown Jocelyn
Bought by
Mbre Ventures Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.45%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 11, 2000
Sold by
Brown Lorraine Life Estate
Bought by
Brown Lorraine M and Brown Raymond M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $490,000 Lawyers Signature Settlements
Deed $326,500 None Available
Deed $262,888 Sage Title Group Llc
Special Warranty Deed $72,000 Old Republic National Title
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $441,000 New Conventional
Previous Owner $310,175 Purchase Money Mortgage
Previous Owner $249,743 New Conventional
Previous Owner $100,000 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/20/2025 10/20/25 Sold $490,000 0.0% $251 / Sq Ft
09/21/2025 09/21/25 Pending -- -- --
09/16/2025 09/16/25 For Sale $489,900 +50.0% $251 / Sq Ft
05/17/2017 05/17/17 Sold $326,500 +3.7% $167 / Sq Ft View Prior Sale
04/19/2017 04/19/17 Pending -- -- --
04/15/2017 04/15/17 For Sale $315,000 +19.8% $161 / Sq Ft
12/30/2013 12/30/13 Sold $262,888 -4.4% $228 / Sq Ft View Prior Sale
11/21/2013 11/21/13 Pending -- -- --
10/18/2013 10/18/13 For Sale $274,990 -- $239 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,533 $396,533 -- --
2024 $4,533 $362,100 $136,000 $226,100
2023 $4,146 $344,200 $0 $0
2022 $3,938 $326,300 $0 $0
2021 $3,539 $308,400 $108,000 $200,400
2020 $3,539 $292,000 $0 $0
2019 $3,349 $275,600 $0 $0
2018 $3,186 $259,200 $108,000 $151,200
2017 $2,867 $259,200 $0 $0
2016 $2,260 $209,000 $0 $0
2015 $2,260 $183,900 $0 $0
2014 $2,260 $183,867 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDFR2070358

Bright MLS

APN: 07-192258