NOT LISTED FOR SALE

7890 Dream Isle Dr NE Belding, MI 48809

Estimated Value: $308,000 - $411,000

2 Beds
1 Bath
905 Sq Ft
$409/Sq Ft Est. Value

Sale Details

Date Sold: September 29, 2015

Last sale price $169,000 $187 Per Sq Ft

Est. 119% increase in value since last sale

Current estimated payment $2,132 / mo

8 Days on Market

Highlights

  • 130 Feet of Waterfront
  • Deck
  • Wooded Lot
  • Maid or Guest Quarters
  • Wood Burning Stove
  • Wood Flooring

About This Home

As of September 2015

Big Pine Island Lake cottage/home w/130 Ft private lake frontage. Adorable, Charming & Cozy! TOTALLY gutted w/ALL NEW windows, roof(boards/shingles), vinyl siding, electrical, plumbing, doors/trim, flooring, kitchen, bathroom, on demand hot water, Kinetico water softener, deck, stairs, driveway, garage w/finished basement. The house features main floor bedroom, loft room w/twin beds, kitchen, living room, bathroom and laundry/utility room. The 2 stall garage has a finished, heated lower level being used as a ''man cave''/exercise room. Could add bathroom and have a guest quarters/bunk house. The cottage/home sits on almost an acre private lot w/approx 11 wooded, vacant acres adjacent to the north. Enjoy beautiful views of the lake and sunrise from your private deck. A MUST SEE!

Last Agent to Sell the Property

Judith Morgan

Coldwell Banker Schmidt Realtors License #6501361178 Listed on: 08/24/2015

Coldwell Banker Schmidt Realtors

Last Buyer's Agent

Kim Walters

Equity Harbour License #6501378850

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,952

Year Built

  • Built in 1940

Lot Details

  • 40,946 Sq Ft Lot
  • Lot Dimensions are 150 x 292
  • 130 Feet of Waterfront
  • Shrub
  • Wooded Lot

HOA Fees

  • $53 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Vinyl Siding

Interior Spaces

  • 905 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Wood Burning Stove
  • Window Treatments
  • Laundry on main level

Kitchen

  • Oven
  • Stove
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Main Level Bedroom
  • Maid or Guest Quarters
  • Guest Quarters
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Crawl Space

Outdoor Features

  • Water Access
  • Property is near a lake
  • Deck

Utilities

  • Heating System Uses Natural Gas
  • Heating System Uses Wood
  • Water Softener is Owned
  • Septic Tank
  • Septic System
  • Cable TV Available

Community Details

Overview

  • Association fees include sewer

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,952

Year Built

Built in 1940

Lot Details

0.94 Acres

HOA Fees

$53 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1940
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 186.52
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 150 X 292
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 905.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 1952.0
  • Tax Info:Zoning3: RES
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Water:Public2: Yes
  • Waterfront Options:Water Frontage3: 130.0
  • Util Avail at Street:Cable2: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Substructure:Crawl Space: Yes
  • Additional Items:GasWood Stove: Yes
  • Heat Type:Wood3: Yes
  • Additional Items:Guest Quarters: Yes
  • General Property Info:SqFt Above Grade: 905.0
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Laminate Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator, Water Softener Owned
  • Flooring: Laminate, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Gas/Wood Stove, Guest Quarters
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Crawl Space, Full
  • LivingArea: 905.0
  • Window Features: Window Treatments
  • General Property Info:Stories2: 1.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Water Softener-Owned: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 168800.0
  • Lot Features: Recreational, Wooded
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Water Body Name: Big Pine Island Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Heating: Wood
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 160.0
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 160.0
  • Association Info:Assoc Buy in Fee: 0
  • Association Info:Assoc Fee Payable: Quarterly

Fee Information

  • Association Fee Includes: Sewer

Lot Info

  • Lot Size Acres: 0.94
  • Lot Size Area: 0.94
  • Lot Dimensions: 150 X 292
  • Lot Size Sq Ft: 40946.0
  • Zoning Description: RES
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1952.0
  • Tax Year: 2015

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 24, 2015
Closed on
Sep 29, 2015
Sold by
Bought by
Seller's Agent
Judith Morgan
Coldwell Banker Schmidt Realtors
Buyer's Agent
Kim Walters
Equity Harbour
List Price
$168,800
Sold Price
$169,000
Premium/Discount to List
$200
0.12%
Current Estimated Value
$370,504

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$201,504
Avg. Annual Appreciation
7.55%
Original Mortgage
$154,761
Outstanding Balance
$121,359
Interest Rate
4.5%
Mortgage Type
FHA
Estimated Equity
$249,145

Purchase Details

Closed on
Oct 23, 2013
Sold by
Bought by

Purchase Details

Closed on
Aug 26, 2011
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,575
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 20, 1996
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$169,000 Midstate Title Agency Llc
-- None Available
$118,500 Chicago Title
$80,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $154,761
Previous Owner $112,575
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/29/2015 09/29/15 Sold $169,000 +0.1% $187 / Sq Ft
09/01/2015 09/01/15 Pending -- -- --
08/24/2015 08/24/15 For Sale $168,800 -- $187 / Sq Ft
Source: MichRIC

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,066 $194,200 $0 $0
2024 $2,941 $194,900 $0 $0
2023 $2,678 $169,000 $0 $0
2022 $2,678 $134,900 $0 $0
2020 $2,678 $116,100 $0 $0
2019 $2,678 $109,900 $0 $0
2018 $2,559 $107,000 $0 $0
2017 $0 $70,300 $0 $0
2016 $0 $68,600 $0 $0
2015 -- $68,600 $0 $0
2013 -- $63,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Judith Morgan

    Seller's Agent in 2015

    Judith Morgan

    Coldwell Banker Schmidt Realtors

    (616) 813-2372

    51 Total Sales

    Judith Morgan
    Section Image

  • K

    Buyer's Agent in 2015

    Kim Walters

    Equity Harbour

    Section Image
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Map

Source: MichRIC

MLS Number: 15046024

MichRIC

APN: 41-12-03-301-016

Michigan Kent County Belding 48809

7890 Dream Isle Dr NE, Belding, MI

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MichRIC Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.

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