Seller's Agent in 2025
Janell Schmittling
Homes By Janell
(618) 444-6141
352 in this area
790 Total Sales
804 Cardiff Ct O Fallon, IL 62269
Estimated Value: $419,000 - $465,000
4
Beds
4
Baths
3,500
Sq Ft
$127/Sq Ft
Est. Value
Highlights
- Vaulted Ceiling
- Traditional Architecture
- Walk-In Pantry
- Moye Elementary School Rated A-
- Wood Flooring
- Plantation Shutters
About This Home
As of September 2025Stunning 4 bed, 4 bath home with 3,500+ sqft of beautifully finished space in Thornbury Hills! Main level offers a bright office, family room with a cozy fireplace with bay window and plantation shutters, formal dining with tray ceiling, and an updated kitchen with butterfly island, stainless appliances, updated walk-in pantry, and patio access. Upstairs offers a spacious master suite with vaulted ceiling, updated bath, and walk-in closet, plus 3 guest bedrooms and full bath. Brand new carpet in 2nd level. Finished basement boasts 3 living areas, game space, reading nook, half bath, egress window for 5th bedroom, and storage galore. Other features include hardwood floors, dual HVAC, and oversized 3-car garage, flat usable yard with sprinkler system. Close to SAFB, top-rated O’Fallon schools, parks, and I-64! Storm damage being addressed including half roof replacement, front and 2 sides siding replacement, new screens, and wood pillar repair.
Last Agent to Sell the Property
Homes By Janell License #471.020450 Listed on: 07/07/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,536
Year Built
- Built in 2006
Lot Details
- 12,632 Sq Ft Lot
- Back Yard
HOA Fees
- $2 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Vaulted Ceiling
- Plantation Shutters
- Family Room with Fireplace
- Partially Finished Basement
- Finished Basement Bathroom
Kitchen
- Walk-In Pantry
- Free-Standing Gas Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
Outdoor Features
- Patio
- Front Porch
Schools
- Ofallon Dist 90 Elementary And Middle School
- Ofallon High School
Utilities
- Forced Air Heating and Cooling System
Community Details
- Association fees include common area maintenance
- Thornbury Hills Association
Listing and Financial Details
- Assessor Parcel Number 04-16.0-406-008
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 7, 2025
Closed on
Sep 23, 2025
Sold by
Bought by
Seller's Agent
Janell Schmittling
Homes By Janell
Buyer's Agent
Jane Stone
Keller Williams Pinnacle
List Price
$469,900
Sold Price
$445,000
Premium/Discount to List
-$24,900
-5.3%
Views
122
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,037
Avg. Annual Appreciation
0.31%
Original Mortgage
$445,000
Outstanding Balance
$444,598
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$1,439
Purchase Details
Listed on
Mar 27, 2019
Closed on
Apr 29, 2019
Sold by
Bought by
Seller's Agent
Rob Cole
Judy Dempcy Homes Powered by KW Pinnacle
Buyer's Agent
Rob Cole
Judy Dempcy Homes Powered by KW Pinnacle
List Price
$267,950
Sold Price
$267,950
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.24%
Original Mortgage
$214,360
Interest Rate
4.62%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Aug 24, 2010
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,625
Interest Rate
4.37%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 21, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 23, 2006
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $445,000 | Community Title | ||
| $268,000 | Community Title Shiloh Llc | ||
| $265,000 | Fatic | ||
| $289,000 | Fatic | ||
| -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $445,000 | ||
| Previous Owner | $214,360 | ||
| Previous Owner | $255,625 | ||
| Previous Owner | $205,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/23/2025 09/23/25 | Sold | $445,000 | -1.1% | $127 / Sq Ft | |
| 08/05/2025 08/05/25 | Price Changed | $449,900 | -4.3% | $129 / Sq Ft | |
| 07/07/2025 07/07/25 | For Sale | $469,900 | +75.4% | $134 / Sq Ft | |
| 04/30/2019 04/30/19 | Sold | $267,950 | 0.0% | $77 / Sq Ft | View Prior Sale |
| 03/27/2019 03/27/19 | Pending | -- | -- | -- | |
| 03/27/2019 03/27/19 | For Sale | $267,950 | -- | $77 / Sq Ft |
Source: MARIS MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,309 | $133,699 | $20,193 | $113,506 |
| 2023 | $8,536 | $118,664 | $17,922 | $100,742 |
| 2022 | $8,035 | $109,096 | $16,477 | $92,619 |
| 2021 | $7,887 | $105,349 | $16,528 | $88,821 |
| 2020 | $7,824 | $99,723 | $15,646 | $84,077 |
| 2019 | $7,639 | $99,723 | $15,646 | $84,077 |
| 2018 | $7,429 | $96,828 | $15,192 | $81,636 |
| 2017 | $7,312 | $92,131 | $16,973 | $75,158 |
| 2016 | $7,286 | $89,981 | $16,577 | $73,404 |
| 2014 | $6,732 | $88,940 | $16,385 | $72,555 |
| 2013 | $5,967 | $90,865 | $16,133 | $74,732 |
Source: Public Records
Agents Affiliated with this Home
-
Janell Schmittling
-
Jane Stone
Buyer's Agent in 2025
Jane Stone
Keller Williams Pinnacle
(618) 513-1556
14 in this area
31 Total Sales
-
Rob Cole
Seller's Agent in 2019
Rob Cole
Judy Dempcy Homes Powered by KW Pinnacle
(618) 632-4030
426 in this area
828 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25045825
APN: 04-16.0-406-008
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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