NOT LISTED FOR SALE

81 Breakers Ln Ridgeland, MS 39157

Ridgeland Area

Estimated Value: $461,308

3 Beds
2.5 Baths
2,376 Sq Ft
871 Sq Ft Lot

Sale Details

Date Sold: February 23, 2024

Current estimated payment $3,266 / mo

253 Days on Market

Highlights

  • Marina
  • Gated Community
  • Clubhouse
  • Boating
  • Community Lake
  • Fireplace in Bathroom

About This Home

As of February 2024

This three-bedroom, three-bath condominium overlooks the Ross Barnett Reservoir and offers beautiful marina, sunrise, sunset, and water views from every bedroom, all within a gated community that provides both privacy and exceptional amenities. The condo features two living areas, a fireplace, and two covered decks ideal for enjoying the waterfront setting, while the primary bedroom is highlighted by floor-to-ceiling windows framing the view. The kitchen also includes a breakfast bar, pantry, electric oven, and refrigerator, making this residence both comfortable and easy to enjoy. Lastly, a double garage adds convenience, along with access to a boat slip, pool, and clubhouse. Give your agent a call today and come check it out!

Last Agent to Sell the Property

Paula Ricks

KeytrustProperties Paula Ricks License #B17689 Listed on: 11/09/2023

Last Buyer's Agent

Paula Ricks

KeytrustProperties Paula Ricks License #B17689 Listed on: 11/09/2023

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,504

Year Built

  • Built in 1980

Lot Details

  • 871

HOA Fees

  • $430 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Metal Roof
  • Shingle Siding

Interior Spaces

  • 2,376 Sq Ft Home
  • 3-Story Property
  • Built-In Features
  • Bookcases
  • Dry Bar
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Track Lighting
  • Fireplace Features Blower Fan
  • Gas Fireplace
  • Insulated Windows
  • Blinds
  • Leaded Glass Windows
  • Aluminum Window Frames
  • Sliding Doors
  • Entrance Foyer
  • Combination Kitchen and Living
  • Storage
  • Laundry on upper level
  • Attic Floors
  • Security Gate

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Free-Standing Electric Range
  • Recirculated Exhaust Fan
  • Microwave
  • Plumbed For Ice Maker
  • Granite Countertops
  • Disposal

Flooring

  • Bamboo
  • Wood
  • Carpet
  • Marble
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Dual Closets
  • Walk-In Closet
  • Fireplace in Bathroom
  • Double Vanity
  • Hydromassage or Jetted Bathtub
  • Bathtub Includes Tile Surround
  • Separate Shower

Outdoor Features

  • Balcony
  • Deck

Schools

  • Ann Smith Elementary School
  • Olde Towne Middle School
  • Ridgeland High School

Utilities

  • Cooling System Powered By Gas
  • Zoned Heating and Cooling
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 072h-27c-025-00-00

Community Details

Overview

  • Association fees include ground maintenance, management, pool service
  • The Breakers Subdivision
  • The community has rules related to covenants, conditions, and restrictions
  • Community Lake

Recreation

  • Boating
  • RV or Boat Storage in Community
  • Marina
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,504

Year Built

Built in 1980

Lot Details

871 Sq Ft Lot

HOA Fees

$580 per month

Parking

2

Listing Details

  • Unit Levels: Three Or More
  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Structure Type: Other
  • Year Built: 1980
  • Lot Size Acres: 0.02
  • Subdivision Name: The Breakers
  • Garage Yn: Yes
  • New Construction: No
  • General Property Information:List PriceSqFt: 178.75
  • Appliances Microwave: Yes
  • General Property Information:New Construction: No
  • Special Features: None

Interior Features

  • Appliances: Disposal, Electric Range, Exhaust Fan, Free-Standing Electric Range, Microwave, Plumbed For Ice Maker, Water Heater
  • AtticFeaturesAttic: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace Features: Blower Fan, Gas Starter, Bath
  • Flooring: Bamboo, Carpet, Ceramic Tile, Hardwood, Marble
  • Interior Amenities: Bookcases, Breakfast Bar, Built-in Features, Ceiling Fan(s), Double Vanity, Dry Bar, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, His and Hers Closets, Pantry, Recessed Lighting, Soaking Tub, Storage, Track Lighting, Walk-In Closet(s)
  • Window Features: Aluminum Frames, Blinds, Insulated Windows, Leaded Glass
  • Fireplace: Yes
  • ResoLivingAreaSource: Appraiser
  • Community Features:Boating: Yes
  • Interior Features:Granite Counters: Yes
  • Kitchen Features:Granite Counters2: Yes
  • Interior Features:Bookcases: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Track Lighting: Yes
  • Kitchen Features:Breakfast Bar2: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Kitchen Features:KitchenFamily Room Combo: Yes
  • Bathroom Features:Double Vanity2: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Appliances:Exhaust Fan3: Yes
  • Interior Features:Entrance Foyer: Yes
  • Bathroom Features:Walk-In Shower: Yes
  • Appliances:Electric Range: Yes
  • Fireplace Features:Gas2: Yes
  • Bathroom Features:Corner Tub wJets: Yes
  • Interior Features:Soaking Tub: Yes
  • Security Features:Gated Community: Yes
  • Attic Features:Attic Floored: Yes
  • Interior Features:His and Hers Closets: Yes
  • Bathroom Features:Travertine Tile: Yes
  • Bathroom Features:Two Walk-In Closets: Yes
  • Community Features:Marina2: Yes
  • Interior Features:Storage2: Yes
  • Community Features:Clubhouse: Yes
  • Community Features:Pool2: Yes
  • Bathroom Features:Jetted Tub: Yes
  • Fireplace Features:Blower Fan: Yes
  • Community Features:RVBoat Storage2: Yes
  • Bathroom Features:Ceramic Tile2: Yes
  • Bathroom Features:Fireplace3: Yes
  • Kitchen Features:Solid Surface Counters: Yes
  • Fireplace Features:Gas Starter: Yes
  • Appliances:Plumbed For Ice Maker: Yes
  • Community Features:Lake: Yes
  • Community Features:Gated2: Yes
  • Interior Features:Dry Bar: Yes

Exterior Features

  • Disclosures: Seller/Agent Relationship
  • Exterior Features: Balcony
  • Fencing: None
  • Foundation Details: Slab
  • Roof: Asphalt Shingle, Metal
  • Patio And Porch Features: Deck
  • Pool Private: No
  • Construction Type: Shingle Siding
  • General Property Information:Accessibility Features: No
  • Window Features:Aluminum Frames: Yes
  • Window Features:Blinds: Yes
  • Window Features:Insulated Windows: Yes
  • Exterior Features:Balcony: Yes
  • Patio And Porch Features:Deck2: Yes
  • Driveway Features:Front Entrance: Yes
  • Window Features:Leaded Glass: Yes
  • Door Features:Sliding Doors: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage Door Opener, Storage, Direct Access
  • Attached Garage: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage2: Yes
  • Parking Features:Garage Door Opener: Yes
  • Showing Requirements:Garage Keypad: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Dual, Electric, Gas, Zoned
  • Heating: Central, Fireplace(s), Natural Gas
  • Laundry Features: Laundry Closet, Upper Level
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Water Connected
  • Water Source: Community, Public
  • Security: Gated Community, Security Gate
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Natural Gas2: Yes
  • Water Heater: Yes
  • Heating:Fireplace(s): Yes

Condo/Co-op/Association

  • Association Fee: 430.0
  • Association Fee Frequency: Monthly
  • Community Features: Boating, Clubhouse, Gated, Lake, Marina, Pool, RV/Boat Storage
  • Association: Yes

Association/Amenities

  • Tax and Financial Information:Association: Yes
  • Covenants And Restrictions:Homeowner Association: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Management: Yes
  • Tax and Financial Information:Association Fee: 430.0
  • Tax and Financial Information:Association Fee Frequency: Monthly
  • Association Fee Includes:Pool Service: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Management, Pool Service

Schools

  • Elementary School: Ann Smith
  • High School: Ridgeland
  • Middle Or Junior School: Olde Towne

Lot Info

  • Parcel #: 072h-27c-025-00-00
  • Lot Size Sq Ft: 871.2
  • Zoning Description: General Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1504.0
  • Tax Year: 2022

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 9, 2023
Closed on
Feb 23, 2024
Sold by
Bought by
Seller's Agent
Paula Ricks
KeytrustProperties Paula Ricks
Buyer's Agent
Paula Ricks
KeytrustProperties Paula Ricks
List Price
$431,000
Views
110
Current Estimated Value
$461,308

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.45%
Original Mortgage
$332,000
Outstanding Balance
$311,943
Interest Rate
6.66%
Mortgage Type
New Conventional
Estimated Equity
$149,365

Purchase Details

Closed on
Sep 26, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$367,200
Interest Rate
6.49%
Mortgage Type
Unknown
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
-- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $214,690
Open $332,000
Previous Owner $270,000
Previous Owner $277,000
Previous Owner $20,000
Previous Owner $354,150
Previous Owner $367,200
Previous Owner $90,000
Previous Owner $228,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/12/2026 05/12/26 Price Changed $459,000 -2.1% $193 / Sq Ft
03/02/2026 03/02/26 Price Changed $469,000 -3.3% $197 / Sq Ft
01/21/2026 01/21/26 For Sale $485,000 +14.2% $204 / Sq Ft
02/23/2024 02/23/24 Sold -- -- --
01/10/2024 01/10/24 Pending -- -- --
01/01/2024 01/01/24 Price Changed $424,700 -1.5% $179 / Sq Ft
11/09/2023 11/09/23 For Sale $431,000 0.0% $181 / Sq Ft
11/01/2023 11/01/23 Off Market -- -- --
10/09/2023 10/09/23 Price Changed $431,000 -0.3% $181 / Sq Ft
09/21/2023 09/21/23 Price Changed $432,500 -0.3% $182 / Sq Ft
08/26/2023 08/26/23 Price Changed $433,770 -1.4% $183 / Sq Ft
05/01/2023 05/01/23 For Sale $439,900 -- $185 / Sq Ft
Source: MLS United

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,072 $22,981 $0 $0
2024 $1,504 $22,981 $0 $0
2023 $1,504 $22,759 $0 $0
2022 $1,504 $22,759 $0 $0
2021 $1,504 $22,100 $0 $0
2020 $1,504 $22,100 $0 $0
2019 $1,504 $21,460 $0 $0
2018 $3,469 $32,190 $0 $0
2017 $3,429 $31,817 $0 $0
2016 $1,986 $21,211 $0 $0
2015 $1,986 $21,211 $0 $0
2014 $1,974 $21,098 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2026

    Justin Hutton

    Hopper Properties

    (601) 624-2314

    93 Total Sales

    Justin Hutton
    Section Image
  • Paula Ricks

    Seller's Agent in 2024

    Paula Ricks

    KeytrustProperties Paula Ricks

    (601) 942-3392

    49 Total Sales

    Paula Ricks
    Section Image
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Map

Source: MLS United

MLS Number: 4046217

MLS United

APN: 072H-27C-025-00-00

Mississippi Madison County Ridgeland 39157

81 Breakers Ln, Ridgeland, MS

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.

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