NOT LISTED FOR SALE

81 E Clover Ave Cortland, IL 60112

Estimated Value: $295,000 - $322,000

3 Beds
3 Baths
1,832 Sq Ft
$170/Sq Ft Est. Value

Last Sold November 19, 2021

Last sale price $245,000 $134 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $2,438/month

22 Days on Market

About This Home

As of November 2021

*FANTASTIC 3 BEDROOM, 2.2 BATH, 2 STORY HOME IN NEUCORT LAKES* EAT IN KITCHEN WITH 42" CABINETS WITH STAINLESS STEEL APPLIANCES* LIVING ROOM WITH HARDWOOD FLOORS AND A FIREPLACE * 2ND FLOOR LAUNDRY * FULL FINISH BASEMENT WITH A WET BAR * 1/2 BATH IN BASEMENT * ENJOY THE OUTDOORS FROM YOUR PATIO OR DECK WITH SOME BEAUTIFUL VIEWS * SHED * FENCHED YARD *

Last Agent to Sell the Property

Debra Walsh

Century 21 New Heritage - Hampshire License #475135007 Listed on: 09/16/2021

Century 21 New Heritage - Hampshire

Last Buyer's Agent

Carrie McCormick

American Realty Illinois LLC License #475186254

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,247

Year Built | Renovated

  • 2003 | 2015

Lot Details

  • 7,841

HOA Fees

  • $18 per month

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Interior Spaces

  • Dual Sinks
  • 2-Story Property
  • Living Room with Fireplace
  • Finished Basement
  • Finished Basement Bathroom

Community Details

  • Karen Townsend Association, Phone Number (815) 758-6753
  • Property managed by Townsend Management

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,247

Year Built | Renovated

2003 | 2015

Lot Details

0

HOA Fees

$18 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • Property Type: Residential
  • Type Detached: 2 Stories
  • Property Sub Type: 2 Stories
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2015
  • Directions: Rt 38 to Somonauk Road north to Cortland Center Rd east to Pampas south to Clover.
  • Lot Size: 56X136
  • New Construction: No
  • Ownership: Fee Simple w/ HO Assn.
  • Subdivision Name: Neucort Lakes
  • Special Features: None
  • Year Built: 2003
  • Year Renovated: 2015

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Has Basement: Full
  • Fireplace Features: Gas Log
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Interior Amenities: Bar-Wet, Wood Laminate Floors, Walk-In Closet(s), Some Carpeting
  • Dining Room Type: No additional rooms

Exterior Features

  • Roof: Asphalt
  • Exterior Features: Deck, Patio
  • Exterior Building Type: Aluminum Siding,Brick
  • Waterfront: No

Garage/Parking

  • Number of Cars: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Garage Spaces: 2

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: In Unit
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Townsend Management
  • Management Contact Name: Karen Townsend
  • Management Phone: 815-758-6753
  • Association Fee: 55
  • Association Fee Frequency: Quarterly

Fee Information

  • Association Fee Includes: None

Schools

  • Junior High Dist: 428

Lot Info

  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: Y
  • Additional Parcels: No

Rental Info

  • Board Number: 5

Tax Info

  • Tax Exemptions: Homeowner,Other
  • Tax Annual Amount: 5085
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2021
Closed on
Sep 28, 2021
Sold by
Osullivan Amy and Osullivan Ryan
Bought by
Ibrahim Mohanad M
Seller's Agent
Debra Walsh
Century 21 New Heritage - Hampshire
Buyer's Agent
Carrie McCormick
American Realty Illinois LLC
Sold Price
$245,000
Current Estimated Value
$310,611

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$65,611
Avg. Annual Appreciation
6.26%
Original Mortgage
$240,562
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 27, 2020
Sold by
Sullivan Amy O and Schwartz Amy
Bought by
Sullivan Amy O and Sullivan Ryan O

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,400
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 10, 2015
Closed on
Nov 3, 2015
Sold by
Hud
Bought by
Schwartz Amy
Seller's Agent
John Wright
Keller Williams Premiere Properties
Buyer's Agent
Ann McCormick
Century 21 Affiliated
List Price
$124,000
Sold Price
$125,000
Premium/Discount to List
$1,000
0.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.57%
Original Mortgage
$118,750
Interest Rate
4.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 30, 2015
Sold by
Jp Morgan Chase Bank
Bought by
Hud

Purchase Details

Closed on
Sep 10, 2008
Sold by
Jewett David A
Bought by
Jewett David A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,925
Interest Rate
6.41%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 19, 2007
Sold by
Sfjv 2005 Llc
Bought by
Jewett David A and Holdridge Tina L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,000
Interest Rate
6.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 30, 2006
Sold by
Dekalb County Sheriff
Bought by
Sfjv2005 1 Llc

Purchase Details

Closed on
Mar 15, 2005
Sold by
Hammers Lawrence E
Bought by
Hammers Marisol
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ibrahim Mohanad M $245,000 Attorney
Sullivan Amy O -- Old Republic Title
Schwartz Amy -- Chicago Title
Hud -- --
Jewett David A -- --
Jewett David A $182,000 --
Sfjv2005 1 Llc -- --
Hammers Marisol -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ibrahim Mohanad M $240,562
Previous Owner Sullivan Amy O $138,400
Previous Owner Schwartz Amy $118,750
Previous Owner Jewett David A $184,925
Previous Owner Jewett David A $182,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/19/2021 11/19/21 Sold $245,000 +4.3% $134 / Sq Ft
10/09/2021 10/09/21 Pending -- -- --
10/08/2021 10/08/21 For Sale -- -- --
09/26/2021 09/26/21 Pending -- -- --
09/24/2021 09/24/21 For Sale -- -- --
09/19/2021 09/19/21 Pending -- -- --
09/16/2021 09/16/21 For Sale $234,900 +87.9% $128 / Sq Ft
11/03/2015 11/03/15 Sold $125,000 +0.8% $68 / Sq Ft View Prior Sale
08/20/2015 08/20/15 Pending -- -- --
08/10/2015 08/10/15 For Sale $124,000 -- $68 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,247 $91,264 $13,326 $77,938
2023 $9,247 $85,381 $12,467 $72,914
2022 $9,419 $81,486 $11,898 $69,588
2021 $7,208 $58,840 $11,328 $47,512
2020 $6,867 $54,564 $10,975 $43,589
2019 $7,082 $56,314 $10,514 $45,800
2018 $5,186 $53,257 $9,943 $43,314
2017 $6,817 $48,845 $9,466 $39,379
2016 $5,832 $39,302 $8,897 $30,405
2015 -- $36,907 $8,355 $28,552
2014 -- $37,404 $8,041 $29,363
2013 -- $44,196 $8,333 $35,863
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11220542

Midwest Real Estate Data (MRED)

APN: 09-20-257-006