Seller's Agent in 2025
Mandy McGuire
Keller Williams Pinnacle
(618) 558-1350
560 Total Sales
814 Ridge Rd Waterloo, IL 62298
Waterloo AreaEstimated Value: $760,000 - $852,000
4
Beds
3.5
Baths
5,818
Sq Ft
$136/Sq Ft
Est. Value
Highlights
- In Ground Pool
- Deck
- Hearth Room
- Rogers Elementary School Rated A-
- Dining Room with Fireplace
- Recreation Room
About This Home
As of September 2025Exquisite estate offers timeless craftsmanship, impressive space, & luxury amenities all in a truly exceptional setting. 1.5-story brick & stone estate, .56-acre private fully fenced oasis offers unbeatable location embracing beauty of Konarcik Park, & nestled by Mystic Golf course. Custom 4 bed, 4 bath, 4-car garage(2 car temp controlled), 5,800 + sq ft of thoughtfully designed living. Main lvl features a grand foyer w/cathedral ceilings, formal dining, stunning library/home office w/floor-to-ceiling millwork & built-ins. Expansive Great rm offers beamed ceiling, atrium windows, fireplace, Red Oak hardwood floors.The Chef's kitchen is impresses w/custom cabinetry, granite, travertine backsplash, large island, & built-in appliances all flowing into the grand hearth rm. Complete w/stone fireplace, a breathtaking wood & Beam breakfast nook, overlooking the peaceful backyard. Main lvl Primary includes custom ceiling, amber lighting, 2X closets, luxurious en suite w/walk-in shower, jetted tub, etc. 2nd story includes a loft/flex space, 2 oversized bedrms w/large walk-in closets, full bath w/dual vanity private tub/shower area. You'll find the lower lvl features a home gym, family rm w/stone fireplace, built-ins, game/rec rm w/pool table, large 4Th bedrm, full bath, & ample storage. Embrace every detail of this stunning inground pool w/jets, sun deck, fountain, a pergola, fire pit, a tranquil koi pond w/waterfall. Luxury, privacy, & craftsmanship, this estate truly has it all!
Last Agent to Sell the Property
Keller Williams Pinnacle License #475127709 Listed on: 08/08/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,700
Year Built
- Built in 2005 | Remodeled
Lot Details
- 24,394 Sq Ft Lot
- Lot Dimensions are 150' x 195' x 107' x 187'
- Landscaped
- Level Lot
- Partially Wooded Lot
- Back Yard Fenced and Front Yard
Parking
- 4 Car Attached Garage
- Enclosed Parking
- Inside Entrance
- Parking Accessed On Kitchen Level
- Lighted Parking
- Front Facing Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Architectural Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
- Stone
Interior Spaces
- 1.5-Story Property
- Built-In Features
- Bookcases
- Bar Fridge
- Dry Bar
- Crown Molding
- Beamed Ceilings
- Tray Ceiling
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Chandelier
- Wood Burning Fireplace
- Stone Fireplace
- Insulated Windows
- Plantation Shutters
- French Doors
- Panel Doors
- Two Story Entrance Foyer
- Family Room with Fireplace
- Living Room with Fireplace
- Dining Room with Fireplace
- 2 Fireplaces
- Formal Dining Room
- Home Office
- Recreation Room
- Loft
- Storage
- Home Gym
Kitchen
- Hearth Room
- Breakfast Room
- Eat-In Kitchen
- Walk-In Pantry
- Built-In Double Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- Walk-In Closet
- Double Vanity
- Soaking Tub
- Shower
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Sink Near Laundry
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- 9 Foot Basement Ceiling Height
- Fireplace in Basement
- Finished Basement Bathroom
- Basement Storage
- Basement Window Egress
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Pool
- In Ground Pool
- Fiberglass Pool
- Fence Around Pool
- Pool Cover
Outdoor Features
- Deck
- Covered Patio or Porch
- Fire Pit
- Exterior Lighting
- Rain Gutters
Location
- City Lot
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Dual Heating Fuel
- Heating System Uses Natural Gas
- Underground Utilities
- 440 Volts
- Natural Gas Connected
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 08-20-317-014-000
Community Details
Overview
- No Home Owners Association
Amenities
- Community Kitchen
- Community Storage Space
Recreation
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 8, 2025
Closed on
Sep 15, 2025
Sold by
Bought by
Seller's Agent
Mandy McGuire
Keller Williams Pinnacle
Buyer's Agent
Kevin Lanxon
Coldwell Banker Brown Realtors
List Price
$789,900
Sold Price
$790,000
Premium/Discount to List
$100
0.01%
Views
36
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,868
Avg. Annual Appreciation
0.42%
Original Mortgage
$690,000
Outstanding Balance
$684,130
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$108,738
Purchase Details
Closed on
Nov 12, 2020
Sold by
Bought by
Purchase Details
Listed on
Jul 22, 2019
Closed on
Feb 28, 2020
Sold by
Bought by
Seller's Agent
Tammy Hines
Tammy Mitchell Hines & Co.
Buyer's Agent
Mandy McGuire
Keller Williams Pinnacle
List Price
$535,000
Sold Price
$505,000
Premium/Discount to List
-$30,000
-5.61%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.28%
Original Mortgage
$478,000
Interest Rate
3.25%
Mortgage Type
New Conventional
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $790,000 | None Listed On Document | ||
| -- | Gallagher Elizabeth | ||
| -- | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $690,000 | ||
| Previous Owner | $478,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/23/2025 09/23/25 | Sold | $790,000 | 0.0% | $136 / Sq Ft | |
| 08/08/2025 08/08/25 | For Sale | $789,900 | +56.4% | $136 / Sq Ft | |
| 03/05/2020 03/05/20 | Sold | $505,000 | 0.0% | $93 / Sq Ft | View Prior Sale |
| 02/27/2020 02/27/20 | Pending | -- | -- | -- | |
| 11/19/2019 11/19/19 | Price Changed | $505,000 | -2.9% | $93 / Sq Ft | |
| 08/28/2019 08/28/19 | Price Changed | $520,000 | -2.8% | $96 / Sq Ft | |
| 07/22/2019 07/22/19 | For Sale | $535,000 | -- | $98 / Sq Ft |
Source: MARIS MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,700 | $195,900 | $18,690 | $177,210 |
| 2024 | $10,700 | $186,761 | $18,017 | $168,744 |
| 2023 | -- | $159,510 | $16,480 | $143,030 |
| 2022 | $8,783 | $143,810 | $16,570 | $127,240 |
| 2021 | $8,722 | $139,920 | $14,120 | $125,800 |
| 2020 | $8,198 | $128,720 | $14,120 | $114,600 |
| 2019 | $3,995 | $124,240 | $14,120 | $110,120 |
| 2018 | $7,491 | $113,630 | $10,000 | $103,630 |
| 2017 | $7,276 | $115,675 | $10,180 | $105,495 |
| 2016 | $0 | $113,990 | $9,270 | $104,720 |
| 2015 | $10,248 | $160,450 | $10,770 | $149,680 |
| 2014 | $10,069 | $163,690 | $10,770 | $152,920 |
| 2012 | -- | $156,930 | $15,340 | $141,590 |
Source: Public Records
Agents Affiliated with this Home
-
Mandy McGuire
-
Kevin Lanxon
Buyer's Agent in 2025
Kevin Lanxon
Coldwell Banker Brown Realtors
(618) 772-9744
64 Total Sales
-
Tammy Hines
Seller's Agent in 2020
Tammy Hines
Tammy Mitchell Hines & Co.
(618) 698-9199
736 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25053972
APN: 08-20-317-014-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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