NOT LISTED FOR SALE

814 S Clay St Troy, OH 45373

Troy Area

Estimated Value: $165,000 - $175,667

3 Beds
2 Baths
1,379 Sq Ft
$124/Sq Ft Est. Value

Sale Details

Date Sold: November 14, 2025

Last sale price $165,000 $120 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,074 / mo

75 Days on Market

Highlights

  • Mud Room
  • No HOA
  • Soaking Tub
  • Troy High School Rated 9+
  • Porch
  • Walk-In Closet

About This Home

As of November 2025

Opportunity is knocking! This 3-bedroom, 2-bathroom home is ready for its next owner. Retreat from the hot summer sun & relax on the covered side porch--perfect for rocking the day away with a glass of lemonade. Inside, you're welcomed into a cozy living room filled with natural light and convenient access to the remodeled bathroom featuring a jacuzzi tub. The spacious eat-in kitchen includes a breakfast bar & ample cabinet space, ideal for meal prep and casual entertaining. A first-floor laundry room & adjoining mudroom add functionality and convenience. The size will surprise you! Upstairs, the primary bedroom with double closets sits at the end of the hallway for added peace and privacy. The second bedroom offers a walk-in closet & space for a desk or dressing nook. The fully fenced backyard provides a great outdoor retreat with a private, shaded patio & an XL shed--perfect for gardening or a small workshop. Off-street parking for one is available via the alley. Roof replaced in 2019. You can't afford NOT to consider this modest home full of potential. It's time to MAKE YOUR MOVE.

Last Agent to Sell the Property

Julie Carter

Howard Hanna Real Estate Services License #2015000459 Listed on: 07/23/2025

Howard Hanna Real Estate Services

Last Buyer's Agent

Mandy Wilson

EXP Realty License #2019007423

EXP Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,296

Year Built

  • Built in 1898

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 52 x 135
  • Fenced

Parking

  • No Garage

Home Design

  • Stone Foundation
  • Wood Frame Construction
  • Vinyl Siding

Interior Spaces

  • 1,379 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Window Treatments
  • Mud Room
  • Unfinished Basement
  • Partial Basement
  • Laundry Room

Kitchen

  • Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub

Outdoor Features

  • Patio
  • Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Window Unit Cooling System
  • Baseboard Heating
  • Heating System Uses Natural Gas
  • Natural Gas Connected

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number D08014400

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,296

Year Built

Built in 1898

Lot Details

6,970 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Architectural Style: Wood Frame
  • Structure Type: House
  • Level Style: Two
  • Semi-Annual Tax: 648.00
  • Year Built: 1898
  • Documents: Lead Based Paint Disclosure, Property Disclosure, Other
  • Listing I D: 1040265
  • M L S Approved: Y
  • M L S Identifier: 20190724221641160008000000
  • New Financing: Cash, Conventional
  • Parcel I D Number Formatted: D08014400
  • Property Group I D: 19990816212109142258000000
  • Subtype: Single Family Residence
  • Type Of Contract: Exclusive Right To Sell
  • Condo Lot Y N: No
  • H O A C O A Y N: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Microwave, Refrigerator, Range
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Basement: Partial, Unfinished
  • Inside Features: Ceiling Fan(s), Walk-In Closet(s), Window Coverings
  • Price/ Sq Ft: 121.83
  • Total Bedrooms: 3
  • Total Square Footage: 1379.00

Exterior Features

  • Other Structures: Shed(s)
  • Exterior: Vinyl Siding
  • Foundation: Stone
  • Outside Features: Fenced, Porch, Patio

Garage/Parking

  • Garage: No Garage

Utilities

  • Cooling: Central Air, Window Unit(s)
  • Heating System: Baseboard, Natural Gas, Forced Air
  • Utilities: Natural Gas Connected, Sewer Connected
  • Sewer: Public Sewer
  • Water Source: Supplied Water

Lot Info

  • Acres: 0.16
  • Lot Dimensions: 52 x 135
  • Zoning: Residential
  • Land Info: Residential Lot
  • Parcel Id Number: D08014400

Tax Info

  • Tax Year: 2024

MLS Schools

  • School District: 5509 Troy CSD

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2025
Closed on
Nov 13, 2025
Sold by
Bought by
Seller's Agent
Julie Carter
Howard Hanna Real Estate Services
Buyer's Agent
Mandy Wilson
EXP Realty
List Price
$181,400
Sold Price
$165,000
Premium/Discount to List
-$16,400
-9.04%
Views
142
Current Estimated Value
$170,417

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,417
Avg. Annual Appreciation
4.94%
Original Mortgage
$115,500
Interest Rate
0.063%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 1, 2012
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,124
Interest Rate
0.045%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 17, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,500
Interest Rate
0.062%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 7, 2001
Sold by
Bought by

Purchase Details

Closed on
Nov 7, 2000
Sold by
Bought by

Purchase Details

Closed on
Apr 19, 1991
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$165,000 None Listed On Document
$69,900 Sterling Land Title North Ll
-- --
$59,900 --
-- --
$48,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $115,500
Previous Owner $23,210
Previous Owner $68,124
Previous Owner $74,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/14/2025 11/14/25 Sold $165,000 -1.8% $120 / Sq Ft
09/24/2025 09/24/25 Price Changed $168,000 -4.0% $122 / Sq Ft
08/02/2025 08/02/25 Price Changed $175,000 -3.5% $127 / Sq Ft
07/23/2025 07/23/25 For Sale $181,400 -- $132 / Sq Ft
Source: Western Regional Information Systems & Technology (WRIST)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,839 $53,380 $8,020 $45,360
2024 $1,839 $34,370 $8,330 $26,040
2023 $1,298 $34,370 $8,330 $26,040
2022 $1,203 $34,370 $8,330 $26,040
2021 $1,032 $27,480 $6,650 $20,830
2020 $1,034 $27,480 $6,650 $20,830
2019 $1,042 $27,480 $6,650 $20,830
2018 $959 $24,050 $7,180 $16,870
2017 $845 $24,050 $7,180 $16,870
2016 $832 $24,050 $7,180 $16,870
2015 $804 $22,260 $6,650 $15,610
2014 $804 $22,260 $6,650 $15,610
2013 $809 $22,260 $6,650 $15,610
Source: Public Records

Agents Affiliated with this Home

  • Julie Carter

    Seller's Agent in 2025

    Julie Carter

    Howard Hanna Real Estate Services

    (937) 974-3118

    1 in this area

    65 Total Sales

    Julie Carter
    Section Image
  • Mandy Wilson

    Buyer's Agent in 2025

    Mandy Wilson

    EXP Realty

    (937) 877-0835

    246 Total Sales

    Mandy Wilson
    Section Image
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Map

Source: Western Regional Information Systems & Technology (WRIST)

MLS Number: 1040265

Western Regional Information Systems & Technology (WRIST)

APN: D08014400

Ohio Miami County Troy 45373

814 S Clay St, Troy, OH

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Western Regional Information Systems & Technology (WRIST) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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