$875,000
$25K PRICE DROP

814 Saint Ann Dr Street, MD 21154

Estimated payment $5,409/month

Total Views 3,690
4 Beds
3.5 Baths
4,691 Sq Ft
$187 Price per Sq Ft

Highlights

  • Second Kitchen
  • Heated In Ground Pool
  • Colonial Architecture
  • North Harford Elementary School Rated A-
  • View of Trees or Woods
  • Private Lot

About This Home

Stunning Colonial in the sought-after St. Anne community! This exceptional two-story home offers 4 bedrooms, 3 full baths, 1 half bath, a private driveway, oversized 2-car garage, welcoming front porch, main-level office, lower-level in-law suite, and an incredible heated saltwater pool. Step inside to a grand two-story foyer featuring a dramatic staircase and gleaming Brazilian hardwood flooring that extends throughout much of the main level. Just off the foyer, the bright and spacious home office is appointed with custom built-ins, glass French doors, crown molding, chair rail, and Brazilian hardwood floors. The elegant formal dining room showcases fresh paint, crown molding, chair rail, custom millwork, and Brazilian hardwood flooring, providing a sophisticated setting for entertaining. The expansive living room is designed for both comfort and gatherings, featuring a wood-burning fireplace with a custom mantel and brick surround, recessed lighting, ceiling fan, large atrium window, and Brazilian hardwood flooring. The open-concept layout flows seamlessly into the gourmet kitchen, complete with 42-inch custom cabinetry, gas range, all appliances, a spacious breakfast bar, double sink, recessed lighting, and two pantries for exceptional storage. The adjoining breakfast area offers beautiful views of the backyard and pool while providing direct access to the rear patio. The kitchen also offers ample space for a large dining table. Completing the main level is a convenient powder room and a spacious mudroom featuring built-in storage and a coat cubby, ideally located just inside the garage entrance. The upper level is highlighted by an expansive primary suite featuring brand-new carpet, a ceiling fan, and an impressive 13’ x 18’ walk-in closet with a dressing area. The luxurious en suite bath offers ceramic tile flooring, large vanity, a jetted soaking tub, a walk-in ceramic tile shower with niches, and a private water closet accented with chair rail and wainscoting. Three additional generously sized bedrooms each feature brand-new carpet, fresh paint, ceiling fans, and spacious walk-in closets, while a true upper-level laundry room with built-in shelving and a folding countertop adds everyday convenience. The finished lower level offers a true in-law suite with a spacious family room featuring recessed lighting and a cozy gas fireplace with a stone surround and mantel, a large office or den with a walk-in closet that could serve as an additional bedroom, a full bath with a walk-in shower, a full kitchen with updated cabinetry, butcher block countertops, an electric range, and ceramic tile flooring, plus a dedicated dining area. French doors lead directly to the rear patio. Step outside to your own private backyard oasis surrounded by mature trees. The outdoor retreat is highlighted by a heated San Juan fiberglass saltwater pool featuring built-in in-pool seating and an integrated hot tub, surrounded by an expansive paver patio and Trex sun deck that flows onto a stamped concrete patio. A storage shed provides convenient space for pool equipment and outdoor essentials. The front of the home is equally impressive with a welcoming covered front porch, circular driveway offering ample additional parking, and an oversized two-car garage. Designed with quality construction in mind, this home was built with 2x6 exterior framing, R-19 insulation, Andersen windows, a central vacuum system, and a 1,000-gallon owned propane tank. Recent updates include: 2026 pool pump and control panel, 2026 new carpet throughout, fresh interior paint, a 2023 pool heater, and 2021 and 2022 HVAC systems.

Listing Agent

Lindsay Moiles

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Brokerage Phone: 4108230033 License #RSR006518 Listed on: 08/07/2026

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,827

Year Built

  • Built in 2003

Lot Details

  • 3.15 Acre Lot
  • Aluminum or Metal Fence
  • Landscaped
  • Private Lot
  • Secluded Lot
  • Premium Lot
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Back, Front, and Side Yard
  • Property is in excellent condition
  • Property is zoned RR

HOA Fees

  • $12 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 6 Driveway Spaces
  • Side Facing Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Colonial Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Central Vacuum
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Stone Fireplace
  • Fireplace Mantel
  • Brick Fireplace
  • Transom Windows
  • Window Screens
  • French Doors
  • Six Panel Doors
  • Mud Room
  • Entrance Foyer
  • Family Room Off Kitchen
  • Combination Kitchen and Living
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Views of Woods
  • Attic

Kitchen

  • Second Kitchen
  • Breakfast Room
  • Eat-In Kitchen
  • Gas Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Front Loading Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Sump Pump
  • Basement Windows

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • Heated In Ground Pool
  • Saltwater Pool
  • Fence Around Pool

Outdoor Features

  • Patio
  • Exterior Lighting
  • Shed
  • Rain Gutters
  • Porch

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Heating System Powered By Owned Propane
  • Vented Exhaust Fan
  • Private Water Source
  • Well
  • Propane Water Heater
  • On Site Septic

Community Details

  • Saint Anne Community Association Inc. HOA
  • St Anne Subdivision

Listing and Financial Details

  • Tax Lot 33
  • Assessor Parcel Number 1305051320

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,827

Year Built

Built in 2003

Lot Details

3.15 Acres

HOA Fees

$12 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2003
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Central Vacuum, Dishwasher, Disposal, Dryer, Dryer - Front Loading, Exhaust Fan, Icemaker, Oven/Range - Gas, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Carpet, Laminate Plank, Hardwood, Vinyl, Ceramic Tile
  • Interior Amenities: 2nd Kitchen, Attic, Bathroom - Jetted Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Central Vacuum, Chair Railings, Combination Kitchen/Living, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Wood Floors
  • Window Features: Screens, Transom
  • Fireplace Features: Brick, Mantel(s), Wood, Stone
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Six Panel, French
  • Wall Ceiling Types: Dry Wall, 9'+ Ceilings
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Den, Foyer, Breakfast Room, Laundry, Mud Room, Office, Recreation Room, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Sump Pump, Walkout Level, Windows
  • Laundry Type: Upper Floor, Dryer In Unit, Washer In Unit
  • Total Sq Ft: 5040
  • Living Area Sq Ft: 4691
  • Price Per Sq Ft: 253.18
  • Above Grade Finished Sq Ft: 3456
  • Below Grade Finished Sq Ft: 1235
  • Below Grade Sq Ft: 349
  • Total Below Grade Sq Ft: 1584
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Stone, Vinyl Siding
  • Exterior Features: Exterior Lighting, Gutter System
  • Pool Features: Fenced, Heated, In Ground, Saltwater
  • Road Surface Type: Paved
  • Roof: Architectural Shingle
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Circular Driveway, Asphalt Driveway
  • Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Zoned
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Security: Smoke Detector, Carbon Monoxide Detector(s)
  • Sewer/Septic System: On Site Septic
  • Water Source: Private, Well

Condo/Co-op/Association

  • HOA Fees: 140.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: SAINT ANNE COMMUNITY ASSOCIATION INC.
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Aluminum
  • Lot Features: Backs To Trees, Front Yard, Landscaping, Partly Wooded, Premium, Private, Rear Yard, Sideyard(s), Secluded, Trees/Wooded
  • Lot Size Acres: 3.15
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 137214.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Property Condition: Very Good, Excellent
  • Zoning: RR
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 6827.00
  • Assessor Parcel Number: 1305051320
  • Tax Lot: 33
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $7,284 $662,800 $0 $0
2025 $6,490 $626,400 $0 $0
2024 $6,490 $590,000 $148,400 $441,600
2023 $6,284 $571,033 $0 $0
2022 $6,077 $552,067 $0 $0
2021 $6,110 $533,100 $148,400 $384,700
2020 $6,110 $524,233 $0 $0
2019 $6,007 $515,367 $0 $0
2018 $5,852 $506,500 $155,700 $350,800
2017 $5,852 $506,500 $0 $0
2016 -- $506,500 $0 $0
2015 $6,463 $512,600 $0 $0
2014 $6,463 $512,600 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/03/2026 09/03/26 Price Changed $875,000 -2.8% $187 / Sq Ft
08/07/2026 08/07/26 For Sale $899,900 -- $192 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- --
Deed -- --
Deed -- --
Deed $113,300 --
Deed $70,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $94,000 Credit Line Revolving
Open $309,000 New Conventional
Previous Owner $318,000 New Conventional
Previous Owner $70,000 Credit Line Revolving
Source: Public Records

Source: Bright MLS

MLS Number: MDHR2058622

Bright MLS

APN: 05-051320

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