Erica Fried
DASH Carolina
(980) 414-5305
56 Total Sales
1 in Providence
$692,000 Price
8220 Ruby Valley Rd Charlotte, NC 28277
Providence Neighborhood
6
Beds
3
Baths
3,610
Sq Ft
7,971
Sq Ft Lot
Highlights
- Water Views
- Open Floorplan
- Deck
- Polo Ridge Elementary Rated A-
- Clubhouse
- Private Lot
About This Home
As of August 2026Rare opportunity in Stone Creek Ranch! This spacious home features a private balcony with beautiful water views! Experience elevated living in the highly desirable Ballantyne area within the sought-after Stone Creek Ranch community. This northeast-facing, 6-bedroom, 3-bathroom home is perfectly positioned on a private lot that overlooks the water, offering a scenic backdrop with peaceful pond views. Designed for comfort and functionality, the main floor features an open layout with a spacious kitchen offering abundant storage and counter space, opening to a family room with a gas fireplace and exceptional water views. The main level also includes a bedroom, full bathroom, formal sitting room, a pantry, and a mudroom. Beyond the sliding doors is an expansive backyard and peaceful pondside walking path to enjoy. Upstairs, the spacious primary suite creates a private retreat where you can enjoy a morning coffee with a scenic pond view or relax in the evenings taking in the quiet water views from your private balcony. From the balcony, a spiral staircase leads directly to the extended patio below for a seamless indoor-outdoor experience. The primary bath has dual vanities, a soaking tub, separate shower, and walk-in closet. The second floor also includes a marble-floor flex space perfect for a relaxation/meditation room, four additional bedrooms (including one oversized bonus/recreation room), and multiple walk-in closets. This home has exceptional storage solutions on each floor. Notable upgrades include a brand-new roof (2023), two high-efficiency HVAC systems (2023), a garage fully equipped for 2-car simultaneous charging (one Level 2 charger and one Level 2 outlet with dedicated wiring for a second), an app-controlled 9-zone irrigation system, smart garage door opener with an integrated camera, a Vivint security system, and an enclosed, raised-bed vegetable garden. Stone Creek Ranch residents enjoy access to premier amenity centers, including north and south clubhouses, pools, playgrounds, and walking trails. Located just minutes from I-485, Life Time Fitness, Flat Branch Nature Preserve, and top-tier shopping and dining at Stonecrest, Rea Farms, Waverly, The Fountains, Promenade on Providence, and Blakeney Town Center. Located near top-rated schools, with the new Cato Ridge Middle School opening soon. This home offers incredible space and beautiful water views!
Last Agent to Sell the Property
Keller Williams South Park Brokerage Email: denaebright@kw.com License #352432 Listed on: 05/15/2026
Co-Listed By
Keller Williams South Park Brokerage Email: denaebright@kw.com License #283888
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Home Details
Home Type
- Single Family
Year Built
- Built in 2010
Lot Details
- 7,971 Sq Ft Lot
- Lot Dimensions are 62x130x61x130
- Back Yard Fenced
- Private Lot
- Level Lot
- Irrigation
- Wooded Lot
- Property is zoned N1-A
HOA Fees
- $89 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Electric Vehicle Home Charger
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Traditional Architecture
- Slab Foundation
- Vinyl Siding
- Stone Veneer
Interior Spaces
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Gas Log Fireplace
- Insulated Windows
- Mud Room
- Entrance Foyer
- Living Room with Fireplace
- Water Views
- Pull Down Stairs to Attic
Kitchen
- Walk-In Pantry
- Convection Oven
- Gas Oven
- Gas Cooktop
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Marble
- Tile
- Vinyl
Bedrooms and Bathrooms
- Walk-In Closet
- 3 Full Bathrooms
- Soaking Tub
Laundry
- Laundry Room
- Laundry on upper level
- Washer and Electric Dryer Hookup
Home Security
- Home Security System
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Pond
- Balcony
- Deck
- Covered Patio or Porch
- Terrace
Schools
- Polo Ridge Elementary School
- Jay M. Robinson Middle School
- Ballantyne Ridge High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Heating System Uses Natural Gas
- Underground Utilities
- Electric Water Heater
- Fiber Optics Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 229-164-16
Community Details
Overview
- Cams Association, Phone Number (877) 672-2267
- Built by Pulte Homes
- Stone Creek Ranch Subdivision, Bravard Floorplan
- Mandatory home owners association
Recreation
- Recreation Facilities
- Community Playground
- Community Pool
- Trails
Additional Features
- Clubhouse
- Card or Code Access
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 15, 2026
Closed on
Aug 3, 2026
Sold by
Poovadan Sadanand K and Das Devi G
Bought by
Seller's Agent
Dena Ebright
Keller Williams South Park
Buyer's Agent
Lakshmipathy Julapalli
Kalagara Realty
List Price
$798,000
Sold Price
$760,000
Premium/Discount to List
-$38,000
-4.76%
Views
51
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
57.31%
Original Mortgage
$722,000
Outstanding Balance
$722,000
Interest Rate
6.47%
Mortgage Type
New Conventional
Estimated Equity
$80,459
Purchase Details
Closed on
Oct 8, 2010
Sold by
Centex Homes
Bought by
Poovadan Sadanand K and Das Devi G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$281,440
Interest Rate
4.5%
Mortgage Type
FHA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Providence, NC
-
Erica Fried
-
Samantha Nelson
Samantha Nelson
Rinehart Realty Corporation
(803) 471-5675
70 Total Sales
1 in Providence
$1,325,000 Price
-
Alison Alston
Alison Alston
EXP Realty LLC Ballantyne
(267) 394-9909
500 Total Sales
1 in Providence
$2,150,000 Price
-
Lorraine Giordano
Lorraine Giordano
Premier South
(980) 550-4609
37 Total Sales
1 in Providence
$950,000 Price
-
Adrienne Priest
Adrienne Priest
Helen Adams Realty
(704) 368-3384
112 Total Sales
1 in Providence
$1,111,111 Price
-
Andy Griesinger
Andy Griesinger
Responds QuicklyEXP Realty LLC Ballantyne
(443) 601-4898
460 Total Sales
5 in Providence
$460K - $1.1M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $285,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $300,000 | New Conventional | |
| Closed | $257,000 | New Conventional | |
| Closed | $275,000 | New Conventional | |
| Closed | $281,440 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/03/2026 08/03/26 | Sold | $760,000 | -4.8% | $211 / Sq Ft |
| 07/01/2026 07/01/26 | For Sale | $798,000 | 0.0% | $221 / Sq Ft |
| 06/29/2026 06/29/26 | Pending | -- | -- | -- |
| 06/23/2026 06/23/26 | Price Changed | $798,000 | -3.2% | $221 / Sq Ft |
| 06/18/2026 06/18/26 | Price Changed | $824,000 | -2.9% | $228 / Sq Ft |
| 06/07/2026 06/07/26 | Price Changed | $849,000 | -0.9% | $235 / Sq Ft |
| 05/19/2026 05/19/26 | Price Changed | $857,000 | -7.3% | $237 / Sq Ft |
| 05/15/2026 05/15/26 | For Sale | $924,000 | -- | $256 / Sq Ft |
Source: Canopy MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,509 | $695,700 | $150,000 | $545,700 |
| 2024 | $5,421 | $695,700 | $150,000 | $545,700 |
| 2023 | $5,242 | $695,700 | $150,000 | $545,700 |
| 2022 | $4,485 | $451,800 | $114,000 | $337,800 |
| 2021 | $4,474 | $451,800 | $114,000 | $337,800 |
| 2020 | $4,387 | $443,500 | $114,000 | $329,500 |
| 2019 | $4,371 | $443,500 | $114,000 | $329,500 |
| 2018 | $3,996 | $299,000 | $55,000 | $244,000 |
| 2017 | $3,933 | $299,000 | $55,000 | $244,000 |
| 2016 | $3,924 | $299,000 | $55,000 | $244,000 |
| 2015 | $3,912 | $299,000 | $55,000 | $244,000 |
| 2014 | $3,902 | $299,000 | $55,000 | $244,000 |
Source: Public Records
Agents Affiliated with this Home
-
Dena Ebright
DE
Seller's Agent in 2026
Dena Ebright
Keller Williams South Park
(646) 498-9590
1 in this area
1 Total Sale
-
Brian McGowan
Seller Co-Listing Agent in 2026
Brian McGowan
Keller Williams South Park
(864) 593-2958
4 in this area
104 Total Sales
-
Lakshmipathy Julapalli
LJ
Buyer's Agent in 2026
Lakshmipathy Julapalli
Kalagara Realty
(980) 253-8826
1 in this area
49 Total Sales
Map
Source: Canopy MLS
MLS Number: 4373964
APN: 229-164-16
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
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