$315,000

Estimated payment $1,947/month

2 Beds
1 Bath
725 Sq Ft
$434 Price per Sq Ft

Highlights

  • Docks
  • River View
  • Private Lot
  • Waterfront Deck
  • Deck
  • Wood Flooring

About This Home

Imagine spending sunny days surrounded by breathtaking waterfront views & the peaceful rhythm of river life. This charming waterfront cottage offers the perfect retreat for relaxation, entertaining & making unforgettable memories. The expansive upper waterfront deck, complete with mounted outdoor speakers, is the ideal gathering place... Host celebrations, enjoy outdoor dining, or simply unwind with a good book. The spacious lower deck-dock invites you to soak up the sun or launch your boat to take a leisurely cruise to the popular nearby sandbar for a day of fun w/other river revelers. The cottage features a comfortable BR, a charming kitchen w/an antique Chambers stove, a cozy LR w/a pellet stove, and a full bath enhanced by a skylight. While the home has been enjoyed as a seasonal getaway, the pellet stove & existing layout provide excellent potential for conversion to year-round living w/some modifications. The property has been thoughtfully maintained w/newer windows & siding, adding to its appeal and value. 2 storage sheds provide room for equipment & water toys, while one has been creatively converted into a charming bunkhouse--perfect for additional sleeping space. The landscaped grounds offer a winding pathway leading to a private picnic area tucked behind the home, creating a peaceful park-like setting. The placement of the cottage and sheds to the north, combined with mature trees & open space to the south, provides exceptional privacy rarely found on waterfront properties. Adding to the convenience & charm, the property includes an outdoor shower. The home is being offered largely furnished & includes a collection of recreational essentials. Parking includes one on-site space w/more parking available across the street on public land. Whether you're searching for a peaceful seasonal escape or envisioning a future year-round home, this exceptional property offers the exciting & relaxed lifestyle that only a waterfront home can provide.

Listing Agent

Jennifer Cleary

Cleary Real Estate License #10371201627 Listed on: 07/26/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,768

Year Built

  • Built in 1960

Lot Details

  • 3,920 Sq Ft Lot
  • River Front
  • Fenced
  • Landscaped
  • Private Lot
  • Garden

Parking

  • 3 Parking Spaces

Home Design

  • Cottage
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 725 Sq Ft Home
  • 1-Story Property
  • Wired For Sound
  • Built-In Features
  • Skylights
  • Double Pane Windows
  • Blinds
  • Rods
  • Window Screens
  • Living Room
  • Dining Room
  • River Views

Kitchen

  • Eat-In Kitchen
  • Range

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Outdoor Features

  • Outdoor Shower
  • Waterfront Deck
  • Stairs to Access Waterfront
  • Docks
  • Deck
  • Patio
  • Shed
  • Porch

Schools

  • Hadley-Luzerne Elementary School
  • Hadley-Luzerne High School

Utilities

  • Window Unit Cooling System
  • Pellet Stove burns compressed wood to generate heat
  • Electric Baseboard Heater
  • The lake is a source of water for the property
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 1.000 / 1
  • Assessor Parcel Number 523200 305.12-1-1

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,768

Year Built

Built in 1960

Lot Details

3,920 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1960
  • Directions: 9N from Saratoga Springs to E River Drive
  • Above Grade Finished Sq Ft: 725.0
  • Architectural Style: Cottage
  • Lot Size Acres: 0.09
  • New Construction: No
  • Full Bathroom Level: First
  • Primary Bedroom Level: First
  • Water Body Name: Hudson River
  • Subdivision Name: Select One
  • Levels: One
  • Special Features: None

Interior Features

  • Flooring: Carpet, Hardwood
  • Basement: None
  • Interior Amenities: High Speed Internet, Built-in Features, Wired for Sound, Eat-in Kitchen
  • Appliances: Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Pellet Stove
  • Living Area: 725.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Skylight(s), Blinds, Curtain Rods, Double Pane Windows, Screens, Window Treatments
  • Bathroom Levels Full Bathroom 1: 1st
  • Fireplace: No
  • Attic Features: None
  • Dining Room Type: Dining Area
  • Interior Features: High Speed Internet, Built-in Features, Wired for Sound
  • Kitchen Features: Eat-in Kitchen, Built-in Features

Exterior Features

  • Exterior Features: Gas Grill, Garden, Outdoor Shower
  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Fencing: Fenced
  • Foundation Details: Slab
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio, Porch, Deck, Pressure Treated Deck, Waterfront Deck
  • View: River, Water
  • Waterfront Features: River Front, Stairway, Dock
  • Waterfront: Yes

Garage/Parking

  • Total Parking Spaces: 3.0
  • Property Detail:Parking YN: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Septic Tank
  • Cooling: Window Unit(s)
  • Heating: Electric, Pellet Stove
  • Laundry Features: None
  • Water Source: Lake
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Hadley Luzerne

Lot Info

  • Lot Features: Landscaped, Private, Views, Waterfront
  • Parcel #: 523200 305.12-1-1
  • Lot Size Sq Ft: 3920.4

Tax Info

  • Tax Annual Amount: 2767.57
  • Tax Block: 1
  • Tax Lot: 1.000

MLS Schools

  • Elementary School: Hadley-Luzerne
  • HighSchool: Hadley-Luzerne

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,633 $125,000 $60,000 $65,000
2024 $2,633 $125,000 $60,000 $65,000
2023 $2,428 $125,000 $60,000 $65,000
2022 $2,343 $125,000 $60,000 $65,000
2021 $2,372 $125,000 $60,000 $65,000
2020 $2,370 $125,000 $60,000 $65,000
2019 $2,328 $125,000 $60,000 $65,000
2018 $2,328 $125,000 $60,000 $65,000
2017 $2,352 $125,000 $60,000 $65,000
2016 $2,260 $125,000 $60,000 $65,000
2015 -- $110,000 $51,000 $59,000
2014 -- $110,000 $51,000 $59,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/26/2026 07/26/26 For Sale $315,000 -- $434 / Sq Ft
Source: Global MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $256,000 None Available
Deed $180,000 Thomas L Herkenham
Deed $80,000 David B Aviador
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $192,000 Purchase Money Mortgage
Source: Public Records

Source: Global MLS

MLS Number: 202622629

Global MLS

APN: 523200-305-012-0001-001-000-0000

Your Personal Tour Guide

Ask me questions while you tour the home.