NOT LISTED FOR SALE

835 Holy Cross Rd Loretto, KY 40037

Estimated Value: $171,000 - $209,000

4 Beds
1 Bath
1,152 Sq Ft
$170/Sq Ft Est. Value

Last Sold April 14, 2020

Last sale price $105,000 $91 Per Sq Ft

Est. 86% increase in value since last sale

Current estimated payment $1,130/month

111 Days on Market

Highlights

  • Cape Cod Architecture
  • Central Air
  • 1-Story Property
  • 1 Car Detached Garage

About This Home

As of April 2020

The entire family will enjoy this wonderful property offering a nice stone home set far back from the road...Plus a detached garage and a covered pavilion on a 1.4 acre spread of land located in the city limits of the beautiful Loretto area! The home features 4 bedrooms, a completely remodeled full bathroom off the hallway, a renewed & remodeled eat-in kitchen (includes the refrigerator, dishwasher & stove), a utility closet off the kitchen (includes the washer & dryer) & a relaxing living room great for taking it easy with the family! Inside you will enjoy hardwood flooring in all 4 bedrooms, the living room & hallway...Plus gorgeous woodgrain laminate flooring in the kitchen & bathroom! As an added bonus...The central heating & air conditioning system with flex lines were installed new in August 2019...Plus all new spray foam insulation in the crawl space & a new moisture barrier! Combine that with replacement double pane/double tilt windows & you have an extremely energy efficient home! Outside you will enjoy hanging out on the home's side deck or the covered pavilion in the back yard w/ a 10' X 15' storage building/man cave...Also a detached 20' X 24' garage w/ an overhead door! You will also love having several shade trees & plenty of additional parking space off the driveway! But wait...There's more...The roof on the front of the home was replaced in June 2019...This property just keeps getting better!

Last Agent to Sell the Property

Charles Lancaster

The Lancaster Agency Inc Listed on: 12/11/2019

Last Buyer's Agent

Charles Lancaster

The Lancaster Agency Inc Listed on: 12/11/2019

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1972

Lot Details

  • 1.4

Parking

  • 1 Car Detached Garage

Home Design

  • Cape Cod Architecture
  • Frame Construction
  • Asphalt Roof
  • Stone Siding

Interior Spaces

  • 1,152 Sq Ft Home
  • 1-Story Property

Kitchen

  • Oven
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Additional Features

  • 1.4 Acre Lot
  • Central Air

Home Details

Home Type

Single Family

Year Built

Built in 1972

Lot Details

0

Parking

1

Listing Details

  • HamletID: 0
  • HasCentralAC: Yes
  • LandRentAmount: 0
  • Lot Size Acres: 1.40
  • Number Of Stories: 1
  • PercentageOfTaxThatIsDeductable: 0
  • PropertyCity: LORETTO
  • Prop. Type: House (Detached)
  • Renovation Year: 0
  • ResidentialStyle: Cape
  • RoofAsphalt: Yes
  • SForSaleAndRForRental: S
  • SidingStone: Yes
  • USStateAbbreviation: KY
  • WaterSourceType: Municipal
  • Year Built: 1972
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • ApplianceDishwasher: Yes
  • ApplianceDryer: Yes
  • ApplianceOven: Yes
  • ApplianceRefrigerator: Yes
  • ApplianceWasher: Yes
  • Fireplaces: 0
  • AboveArea Sq Ft: 1152

Exterior Features

  • Construction Type: Frame

Garage/Parking

  • AttachedParking: 0
  • Garage Type: Detached
  • Numberof Garage Spaces: 1

Utilities

  • Sewer Type: Municipal

Condo/Co-op/Association

  • HOA Fees: 0
  • Units in Building: 0

Lot Info

  • Number Of Lots: 0

Multi Family

  • Unit Number of Bedrooms: 4
  • Total Taxes: 0

Tax Info

  • Tax Year: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 3, 2021
Sold by
Hill Joseph Ronald and Brady Pamela Ann
Bought by
Wygal Shelby
Current Estimated Value
$195,653

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,525
Outstanding Balance
$140,898
Interest Rate
2.8%
Mortgage Type
Balloon
Estimated Equity
$54,755

Purchase Details

Listed on
Dec 11, 2019
Closed on
Apr 14, 2020
Sold by
Mattingly Joseph Alvin
Bought by
Hill Joseph Ronald and Brady Pamela Ann
Seller's Agent
Charles Lancaster
The Lancaster Agency Inc
Buyer's Agent
Charles Lancaster
The Lancaster Agency Inc
List Price
$129,900
Sold Price
$105,000
Premium/Discount to List
-$24,900
-19.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.35%

Purchase Details

Closed on
Jul 7, 2007
Sold by
Brahm Raphael Anthony and Brahm Martha Lois
Bought by
Mattingly Joseph Alvin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,000
Interest Rate
6.37%
Mortgage Type
Future Advance Clause Open End Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Wygal Shelby $153,970 Limestone Title & Escrow
Wygal Shelby $153,970 Limestone Title
Hill Joseph Ronald $105,000 None Available
Mattingly Joseph Alvin $82,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wygal Shelby $155,525
Closed Wygal Shelby $155,525
Previous Owner Mattingly Joseph Alvin $74,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/14/2020 04/14/20 Sold $105,000 -19.2% $91 / Sq Ft
04/01/2020 04/01/20 Pending -- -- --
12/11/2019 12/11/19 For Sale $129,900 -- $113 / Sq Ft
Source: My State MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,356 $153,970 $153,970 $0
2024 $1,367 $153,970 $153,970 $0
2023 $1,381 $153,970 $153,970 $0
2022 $1,392 $153,970 $153,970 $0
2021 $966 $105,000 $105,000 $0
2020 $973 $105,000 $105,000 $0
2019 $760 $82,000 $82,000 $0
2018 $767 $82,000 $82,000 $0
2017 $767 $82,000 $82,000 $0
2015 $725 $82,000 $82,000 $0
2012 $702 $82,000 $82,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: My State MLS

MLS Number: 10699159

APN: 020-082