$640,000
SOLD APR 14, 2026

84 Silver Reef Ln Saint Augustine, FL 32095

4 Beds
3 Baths
2,268 Sq Ft
9,583 Sq Ft Lot

Sale Details

Date Sold: April 14, 2026

$282 Per Sq Ft

2% Below List Price

12 Days on Market

Highlights

  • Heated In Ground Pool
  • Home fronts a pond
  • Traditional Architecture
  • Ocean Palms Elementary School Rated A
  • Pond View
  • Eat-In Kitchen

About This Home

As of April 2026

Welcome to this beautifully maintained 4-bedroom, 3-bath home nestled in one of St. Augustine's most desirable communities. Thoughtfully designed for comfort and effortless living, the home showcases a bright open floor plan, spacious living areas, and tasteful modern finishes that create the perfect setting for both everyday living and entertaining.
A standout feature is the private bedroom with its own en-suite bathroom separate from the primary suite -- ideal for in-laws, guests, or adult children seeking comfort and privacy.
Step outside to your backyard retreat featuring a heated saltwater pool with serene water and preserve views, offering the perfect space for relaxing evenings, entertaining guests, weekend BBQs, or simply enjoying Florida living at its finest.
Additional highlights include a well-maintained interior, an epoxy-coated garage floor, and pride of ownership throughout the home.

Last Agent to Sell the Property

PAOLA PEREZ

ENDLESS SUMMER REALTY License #3582484 Listed on: 03/01/2026

ENDLESS SUMMER REALTY

Last Buyer's Agent

Jeff Riber

PURSUIT REAL ESTATE, LLC License #BK3574783

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2019

Lot Details

  • 9,583 Sq Ft Lot
  • Home fronts a pond
  • Back Yard Fenced

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 3 Car Garage

Home Design

  • Traditional Architecture
  • Shingle Roof

Interior Spaces

  • 2,268 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Pond Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Separate Shower in Primary Bathroom

Laundry

  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Saltwater Pool

Outdoor Features

  • Screened Patio

Schools

  • Lakeside Academy Elementary And Middle School
  • Beachside High School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 0237133260

Community Details

Overview

  • Creekside Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Year Built

Built in 2019

Lot Details

9,583 Sq Ft Lot

HOA Fees

$100 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2019
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.22
  • Subdivision Name: Creekside
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, In-Law Floorplan, Kitchen Island, Pantry, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower
  • Major Appliances: Dryer, Disposal, Dishwasher, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • Furnished: Unfurnished
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Carpet, Tile
  • Living Area: 2268.0

Exterior Features

  • Waterfront: Yes
  • Roof: Shingle
  • Pool Features: Heated, In Ground, Salt Water
  • Pool Private: Yes
  • View: Pond
  • Waterfront Features: Pond
  • Patio And Porch Features: Screened
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0

Utilities

  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Water Available
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 300.0
  • Association Fee Frequency: Quarterly
  • Senior Community: No
  • Amenities: Pool
  • Association: Yes

Schools

  • Elementary School: Lakeside Academy
  • High School: Beachside
  • Middle Or Junior School: Lakeside Academy

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 9583.2
  • Parcel #: 0237133260
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 2, 2023
Closed on
Sep 28, 2023
Sold by
Ware Richard Allen and Ware Tammy Poirrier
Bought by
Demaio Nancy M
Seller's Agent
TAMMY WARE
ONE SOTHEBY'S INTERNATIONAL REALTY
Buyer's Agent
Cheri Phillips LaVigne
ENGEL & VOLKERS FIRST COAST
List Price
$635,000
Sold Price
$635,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.12%
Original Mortgage
$435,000
Outstanding Balance
$423,834
Interest Rate
7.23%
Mortgage Type
New Conventional
Estimated Equity
$213,032

Purchase Details

Listed on
Jun 26, 2019
Closed on
Jul 20, 2019
Sold by
Lennar Homes Llc
Bought by
Poirrier Ware Tammy and Ware Richard Allen
Seller's Agent
Matthew Figlesthaler
LENNAR REALTY INC
Buyer's Agent
Tammy Ware
ONE SOTHEBY'S INTERNATIONAL REALTY
List Price
$359,380
Sold Price
$349,380
Premium/Discount to List
-$10,000
-2.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.33%
Original Mortgage
$289,356
Interest Rate
3.82%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $635,000 Landmark Title
Warranty Deed $635,000 Landmark Title
Special Warranty Deed $349,400 Calatlantic Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $435,000 New Conventional
Closed $435,000 New Conventional
Previous Owner $289,356 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/14/2026 04/14/26 Sold $640,000 -1.5% $282 / Sq Ft
03/13/2026 03/13/26 Pending -- -- --
03/01/2026 03/01/26 For Sale $649,900 0.0% $287 / Sq Ft
02/01/2026 02/01/26 Off Market $649,900 -- --
12/29/2025 12/29/25 Price Changed $649,900 -3.6% $287 / Sq Ft
11/19/2025 11/19/25 Price Changed $674,499 -1.5% $297 / Sq Ft
10/14/2025 10/14/25 Price Changed $684,999 -1.4% $302 / Sq Ft
09/04/2025 09/04/25 For Sale $695,000 +98.9% $306 / Sq Ft
12/17/2023 12/17/23 Off Market $349,380 -- --
12/17/2023 12/17/23 Off Market $635,000 -- --
10/02/2023 10/02/23 Sold $635,000 0.0% $280 / Sq Ft View Prior Sale
10/02/2023 10/02/23 Pending -- -- --
10/02/2023 10/02/23 For Sale $635,000 +81.8% $280 / Sq Ft
07/26/2019 07/26/19 Sold $349,380 -2.8% $154 / Sq Ft View Prior Sale
06/30/2019 06/30/19 Pending -- -- --
06/26/2019 06/26/19 For Sale $359,380 -- $159 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $8,693 $496,702 $110,000 $386,702
2025 $5,751 $502,319 $105,000 $397,319
2024 $5,751 $520,704 $105,000 $415,704
2023 $5,751 $344,146 $0 $0
2022 $5,637 $334,122 $0 $0
2021 $5,614 $324,390 $0 $0
2020 $5,095 $290,439 $0 $0
2019 $2,375 $45,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2106563

realMLS (Northeast Florida Multiple Listing Service)

APN: 023713-3260

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