840 Oswego Rd Carmel, IN 46032
Downtown Carmel NeighborhoodEstimated payment $2,424/month
Highlights
- Traditional Architecture
- Wood Flooring
- 2 Car Attached Garage
- Carmel Elementary School Rated A
- No HOA
- Kitchen Island
About This Home
SHOWINGS BEGIN SUNDAY JULY 12TH AT 12. Rare opportunities like this don't come along often! Perfectly positioned in the heart of the highly sought-after Carmel Arts & Design District, this property offers exceptional flexibility for homeowners, investors, and builders alike. Whether you're searching for a move-in-ready home, a rental investment, or the ideal location for a custom luxury residence, this property delivers outstanding potential. The existing home has been thoughtfully updated, making it ready to enjoy from day one. Recent improvements include a new roof, updated water lines, water heater, appliances, and other key upgrades that provide peace of mind while preserving future possibilities. Live comfortably now while planning for tomorrow, or generate rental income as you explore long-term options. The true value extends beyond the home itself. Situated on one of the few remaining residential lots in this highly desirable area, the property presents an exceptional opportunity to design and build a custom home surrounded by established luxury residences and ongoing redevelopment. As demand for new construction continues in this vibrant neighborhood, opportunities to secure a homesite of this caliber have become increasingly rare. Enjoy easy access to the Carmel Arts & Design District's renowned collection of local restaurants, boutiques, galleries, entertainment venues, community events, parks, and trails. The combination of walkability, convenience, and a thriving atmosphere makes this one of Central Indiana's most desirable locations. Whether your vision is creating a stunning custom residence, expanding your investment portfolio, or owning property in one of Carmel's premier neighborhoods, this versatile offering provides the location, updates, and future potential to make it an exceptional investment. Don't miss your chance to secure one of the area's last available homesites.
Listing Agent
E-Rocks Real Estate Brokerage Email: chad@e-Rocksrealestate.com License #RB14046209 Listed on: 07/10/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,154
Year Built
- Built in 1952 | Remodeled
Lot Details
- 10,019 Sq Ft Lot
Parking
- 2 Car Attached Garage
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Block Foundation
Interior Spaces
- 1,094 Sq Ft Home
- 1-Story Property
- Combination Kitchen and Dining Room
- Smart Thermostat
- Laundry in unit
Kitchen
- Electric Oven
- Electric Cooktop
- Microwave
- Kitchen Island
Flooring
- Wood
- Ceramic Tile
- Vinyl Plank
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Schools
- Carmel High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Gas Water Heater
Community Details
- No Home Owners Association
- Carmel Arts District Subdivision
Listing and Financial Details
- Tax Lot 86
- Assessor Parcel Number 291031110006001018
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,814 | $164,500 | $57,300 | $107,200 |
| 2024 | $2,804 | $139,100 | $57,300 | $81,800 |
| 2023 | $2,839 | $139,100 | $57,300 | $81,800 |
| 2022 | $2,774 | $132,800 | $51,000 | $81,800 |
| 2021 | $2,553 | $121,500 | $51,000 | $70,500 |
| 2020 | $2,593 | $123,400 | $51,000 | $72,400 |
| 2019 | $1,157 | $113,800 | $37,600 | $76,200 |
| 2018 | $1,054 | $124,700 | $33,300 | $91,400 |
| 2017 | $1,039 | $123,700 | $33,300 | $90,400 |
| 2016 | $1,046 | $120,900 | $33,300 | $87,600 |
| 2014 | $1,751 | $89,500 | $33,300 | $56,200 |
| 2013 | $1,751 | $86,000 | $33,300 | $52,700 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/10/2026 07/10/26 | For Sale | $400,000 | +90.5% | $366 / Sq Ft | |
| 11/12/2019 11/12/19 | Sold | $210,000 | 0.0% | $192 / Sq Ft | View Prior Sale |
| 10/11/2019 10/11/19 | Pending | -- | -- | -- | |
| 10/10/2019 10/10/19 | For Sale | $210,000 | -- | $192 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Chicago Title Company Llc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | -- | Chicago Title Co Llc | |
| Warranty Deed | -- | Chicago Title Co Llc |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $157,500 | New Conventional | |
| Closed | $122,600 | New Conventional | |
| Closed | $122,195 | FHA | |
| Closed | $10,000 | Credit Line Revolving | |
| Closed | $80,000 | Unknown |
About the Listing Agent
As a top-producing Indianapolis real estate broker with a focus on corporate relocation buyers, Chad knows that the real estate market is time-sensitive. Responsiveness is key so when you call with a concern, he moves quickly, often returning your call within 2 minutes. Response time has resulted in his buyers getting the house they need. Chad makes every step of the home buying process easier by simplifying the difficult, taking the charge out of emotional situations, and ensuring a fun and
Chad's Other Listings
Source: MIBOR Broker Listing Cooperative®
MLS Number: 22113195
APN: 29-10-31-110-006.001-018
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Ask me questions while you tour the home.