$425,000
SOLD DEC 22, 2025

843 20th St Otsego, MI 49078

2 Beds
2.5 Baths
2,503 Sq Ft
10 Acre Lot

Sale Details

Date Sold: December 22, 2025

$170 Per Sq Ft

6% Below List Price

7 Days on Market

Highlights

  • Pole Barn
  • No HOA
  • 2 Car Attached Garage
  • Mud Room
  • Porch
  • Eat-In Kitchen

About This Home

As of December 2025

Wonderful one owner home with 10 acres, huge pole barn and attached garage. This ranch style home offers a walkout basement with over 3,000 square feet of total space and over 2,700 square feet of finished space, along with fenced in backyard. Great front porch for hanging out or the 3 Season Room for hanging out. This place is paradise!

Last Agent to Sell the Property

Chuck Kinnane

Berkshire Hathaway HomeServices MI License #6501293749 Listed on: 11/26/2025

Berkshire Hathaway HomeServices MI

Last Buyer's Agent

Xavier Santiago

Bellabay Realty LLC License #6501450210

Bellabay Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,968

Year Built

  • Built in 1997

Lot Details

  • 10 Acre Lot
  • Lot Dimensions are 320 x 1351
  • Fenced

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,503 Sq Ft Home
  • 1-Story Property
  • Mud Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Oven
  • Microwave
  • Dishwasher
  • Snack Bar or Counter

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Pole Barn
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,968

Year Built

Built in 1997

Lot Details

10 Acres

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1997
  • General Property Info:Basement: Yes
  • General Property Info:Main Level Primary: Yes
  • General Property Info: Association YN: No
  • Driveway:Driveway: Paved
  • Mineral Rights:Mineral Rights: Unknown
  • Sewer:Sewer: Septic Tank
  • Additional Items:Additional Items: Garage Door Opener
  • Util Avail at Street:Util Avail at Street: Electricity Available
  • Other Structures:Other Structures: Pole Barn
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6IlQwMDAwMDAwNiIsIkxpc3RpbmdJRCI6IjI1MDUyODk3IiwiU3RhbmRhcmRTdGF0dXMiOiJDbG9zZWQiLCJNb2RpZmljYXRpb25UaW1lc3RhbXAiOiIyMDI2LTA2LTAzVDE5OjE0OjIwLjAwMFoiLCJMaWNlbnNlZUlEIjoib2F1dGgyXzE0NjI5IiwiTGljZW5zZWVOYW1lIjoiSG9tZXMgUHJvIn0.W56D5ANQw8fNraD33x-NcFedKCUSy-ghIDes6mR5WPc/badge
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Oven, Microwave, Dishwasher, Dryer, Washer
  • Interior Amenities: Garage Door Opener, Eat-in Kitchen, Pantry
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Full
  • LivingArea: 2503.0
  • Kitchen Features:Kitchen Features: Eating Area, Mud Room Access, Pantry, Snack Bar

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced
  • List Price: 449900.0
  • Other Structures: Pole Barn
  • Patio and Porch Features: Porch
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Roofing:Roofing: Composition

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Paved, Attached, Garage Door Opener

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Utilities: Electricity Available
  • Water Source: Well
  • Heat Source:Heat Source: Propane
  • Heat Type:Heat Type: Forced Air

Lot Info

  • Lot Size Acres: 10.0
  • Lot Size Area: 10.0
  • Lot Dimensions: 320 x 1351
  • Lot Size Sq Ft: 435600.0

Tax Info

  • Tax Annual Amount: 2968.0
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 26, 2025
Closed on
Dec 22, 2025
Sold by
Bought by
Seller's Agent
Chuck Kinnane
Berkshire Hathaway HomeServices MI
Buyer's Agent
Xavier Santiago
Bellabay Realty LLC
List Price
$449,900
Sold Price
$425,000
Premium/Discount to List
-$24,900
-5.53%
Views
55
Current Estimated Value
$437,508

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,508
Avg. Annual Appreciation
5.74%
Original Mortgage
$361,250
Outstanding Balance
$359,170
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$78,338

Purchase Details

Closed on
May 16, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,951
Interest Rate
5.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 13, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
7.11%

Purchase Details

Closed on
Jul 10, 1995
Sold by
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $425,000 Title Resource Agency
Interfamily Deed Transfer -- Chicago Title
Interfamily Deed Transfer -- --
Deed $25,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $361,250 New Conventional
Previous Owner $102,951 New Conventional
Previous Owner $20,000 Credit Line Revolving
Previous Owner $110,000 No Value Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/22/2025 12/22/25 Sold $425,000 -5.5% $170 / Sq Ft
12/03/2025 12/03/25 Pending -- -- --
11/26/2025 11/26/25 For Sale $449,900 0.0% $180 / Sq Ft
11/04/2025 11/04/25 Pending -- -- --
10/29/2025 10/29/25 Price Changed $449,900 -5.3% $180 / Sq Ft
10/14/2025 10/14/25 For Sale $474,900 -- $190 / Sq Ft
Source: MichRIC

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,044 $201,300 $35,800 $165,500
2025 $2,968 $193,900 $31,600 $162,300
2024 $2,503 $169,500 $27,000 $142,500
2023 $2,549 $146,600 $26,500 $120,100
2022 $2,503 $136,500 $26,500 $110,000
2021 $2,366 $127,800 $22,100 $105,700
2020 $2,335 $112,700 $20,700 $92,000
2019 $2,260 $110,800 $20,400 $90,400
2018 $2,211 $102,100 $20,000 $82,100
2017 $0 $103,900 $12,100 $91,800
2016 $0 $97,600 $12,100 $85,500
2015 -- $97,600 $12,100 $85,500
2014 $2,387 $84,100 $12,200 $71,900
2013 $2,387 $67,000 $12,800 $54,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 25052897

MichRIC

APN: 17-009-007-10

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