844 Harbor View Terrace Annapolis, MD 21409
Cape Saint Claire NeighborhoodEstimated payment $7,278/month
Highlights
- 50 Feet of Waterfront
- Boat Ramp
- Marina View
- Primary bedroom faces the bay
- Beach
- Parking available for a boat
About This Home
Seller has set an offer deadline of 4:00pm on Monday July 27th. Previous Buyers move from California fell through. Home is back on the market and ready for you! Wake up to panoramic views of the Magothy River from this beautifully updated home in the sought-after waterfront community of Cape St. Claire. Expansive windows fill the home with natural light while showcasing breathtaking water views from many of the primary living spaces. The stunning remodeled kitchen features quartz countertops, stainless steel appliances, custom cabinetry, a dry bar, and an open layout that flows seamlessly into the dining and living areas. Hardwood flooring, beautifully renovated bathrooms, updated stair railings, fresh paint, and designer finishes create a home that is both elegant and inviting. Offering a highly desirable layout with two main-level bedrooms and a private upper-level primary suite, the home provides exceptional flexibility for guests, multigenerational living, or a dedicated home office. The spacious primary retreat features a sitting area, custom walk-in closet, spa-inspired bath, and private balcony overlooking the Magothy River. The finished lower level provides additional flexible living space, abundant storage, and walk-out access to the backyard. Outdoor living shines with an expansive Ipe wood deck with glass railings, a hot tub, beautifully landscaped grounds, and stairs leading toward the shoreline—perfect for entertaining or simply enjoying the ever-changing waterfront scenery. With more than $250,000 invested in improvements over the past four years, this home combines timeless design with modern efficiency. Major updates include a complete kitchen renovation, three remodeled bathrooms, hardwood flooring, dual high-efficiency Carrier HVAC systems, updated electrical service with a Level 2 EV charger, reverse osmosis and whole-house water filtration systems, well pump replacement, waterproofing improvements, custom primary closet, backyard fencing, and much more. Conveniently located just minutes from downtown Annapolis, Broadneck schools, shopping, dining, commuter routes, and the Chesapeake Bay Bridge, this is a rare opportunity to own an extensively updated home with spectacular water views in one of Anne Arundel County's most beloved waterfront communities.
Listing Agent
(410) 280-5600 brooke@rossocre.com TTR Sotheby's International Realty Brokerage Phone: 4102805600 License #36920 Listed on: 06/25/2026
Co-Listing Agent
(410) 280-5600 kathi@lnf.com TTR Sotheby's International Realty Brokerage Phone: 4102805600 License #518184
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,689
Year Built
- Built in 1987
Lot Details
- 9,660 Sq Ft Lot
- 50 Feet of Waterfront
- Home fronts navigable water
- Private Beach
- Creek or Stream
- East Facing Home
- Landscaped
- Back and Front Yard
- Additional Parcels
- Property is in excellent condition
- Property is zoned R5
HOA Fees
- HOA YN
Parking
- 2 Car Detached Garage
- Oversized Parking
- Electric Vehicle Home Charger
- Parking Storage or Cabinetry
- Front Facing Garage
- Rear-Facing Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
- Parking available for a boat
Property Views
- Marina
- Bay
- Garden
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Stone Foundation
- Poured Concrete
- Architectural Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Wet Bar
- Brick Wall or Ceiling
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Double Pane Windows
- Vinyl Clad Windows
- Insulated Windows
- Palladian Windows
- Casement Windows
- Sliding Doors
- Insulated Doors
- Six Panel Doors
- Family Room Off Kitchen
- Combination Dining and Living Room
- Attic Fan
Kitchen
- Gourmet Kitchen
- Butlers Pantry
- Electric Oven or Range
- Range Hood
- Microwave
- ENERGY STAR Qualified Freezer
- ENERGY STAR Qualified Refrigerator
- Ice Maker
- ENERGY STAR Qualified Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- Primary bedroom faces the bay
- En-Suite Bathroom
- Walk-In Closet
- Whirlpool Bathtub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on upper level
- ENERGY STAR Qualified Washer
Unfinished Basement
- Interior and Exterior Basement Entry
- Water Proofing System
- Drainage System
- Rough-In Basement Bathroom
Home Security
- Fire and Smoke Detector
- Flood Lights
Outdoor Features
- Spa
- Canoe or Kayak Water Access
- Private Water Access
- Sail
- Bulkhead
- Stream or River on Lot
- Shared Waterfront
- Powered Boats Permitted
- Lake Privileges
- Balcony
- Deck
- Shed
- Outbuilding
- Playground
Location
- Bayside
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Heating System Uses Oil
- Heat Pump System
- Back Up Oil Heat Pump System
- Vented Exhaust Fan
- Programmable Thermostat
- 200+ Amp Service
- Water Treatment System
- 60 Gallon+ Electric Water Heater
- Well
- Water Conditioner is Owned
- Multiple Phone Lines
- Phone Available
- Cable TV Available
Listing and Financial Details
- Tax Lot 22
- Assessor Parcel Number 020316507750400
Community Details
Overview
- Condo Association YN: No
- Cape St Claire Improvement Association
- Cape St Claire Subdivision
Amenities
- Clubhouse
Recreation
- Boat Ramp
- Community Boat Dock
- Pier or Dock
- Beach
- Community Playground
- Fenced Community Pool
- Pool Membership Available
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,381 | $815,533 | ||
| 2024 | $9,190 | $768,600 | $488,100 | $280,500 |
| 2023 | $8,987 | $760,333 | $0 | $0 |
| 2022 | $7,682 | $752,067 | $0 | $0 |
| 2020 | $7,341 | $700,800 | $0 | $0 |
| 2019 | $13,995 | $657,800 | $0 | $0 |
| 2018 | $234 | $614,800 | $364,000 | $250,800 |
| 2017 | $6,748 | $610,233 | $0 | $0 |
| 2016 | $234 | $605,667 | $0 | $0 |
| 2015 | $234 | $601,100 | $0 | $0 |
| 2014 | -- | $601,100 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/12/2026 07/12/26 | Price Changed | $1,175,000 | -6.0% | $402 / Sq Ft | |
| 06/25/2026 06/25/26 | For Sale | $1,249,999 | +47.1% | $428 / Sq Ft | |
| 10/03/2022 10/03/22 | Sold | $850,000 | 0.0% | $291 / Sq Ft | View Prior Sale |
| 08/10/2022 08/10/22 | Pending | -- | -- | -- | |
| 08/05/2022 08/05/22 | For Sale | $850,000 | +57.4% | $291 / Sq Ft | |
| 09/30/2015 09/30/15 | Sold | $540,000 | -1.8% | $185 / Sq Ft | View Prior Sale |
| 09/01/2015 09/01/15 | Pending | -- | -- | -- | |
| 08/11/2015 08/11/15 | Price Changed | $550,000 | -4.3% | $188 / Sq Ft | |
| 07/06/2015 07/06/15 | Price Changed | $575,000 | -4.0% | $197 / Sq Ft | |
| 04/22/2015 04/22/15 | Price Changed | $599,000 | -4.2% | $205 / Sq Ft | |
| 03/20/2015 03/20/15 | For Sale | $625,000 | +2.3% | $214 / Sq Ft | |
| 06/14/2012 06/14/12 | Sold | $611,000 | -2.2% | $209 / Sq Ft | View Prior Sale |
| 05/02/2012 05/02/12 | Pending | -- | -- | -- | |
| 03/02/2012 03/02/12 | For Sale | $625,000 | -- | $214 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $850,000 | Capitol Title | |
| Deed | $611,000 | Tower Title Corporation | |
| Deed | -- | -- | |
| Deed | $501,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $680,000 | New Conventional |
Source: Bright MLS
MLS Number: MDAA2149710
APN: 03-165-07750400
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Ask me questions while you tour the home.