NOT LISTED FOR SALE

85 E Clover Ave Cortland, IL 60112

Estimated Value: $319,563 - $351,000

2 Beds
2 Baths
1,788 Sq Ft
$186/Sq Ft Est. Value

Last Sold September 26, 2022

Last sale price $261,000 $146 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $2,562/month

Highlights

  • Community Lake
  • Ranch Style House
  • Porch
  • Property is near a park
  • Wood Flooring
  • 2 Car Attached Garage

About This Home

As of September 2022

Walk into this home and immediately you will love the open feeling! 2500 square feet of finished living space showcases a large living room with beautiful open oak staircase to your finished basement. Fully applianced kitchen features an island sink, pantry and ceramic tile flooring. Eating area has gleaming hardwood floors and sliding doors that lead to your stamped concrete patio and no backyard neighbors. The yard is fenced in back and on the sides and just needs the closing gates. Master bedroom has hardwood flooring, office space and could be separated to add a 3rd bedroom on the main level if desired. Nice size walk in closet and master bath with double sinks and a linen closet. Another bedroom, full bath and laundry room complete the nearly 1800 square foot main level. Enjoy the finished basement with a family/rec room and 3rd bedroom plus bonus crawl space for added storage. All windows have been upgraded to triple pane in 2021 with a transferable lifetime warranty. New 6 panel doors throughout, HVAC new in 2021, kitchen appliances all 4 years or newer. This is a great home ready for YOU!

Last Agent to Sell the Property

Julie Fabrizius

Coldwell Banker Real Estate Group License #471019563 Listed on: 08/01/2022

Coldwell Banker Real Estate Group

Last Buyer's Agent

Ginny Leamy

Compass License #475126031

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,606

Year Built

  • Built in 2004

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 56.20 x 136.44 x 56.20 x 136.56
  • Paved or Partially Paved Lot

HOA Fees

  • $18 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,788 Sq Ft Home
  • Ceiling Fan
  • Entrance Foyer
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Unfinished Attic
  • Carbon Monoxide Detectors
  • Property Views

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Partially Carpeted
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Dual Sinks

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Partial Basement
  • Sump Pump
  • Bedroom in Basement
  • Recreation or Family Area in Basement
  • Crawl Space
  • Basement Window Egress

Outdoor Features

  • Stamped Concrete Patio
  • Porch

Location

  • Property is near a park

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Satellite Dish

Community Details

  • Neucort Lakes HOA, Phone Number (815) 787-7368
  • Neucort Lakes Subdivision
  • Property managed by Townsend Management
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,606

Year Built

Built in 2004

Lot Details

0

HOA Fees

$18 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Ranch, Traditional
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Neucort Lakes
  • Year Built: 2004
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Partial
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Below Grade Finished Sq Ft: 720
  • Interior Amenities: Hardwood Floors, First Floor Bedroom, First Floor Laundry, First Floor Full Bath, Walk-In Closet(s), Some Wall-To-Wall Cp
  • LivingArea: 1788
  • Other Equipment: Humidifier, TV-Dish, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: Eating Area, Walk In Closet, Foyer
  • Estimated Total Finished Sq Ft: 2508
  • Basement Description: Finished,Crawl,Egress Window,Rec/Family Area,Sleeping Area
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 1
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 1788
  • Basement Sq Ft: 720
  • Total Sq Ft: 2508
  • Attic: Unfinished
  • Main Level Sq Ft: 1788
  • Flooring: Hardwood
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Porch, Stamped Concrete Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 255000
  • Lot Features: Views, Sidewalks
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Electric, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 55
  • Association Fee Frequency: Quarterly
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Townsend Management
  • Management Contact Name: Neucort Lakes HOA
  • Management Phone: 815-787-7368
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Other

Schools

  • Middle/Junior School District: 428

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.18
  • Lot Dimensions: 56.20 X 136.44 X 56.20 X 136.56
  • Rural (Y/N): Y
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7606.4
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2022
Closed on
Sep 21, 2022
Sold by
Anderon Matthew and Anderon Viktoria
Bought by
Guzman Daniel A and Atkins Kiah E
Seller's Agent
Julie Fabrizius
Coldwell Banker Real Estate Group
Buyer's Agent
Ginny Leamy
Compass
List Price
$255,000
Sold Price
$261,000
Premium/Discount to List
$6,000
2.35%
Current Estimated Value
$322,196

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$61,196
Avg. Annual Appreciation
7.53%
Original Mortgage
$256,272
Outstanding Balance
$246,870
Interest Rate
5.25%
Mortgage Type
FHA
Estimated Equity
$74,832

Purchase Details

Listed on
Jul 13, 2017
Closed on
Aug 31, 2017
Sold by
Imber Christophert and Vinyard Emily A
Bought by
Anderson Matthew
Seller's Agent
Kelly Miller
Hometown Realty Group
Buyer's Agent
Michael Davis
Brokerocity Inc
List Price
$169,900
Sold Price
$165,000
Premium/Discount to List
-$4,900
-2.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.47%
Original Mortgage
$90,000
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 10, 2012
Closed on
Jul 11, 2012
Sold by
Gutierrez Wzequiel
Bought by
Imber Christopher T
Seller's Agent
Kelly Miller
Hometown Realty Group
Buyer's Agent
Kelly Miller
Hometown Realty Group
List Price
$154,900
Sold Price
$140,000
Premium/Discount to List
-$14,900
-9.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.25%
Original Mortgage
$142,857
Interest Rate
3.75%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Guzman Daniel A $261,000 --
Anderson Matthew $165,000 None Available
Imber Christopher T $140,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Guzman Daniel A $256,272
Previous Owner Anderson Matthew $93,000
Previous Owner Anderson Matthew $90,000
Previous Owner Imber Christopher T $142,857
Previous Owner Gutierrez Ezequiel $113,943
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/26/2022 09/26/22 Sold $261,000 +2.4% $146 / Sq Ft
08/02/2022 08/02/22 Pending -- -- --
08/01/2022 08/01/22 For Sale $255,000 +54.5% $143 / Sq Ft
08/31/2017 08/31/17 Sold $165,000 -2.9% $92 / Sq Ft
07/31/2017 07/31/17 Pending -- -- --
07/13/2017 07/13/17 For Sale $169,900 +21.4% $95 / Sq Ft
07/11/2012 07/11/12 Sold $140,000 -6.6% $50 / Sq Ft
05/18/2012 05/18/12 Pending -- -- --
03/27/2012 03/27/12 Price Changed $149,900 -3.2% $54 / Sq Ft
03/09/2012 03/09/12 For Sale $154,900 -- $55 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,362 $93,526 $13,326 $80,200
2023 $9,362 $86,601 $12,467 $74,134
2022 $7,618 $63,417 $11,898 $51,519
2021 $7,606 $60,380 $11,328 $49,052
2020 $7,534 $58,497 $10,975 $47,522
2019 $7,196 $55,272 $10,514 $44,758
2018 $5,296 $52,271 $9,943 $42,328
2017 $6,926 $49,763 $9,466 $40,297
2016 $7,621 $53,994 $8,897 $45,097
2015 -- $50,704 $8,355 $42,349
2014 -- $45,266 $8,041 $37,225
2013 -- $44,600 $8,333 $36,267
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11479582

Midwest Real Estate Data (MRED)

APN: 09-20-257-007