NOT LISTED FOR SALE

856 Ray Ave Union, NJ 07083

Estimated Value: $601,000 - $756,173

Studio
-- Bath
1,505 Sq Ft
$449/Sq Ft Est. Value

About This Home

This home is located at 856 Ray Ave, Union, NJ 07083 and is currently estimated at $676,043, approximately $449 per square foot. 856 Ray Ave is a home located in Union County with nearby schools including Battle Hill Elementary School, Burnet Middle School, and Union High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 31, 2020
Sold by
Costa Fatima S
Bought by
Costa Fatima S and Lamego Michael S
Current Estimated Value
$676,043

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,000
Outstanding Balance
$266,006
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$410,037

Purchase Details

Closed on
Oct 25, 2018
Sold by
Branco Luis Manuel and Branco Sonia
Bought by
Costa Fatima S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$335,200
Interest Rate
4.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 9, 2009
Sold by
Hsbc Bank Usa Na
Bought by
Branco Luis Manuel and Figueiredo Sonia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,000
Interest Rate
5.17%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 12, 2008
Sold by
Bono Nicole and Bono Michael
Bought by
Hsbc Bank Usa Na

Purchase Details

Closed on
Jun 13, 2006
Sold by
Bono Michael
Bought by
Bono Nicole

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$318,400
Interest Rate
9.24%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jan 15, 2003
Sold by
Paiva Frank
Bought by
Bono Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$247,500
Interest Rate
5.99%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Costa Fatima S -- Evident Title Agency Inc
Costa Fatima S $419,000 Wfg National Title Co
Branco Luis Manuel $230,000 North American Title Agency
Hsbc Bank Usa Na -- Stewart Title Guaranty Co
Bono Nicole -- --
Bono Michael $275,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Costa Fatima S $332,000
Closed Costa Fatima S $335,200
Previous Owner Branco Luis Manuel $207,000
Previous Owner Bono Nicole $318,400
Previous Owner Bono Michael $247,500
Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,891 $53,200 $20,500 $32,700
2024 $11,528 $53,200 $20,500 $32,700
2023 $11,528 $53,200 $20,500 $32,700
2022 $11,127 $53,200 $20,500 $32,700
2021 $10,858 $53,200 $20,500 $32,700
2020 $10,641 $53,200 $20,500 $32,700
2019 $10,498 $53,200 $20,500 $32,700
2018 $10,319 $53,200 $20,500 $32,700
2017 $10,167 $53,200 $20,500 $32,700
2016 $9,919 $53,200 $20,500 $32,700
2015 $9,754 $53,200 $20,500 $32,700
2014 $9,536 $53,200 $20,500 $32,700
Source: Public Records

Map