$369,500

86 Rock Spring Loop Saint Augustine, FL 32095

Estimated payment $2,985/month

2 Beds
2 Baths
1,547 Sq Ft
$239 Price per Sq Ft

Highlights

  • Fitness Center
  • Active Adult
  • Pond View
  • Home fronts a pond
  • Gated Community
  • Clubhouse

About This Home

Welcome to this stunning 2 Bedroom +Office/Flex room, 2 Bath Duplex home nestled in the gated 55+ community of Bridge Bay at Bannon Lakes. Sitting on a serene private lake in the heart of popular St Johns County, this beautifully upgraded home features an open-concept layout with very up to date finishes throughout and many exceptional upgrades. The incredible Kitchen is perfect for entertaining with imported stone countertops, extra large pantry, spacious center island, upgraded stainless steel appliances, & custom tile backsplash. More fabulous features include two car garage, paver driveway & patio, 9' ceilings, custom plantation blinds on every window, power retractable screens on the extended patio inside the fenced yard sloping to the Pond. Other highlights are Porcelain Tile floors, tankless WH, a water softener, weathered wood accents, crown molding in every room, custom ceiling fans and new light fixtures. The Owner's suite offers a quiet retreat with tray ceiling, ensuite bath, frameless glass shower, stone top vanities, and a huge walk-in Custom Closet. Both Primary and Guest Bedrooms can accommodate King size bedroom sets. The Flex Room has built-in cabinetry that makes the perfect Office. All exterior maintenance is covered by association dues - roof, siding, painting, lawn maintenance, fertilization, irrigation, shrubs, & gated Security. Among the amazing Amenities are a state of the art Fitness Center, BBQ area, Fire Pit, two Pools, Pickleball and Tennis Courts, a Dog Park, the Kids' Park, and a Clubhouse with Daily Activities Posted. Life Here is Good!
1597 Spaces

Listing Agent

David Eaton

COLDWELL BANKER PREMIER PROPERTIES License #3201718 Listed on: 05/03/2026

COLDWELL BANKER PREMIER PROPERTIES

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,659

Year Built

  • Built in 2019

Lot Details

  • 4,356 Sq Ft Lot
  • Home fronts a pond
  • South Facing Home

HOA Fees

  • $388 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Entry on the 1st floor
  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,547 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Ceiling Fan
  • Plantation Shutters
  • Entrance Foyer
  • Tile Flooring
  • Pond Views
  • Security Gate

Kitchen

  • Breakfast Bar
  • Gas Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Screened Patio
  • Terrace
  • Rear Porch

Schools

  • Mill Creek Academy Elementary And Middle School
  • Tocoi Creek High School

Utilities

  • Central Heating and Cooling System
  • Tankless Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0270151290

Community Details

Overview

  • Active Adult
  • Association fees include ground maintenance, security
  • Bridge Bay At Bannon Lakes Association
  • Bridge Bay At Bannon Lakes Subdivision

Amenities

  • Community Barbecue Grill
  • Clubhouse

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Fitness Center
  • Community Pool
  • Children's Pool
  • Dog Park
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,659

Year Built

Built in 2019

Lot Details

4,356 Sq Ft Lot

HOA Fees

$388 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: No
  • Stories: 1
  • Year Built: 2019
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.1
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Bridge Bay At Bannon Lakes
  • Architectural Style: Half Duplex
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Walk-In Closet(s), Primary Bathroom - Shower No Tub, Split Bedrooms
  • Major Appliances: Dryer, Disposal, Dishwasher, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Tile
  • Living Area: 1547.0

Exterior Features

  • Waterfront: Yes
  • Roof: Shingle
  • Pool Private: No
  • View: Pond
  • Waterfront Features: Pond
  • Construction Type: Frame, Stucco
  • Direction Faces: South
  • Patio And Porch Features: Patio, Porch, Rear Porch, Screened, Terrace

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0

Utilities

  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Security: Security Gate
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 388.0
  • Association Fee Frequency: Monthly
  • Community Features: Curbs, Gated, Sidewalks
  • Senior Community: Yes
  • Amenities: Barbecue, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Security, Tennis Court(s), Pickleball, Children's Pool, Management - Off Site, Pool
  • Association Name: Bridge Bay at Bannon Lakes
  • Association: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Security

Schools

  • Elementary School: Mill Creek Academy
  • High School: Tocoi Creek
  • Middle Or Junior School: Mill Creek Academy

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 4356.0
  • Parcel #: 0270151290
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 7658.59
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $7,659 $204,579 -- --
2025 $6,316 $319,981 $80,000 $239,981
2024 $6,316 $305,059 -- --
2023 $6,316 $296,174 $0 $0
2022 $5,368 $230,695 $0 $0
2021 $5,130 $207,488 $0 $0
2020 $5,101 $203,208 $0 $0
2019 $3,466 $50,000 $0 $0
2018 $3,221 $50,000 $0 $0
2017 $1,257 $26,000 $26,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/03/2026 05/03/26 For Sale $369,500 -2.8% $239 / Sq Ft
05/23/2025 05/23/25 Sold $380,000 -1.3% $246 / Sq Ft View Prior Sale
04/16/2025 04/16/25 Pending -- -- --
03/10/2025 03/10/25 Price Changed $385,000 -3.4% $249 / Sq Ft
02/13/2025 02/13/25 Price Changed $398,500 -2.8% $258 / Sq Ft
10/26/2024 10/26/24 For Sale $410,000 +5.1% $265 / Sq Ft
06/13/2022 06/13/22 Sold $390,000 -4.9% $252 / Sq Ft View Prior Sale
04/05/2022 04/05/22 Pending -- -- --
03/29/2022 03/29/22 For Sale $410,000 -- $265 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Warranty Deed $380,000 Landmark Title
Warranty Deed $380,000 Landmark Title
Warranty Deed $390,000 Covenant Closing & Title Servi
Special Warranty Deed $288,600 Dba Pgp Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $312,000 New Conventional
Previous Owner $50,000 Adjustable Rate Mortgage/ARM
Source: Public Records

About the Listing Agent

David Eaton

COLDWELL BANKER PREMIER PROPERTIES

(844) 930-5478

Section Image

Licensed since 1971, Dave is a very easy guy to like. He is an articulate and enthusiastic communicator and sets the bar at the highest level in meeting the dreams and goals of his clients. Dave brings a highly diverse range of knowledge into the real estate arena, having been on both the management as well as the sales side of the business. A Graduate of the Realtors Institute (GRI) and numerous other professional training programs of the National Association of Realtors, Dave takes every

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Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2143239

realMLS (Northeast Florida Multiple Listing Service)

APN: 027015-1290

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