$140,000
SOLD MAY 26, 2026

86 W Oneida St Oswego, NY 13126

Oswego Area
4 Beds
4 Baths
3,033 Sq Ft
1,742 Sq Ft Lot

Sale Details

Date Sold: May 26, 2026

$46 Per Sq Ft

15% Below List Price

95 Days on Market

Highlights

  • Corner Lot
  • In-Law or Guest Suite
  • Forced Air Heating and Cooling System
  • 1 Car Detached Garage
  • Breakfast Bar
  • Baseboard Heating

About This Home

As of May 2026

This beautifully updated home blends character with modern conveniences and offers flexibility to fit your lifestyle. Inside you will find recently renovated kitchen and bathroom with new appliances. Upstairs you’ll find additional finished space that can be used in so many ways—set it up as an in-law suite, create a short-term rental for extra income, or easily combine it with the main living area to expand your primary home. This home has 3 bedrooms downstairs with an additional bonus room and 1 bedroom apartment upstairs. Downstairs you will see Conveniently located close to the bus route and walk-able to downtown, you’ll love the easy access to shops, dining, and everyday amenities. Plus, the property includes a garage and off-street parking—rare features that add everyday convenience. With its cozy layout, fresh updates, and versatile options, this home is a rare find that’s ready to meet your needs today and grow with you tomorrow.

Last Agent to Sell the Property

Caitlin Reynolds

Listing by Century 21 Galloway Realty License #10401376254 Listed on: 09/13/2025

Century 21 Galloway Realty

Last Buyer's Agent

Sarah Hoefer

Listing by Century 21 Galloway Realty License #10301222053

Century 21 Galloway Realty
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,704

Year Built

  • Built in 1970

Lot Details

  • 1,742 Sq Ft Lot
  • Lot Dimensions are 26x62
  • Corner Lot
  • Rectangular Lot

Parking

  • 1 Car Detached Garage
  • Driveway

Home Design

  • Wood Siding

Interior Spaces

  • 3,033 Sq Ft Home
  • 2-Story Property
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • In-Law or Guest Suite

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Baseboard Heating
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 351200-128-061-0006-006-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,704

Year Built

Built in 1970

Lot Details

1,742 Sq Ft Lot

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1970
  • Lot Features: Corner Lot, Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Directions: It is on the South West corner of Oneida and West 7th Street in Oswego.
  • Architectural Style: Two Story
  • Flooring: Carpet, Varies, Vinyl
  • Garage Yn: Yes
  • Interior Features: Breakfast Bar, See Remarks, In-Law Floorplan
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Gas Water Heater, Refrigerator, Washer
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Main Level Bathrooms: 3
  • Main Level Bedrooms: 3
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.04
  • Waterfront: No
  • Construction Type: Wood Siding
  • Exterior Features: Blacktop Driveway

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Detached, Garage, Driveway

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Gas, Baseboard, Forced Air
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Oswego

Lot Info

  • Parcel Number: 351200-128-061-0006-006-000-0000
  • Lot Dimensions: 26X62
  • Lot Size Sq Ft: 1742.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2704.0
  • Tax Lot: 6

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 26, 2026
Sold by
Bought by

Purchase Details

Closed on
Oct 9, 2017
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,750
Interest Rate
3.82%
Mortgage Type
Commercial

Purchase Details

Closed on
Jan 22, 2015
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $140,000 Stewart Title Guaranty Co
Warranty Deed $65,000 Vanguard Research & Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $48,750 Commercial
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/26/2026 05/26/26 Sold $140,000 -6.7% $46 / Sq Ft
12/17/2025 12/17/25 Pending -- -- --
11/01/2025 11/01/25 Price Changed $150,000 -3.2% $49 / Sq Ft
09/22/2025 09/22/25 Price Changed $154,900 -3.1% $51 / Sq Ft
09/17/2025 09/17/25 Price Changed $159,900 -3.1% $53 / Sq Ft
09/13/2025 09/13/25 For Sale $165,000 -- $54 / Sq Ft
Source: Central New York Information Services

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,688 $90,000 $11,000 $79,000
2024 $1,718 $90,000 $11,000 $79,000
2023 $1,693 $65,000 $20,000 $45,000
2022 $1,716 $65,000 $20,000 $45,000
2021 $1,745 $65,000 $20,000 $45,000
2020 $1,233 $65,000 $20,000 $45,000
2019 $994 $65,000 $20,000 $45,000
2018 $2,022 $65,000 $20,000 $45,000
2017 $4,987 $100,000 $20,000 $80,000
2016 $961 $100,000 $20,000 $80,000
2015 -- $114,000 $20,000 $94,000
2014 -- $114,000 $20,000 $94,000
Source: Public Records

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Map

Source: Central New York Information Services

MLS Number: S1637716

Central New York Information Services

APN: 351200-128-061-0006-006-000-0000

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