$449,000
UNDER CONTRACT

86 Whispering Pine Dr Palm Coast, FL 32164

Palm Coast Area

Estimated payment $2,790/month

Total Views 223
4 Beds
3 Baths
2,279 Sq Ft
$197 Price per Sq Ft

Highlights

  • 80 Feet of Fresh Water Canal Waterfront
  • Private Yard
  • No HOA
  • Canal View
  • Solid Surface Countertops
  • Skylights

About This Home

Under contract-accepting backup offers. Welcome to this pristine 2-year-old waterfront home in Palm Coast, offering 4 bedrooms, 3 full bathrooms, approximately 2,300 square feet of living space, and an oversized 2-car garage (Enough to fit 3!). This home shows like new, but unlike new construction, the expensive upgrades have already been done for you.
Inside, you’ll immediately notice how bright and open the home feels. Luxury vinyl plank flooring runs throughout with no carpet anywhere, while custom plantation shutters give the home a clean, finished look. Two custom sun tunnels bring additional natural light into the main living areas, and storage is exceptional with generous closets throughout and a huge walk-in pantry just off the kitchen.
One of the best features of the home is the way the living space opens to the outdoors. Two sets of triple sliding glass doors lead out to an impressive 30' x 8' covered and fully screened lanai, creating a great extension of the living area and a perfect place to enjoy the Florida weather year-round.
Beyond the lanai is what really makes this property special. The home sits on a freshwater canal with an untouched nature preserve directly across the water, giving you peaceful views with no homes staring back at you. The naturally elevated homesite provides a beautiful vantage point overlooking the canal while also offering excellent drainage.
The oversized 2-car garage provides plenty of additional room for vehicles, a golf cart, workshop, or storage, and the wide driveway offers ample parking. Outside, the owners have also added a full seamless gutter system and upgraded 20-year rubber mulch landscaping for an attractive, low-maintenance finish.
If you’re considering new construction, this one deserves a serious look. You get the feel and efficiency of a nearly new home without having to spend the time and money adding flooring, window treatments, gutters, landscaping, a screened lanai, and all the other upgrades after closing.
Turnkey, waterfront, beautifully maintained, and ready for its next owner. Schedule your private showing today!

Listing Agent

CHASE SABINE

REALTY EXCHANGE, LLC Brokerage Phone: 386-446-0017 License #3513805 Listed on: 08/22/2026

REALTY EXCHANGE, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,898

Year Built

  • Built in 2024

Lot Details

  • 10,189 Sq Ft Lot
  • 80 Feet of Fresh Water Canal Waterfront
  • West Facing Home
  • Irrigation Equipment
  • Private Yard

Parking

  • 3 Car Attached Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 2,279 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Coffered Ceiling
  • Ceiling Fan
  • Skylights
  • Plantation Shutters
  • Living Room
  • Luxury Vinyl Tile Flooring
  • Canal Views
  • Laundry in unit

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Access to Freshwater Canal
  • Rain Gutters
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Palm Coast Sec 23 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,898

Year Built

Built in 2024

Lot Details

10,189 Sq Ft Lot

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: HardiPlank Type, Frame
  • Fireplace: No
  • Living Area: 2279
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 2024
  • Building Area Total: 3258
  • Lot Size Sq Ft: 10189
  • Status: Pending
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 302.68
  • Escrow City: Palm Coast
  • Escrow State: FL
  • Escrow Street Name: palm coast pkwy ne
  • Minimum Lease: 1-7 Days
  • RATIO Current Price By Calculate: 197.02
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 386-446-0017
  • Tax Year: 2025
  • Special Features: 4226

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment, Private Yard
  • Stories: 1
  • Window Features: Skylight(s)
  • Living Area Meters: 211.73

Exterior Features

  • Direction Faces: West
  • Exterior Features: Private Mailbox, Private Yard, Rain Gutters
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: Canal - Freshwater
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 80
  • Water Frontage Feet Canal Fresh: 80

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Development: Pine Lakes

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: RESI
  • Parcel Number: 07-11-31-7023-00030-0060
  • Additional Parcels: No
  • Flood Zone Code: x

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3898.34
  • Tax Block: 3
  • Tax Book Number: 6
  • Tax Lot: 6

Multi Family

  • Waterfront Features: Canal - Freshwater

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,594 $123,788 $24,757 $99,031
2025 $1,594 $121,361 $24,272 $97,089
2024 $1,499 $118,981 $23,796 $95,185
2023 $1,479 $116,648 $23,329 $93,319
2022 $1,444 $114,361 $22,872 $91,489
2021 $1,416 $112,119 $22,424 $89,695
2020 $1,396 $110,969 $22,194 $88,775
2019 $1,371 $108,793 $21,759 $87,034
2018 $1,190 $106,659 $21,332 $85,327
2017 $1,169 $104,568 $20,914 $83,654
2016 $1,152 $102,518 $20,504 $82,014
2015 $1,132 $100,978 $20,196 $80,782
2014 $647 $50,227 $10,045 $40,182
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/22/2026 08/22/26 For Sale $449,000 +486.9% $197 / Sq Ft
02/02/2024 02/02/24 Sold $76,500 -0.4% -- View Prior Sale
12/28/2023 12/28/23 Pending -- -- --
11/28/2023 11/28/23 Price Changed $76,800 -9.5% --
07/14/2023 07/14/23 For Sale $84,900 +21.5% --
05/27/2021 05/27/21 Sold $69,900 0.0% -- View Prior Sale
05/04/2021 05/04/21 Pending -- -- --
04/27/2021 04/27/21 For Sale $69,900 +28.3% --
03/30/2021 03/30/21 Sold $54,500 -9.0% -- View Prior Sale
03/18/2021 03/18/21 Pending -- -- --
01/27/2021 01/27/21 For Sale $59,900 -- --
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $400,700 Steel City Title
Special Warranty Deed $79,344 Steel City Title
Special Warranty Deed $76,500 Steel City Title
Warranty Deed $69,900 Olde Florida Title Llc
Warranty Deed $54,500 Title Chain Inc
Warranty Deed -- --
Warranty Deed $15,700 --
Source: Public Records

Source: Stellar MLS

MLS Number: FC320898

Stellar MLS

APN: 07-11-31-7023-00030-0060

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